Kevin Pittz is a Certified Financial Planner (CFP®) with 16 years of industry experience, all spent at Edward Jones since 2010. He is based in Schenectady, NY, and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey Damia is a financial advisor at LPL Financial with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at firms including Wells Fargo Funds Management and FS Investment Solutions. Outside of advising, he is involved in several business entities, including partnerships related to brewing ventures in Chatham, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services with both discretionary and non-discretionary management options.

George Mcavoy is a financial advisor at LPL Financial with 23 years of industry experience. He holds the Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc., Securities America Advisors, and OSAIC. Mcavoy also manages CP Capital Management, a business he has been involved with since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Christopher DeMania is currently serving as Vice President, Wealth Planner at Fidelity Investments. In this role, he partners with clients and their families to understand their financial goals and collaborates with them to develop comprehensive plans for savings, investments, and retirement. Prior to his current position, Christopher worked as an Associate at Goldman Sachs from 2018 to 2024. Outside of his professional work, Christopher has interests that include beach activities, fitness, football, hiking, and outdoor adventures.

Stacy Gregory is a financial advisor with Charles Schwab holding CFP® and Series 66 credentials and has seven years of industry experience. Prior to joining Schwab in 2022, she worked at Goldman, Sachs & Co., LLC, DirectAdvisors, LLC, and The Ayco Company, L.P./Mercer Allied Company, L.P. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

Frederick Winkler Jr. is a Series 63 licensed financial advisor with 34 years of industry experience. He is currently with Cetera and previously worked at Avantax Advisory Services, NEXT Financial Group, and has served as president of Fred H. Winkler & Company CPA, PC since 1985. He has longstanding personal and professional relationships that extend to trustee and beneficiary roles for close family friends. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Joel Bennett is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Cetera, Bennett worked at multiple firms including Eqis Capital Management and Mount Yale Investment Advisors. He is also a staff accountant at Hedley & Co., PLLC Certified Public Accountants. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management services and provides advisors with access to multiple investment strategies across discretionary and non-discretionary platforms.

James Faranda is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 66 credentials and possessing 27 years of industry experience. He has worked at LPL Financial since 1999 and most recently is affiliated with Broadview Wealth Management. Outside of his advisory role, he is a notary public and an independent agent for fixed insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide, offering financial planning, advisory programs, retirement consulting, and brokerage services through a large network of investment adviser representatives. The firm provides both discretionary and non-discretionary management, utilizing model portfolios, research, and a range of investment strategies and technologies.

Emma Van Gorder is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2022. Prior to her current role, she was employed at Liberty University and has experience in education and nonprofit settings. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored retirement income recommendations through a centralized consulting team.

Michael Swezey is a financial advisor based in Albany, NY, affiliated with Merrill. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Merrill since 1993 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Catherine Guay is a financial advisor with Primerica Advisors in Albany, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been affiliated with Primerica Financial Services since 2000 and has concurrently managed several other business ventures, including a restaurant and a management company. Outside of her advisory role, she is an author and a member of Hope*Writers, dedicating significant time to these activities. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and selective separately managed accounts for individual and high-net-worth clients, operating primarily as a wrap-fee solution. The firm curates third-party asset managers and delegates trading to BNY Mellon Advisors, with a fee structure based on tiered percentage fees rather than fixed fees.

Daniel Daley is a Series 66-licensed financial advisor with eight years of industry experience. He has worked at Edward Jones since 2018 and previously was associated with Bad Uncle Sam and MassMutual. Daley also has experience outside finance, having worked at the Beekman Arms Delamater Inn. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Nicholas Marinelli is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities LLC. He also has experience running Jim Marinelli Contracting LLC, a business he operated for several years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carrie Dady is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds a Series 66 designation and has been with UBS since 2010. Outside of her advisory role, she is a member of an LLC involved in family real estate holdings. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management.

Maria Mahon is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Siobhan Despart is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a discretionary investment selection option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Jeffrey Trombetta is a CFP® with 34 years of industry experience, currently serving at Osaic since 2025. He previously worked for 27 years at Lincoln Financial Advisors Corporation. Outside of his advisory role, Trombetta is involved in offering traditional life insurance and annuities and is the sole owner of a real estate business focused on finding, fixing, and flipping properties. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through an extensive network of advisers and multiple advisory platforms, offering integrated brokerage, financial planning, retirement consulting, and managed account services. The firm employs a variety of asset allocation tools and third-party solutions to manage diversified portfolios tailored to client risk tolerance and investment restrictions.

Gregory Trimarchi is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 66 and Series 63 licenses and has previously worked with Northwestern Mutual in various roles, as well as a real estate development firm. He was also involved with Shake 'N Bake 123 Inc. in 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios and centralized operational infrastructure.

Thomas Gregg Jr. is a financial advisor with Ameriprise Financial Services, holding a Series 66 credential and nine years of industry experience. His prior roles include positions at LPL Financial, Bank of America, and Merrill. He is involved with Gregg Family Advisors Inc., a family business entity established for tax and investment purposes. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides detailed retirement income planning and ongoing advice focused on income sources and tax-efficient withdrawal strategies.

Nicholas Kopff is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with several firms including MPWM Advisory Solutions and Wealthone LLC. Kopff also operates MPWM Advisory Solutions, LLC, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting with discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.