Paul O'Keefe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 35 years of experience in investment management, focusing on retirement planning for individuals and small businesses, wealth management, and other client needs such as education planning, family wealth management strategies, and socially responsible investing. Paul employs a consultative and disciplined approach to develop personalized financial strategies aimed at helping clients achieve their life goals. Paul holds a Bachelor of Arts degree from Michigan State University. He has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Retirement Accredited Financial Advisor (RAFA), Personal Investment Advisor (PIA), and Certified Plan Fiduciary Advisor (CPFA). Throughout his career, Paul has leveraged the resources available at Merrill, including research and specialists, to deliver customized financial planning to his clients. Outside of his professional work, Paul enjoys a variety of outdoor activities such as boating, fishing, golf, and spending time with his family. He is involved with community organizations including the Ovarian Cancer Research Alliance (OCRA) and the Red Cross, reflecting his commitment to community service. Paul resides in Shelby Township, Michigan.

Scott Saylor is a CFP® with 17 years of industry experience, currently with OSAIC since 2022. He previously worked at Sigma Planning Corporation and Sigma Financial Corporation for over a decade each. In addition to his advisory role, he manages Saylor Tax Service, a tax preparation business serving both personal and business clients. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services and employs firm-provided tools and third-party platforms to construct and manage diversified portfolios.

Andrew Tabaczuk is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 11 years. Outside of his advisory role, he is involved in independent insurance brokering with Guardian. Ameriprise is an institutional firm that offers retirement-income planning services tailored to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Robert Tomaszewski is a CFP®-designated financial advisor with 26 years of industry experience. He has been with Raymond James Financial since 2011 and previously worked at Christopher Patrick and Associates. Tomaszewski is also involved in entrepreneurial ventures, including ownership of Axiom Wealth Management and co-ownership of B&T Wealth Management, LLC, which supports his Raymond James practice. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory services and maintains a notable presence in municipal and public finance through its affiliated departments.

Gregory Lambrecht is a financial advisor with Primerica Advisors in Troy, MI, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He has worked at Primerica Advisors since 2016 and concurrently at EY, LLP since 2018. His other business activities include operating G Lambrecht & Associates, LLC and G Lambrecht Consulting, LLC, both focused on Primerica-related business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, managing approximately $15.5 billion in assets. The firm relies on model-delivery strategies from unaffiliated asset managers and offers a range of investment models including those incorporating cryptocurrency.

Zachary Paul is a financial advisor at Morgan Stanley in Troy, MI, holding Series 63 and Series 66 designations with eight years of industry experience. He previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA, and has experience with Allegis Group, Aerotek, and Ford Motor Credit Company. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs that include tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a planning process that uses firm-approved tools and modeling techniques to support client goals.

Joshua Grow is a financial advisor at LPL Financial with a Series 66 designation and four years of industry experience. Before joining LPL Financial in 2022, he worked at Topgolf from 2019 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with access to model portfolios, research, and various management options.

De Andre Bell is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Infinex Investments, Flagstar Bank, and Citizens Securities. Outside of his advisory work, he owns a lawn maintenance business and performs as a percussion musician at Macedonia Baptist Church. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, combining non-discretionary advisory services with access to discretionary separately managed accounts and alternative investments within a highly integrated operational structure.

Mary Glidden is a CFP® professional with 35 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at American Express Financial Advisors Inc. for 28 years. Outside of her advisory role, she has interests in resort and vacation property ownership. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines a range of advisory, brokerage, and insurance solutions through affiliated companies typical of a large institutional provider.

Christopher Branick is a Financial Consultant at Fidelity Investments, a role he has held since 2022. He focuses on enhancing clients' financial literacy and partners with them to set and pursue both short and long-term financial goals through intentional investment decisions. He utilizes Fidelity's resources to help clients develop efficient and effective financial plans tailored to their priorities. Prior to joining Fidelity Investments, Christopher worked as a Financial Advisor at PNC Investments from 2018 to 2022. His earlier experience includes positions as an Investment Consultant at Scottrade from 2015 to 2018 and as a Financial Advisor at Merrill Lynch in 2013. The information provided does not include details about his education, credentials, personal interests, or community involvement.

Mayank Desai is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 designation and 16 years of industry experience. He has worked with Equitable and its predecessor entities since 2009. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid advisory and brokerage model that emphasizes tailored client intake and uses a range of referral and implementation structures.

Richard Yoon is affiliated with LPL Enterprise and holds the Series 66 designation. He has industry experience beginning in 2026 and previously worked for Rocket Mortgage, LLC for ten years. LPL Enterprise serves a broad range of clients including individuals, retirement plans, charitable organizations, corporations, and other institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios and third-party asset managers, combining adviser programs with sales of financial products and an integrated lending program.

Elizabeth Ashley is a financial advisor at OSAIC with five years of industry experience. She holds a Series 66 license and previously worked at Securities America Advisors and Securities America, Inc. Ashley also engages in life insurance sales, assisting clients with policy applications and carrier submissions. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services that include financial planning, managed accounts, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes and supports both discretionary and non-discretionary management options.

Mitchell Schafer is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2023, he worked at Sigma Financial Corporation for five years. He is also employed outside of investment advising as an administrative assistant at Strategic Financial Pathways. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management along with access to model portfolios and research from various sources.

Steven Marlette is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. His background is centered at LPL Financial, where he has worked for 17 years. Outside of advisory work, he is involved in entrepreneurial activities including reselling goods online. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Andrew Alltop is a financial advisor at Ameriprise in Grosse Pointe, MI, holding a Series 66 designation with six years of industry experience. Prior to joining Ameriprise in 2021, he worked at Royal Alliance and Michigan Financial Companies. He also serves as a financial planning analyst for Ameriprise advisors, building financial plans using client data and modeling software. Ameriprise offers retirement-income planning services designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with advisors.

Todd Marone is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with J.P. Morgan Securities LLC since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Sara Rosema is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities across multiple periods since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Joseph Serra is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 2000. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through multiple third-party asset managers, operating a hybrid advisory and brokerage model with a focus on tailored client intake and program placement.

Terry George is a financial advisor with Wells Fargo Clearing in Troy, Michigan, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide investment decisions and offers both brokerage and advisory solutions.