Mark Wells is a CFP® with 17 years of industry experience, currently practicing at Ameriprise Financial Services, LLC. His work history includes roles at Ameriprise Financial Services Inc, Mass Mutual Investors Services, MassMutual Life Insurance Co, and John Hancock. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Todd Silaika is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he leads the Sirica Wealth Management Group. He and his team work with clients and their families to help achieve financial goals, addressing needs such as worry-free retirement planning, liquidity event navigation, and family wealth management strategies. Todd has been in the financial services industry since 1996 and joined Merrill Lynch Wealth Management in 2006. He holds a bachelor's degree in business administration with a concentration in finance from the State University of New York at Albany. He earned the Chartered Alternative Investment Analyst (CAIA) designation, is a CERTIFIED FINANCIAL PLANNER (CFP), a Certified Private Wealth Advisor (CPWA), and holds the Personal Investment Advisor (PIA) designation. His expertise includes college education planning, legacy planning, portfolio management services, socially responsible and ESG investing, as well as women and wealth. Outside of his professional activities, Todd is involved in the SUNY Albany Business Advisory Council. He enjoys spending time with his family, boating, football, music, skiing, swimming, and traveling.

Justin Spraker is a financial advisor with Cetera who holds a Series 66 credential and has 24 years of industry experience. He has worked at firms including Raymond James Financial Services and Ameriprise Financial Services. Outside of his advisory roles, he is the owner of GHA Executive Services LLC, which supports his financial practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party model portfolios with various program structures.

Pierce Mahar III is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 designations and over 21 years of industry experience. He has worked at LPL Financial since 2018 and previously spent a year with INVEST Financial Corporation. In addition to his advisory role, he serves as president of Education Funding Specialists, Inc., a position he has held since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions, leveraging both proprietary research and third-party subadvisors.

Todd Mcdonald is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 31 years of experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 1995. Outside of his financial advisory work, he has been involved with Garden Gate Landscape L.T.D. since 1986. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, offering collaborative, annual planning engagements that focus on investment strategies without discretion over client assets.

Jeffrey Miller is a financial advisor with Ameriprise in Freehold, NY, holding a Series 63 designation and 14 years of industry experience. He has been with Ameriprise and its related entities since 2012. Outside of his advisory work, he owns All-Trades Improvements, a remodel construction and woodworking business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering customized recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm combines research, modeling, and algorithmic tools to support its advisory process and offers a broad range of investment and insurance solutions through affiliated entities.

Donna Stewart is a financial advisor at LPL Financial with 27 years of industry experience. She has held roles at Key Investment Services LLC and KeyBank from 2016 to 2023 and currently serves as a Premier Relationship Manager at Pioneer Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms such as the Bank Wealth Program.

Joseph Geis Jr. is a financial advisor with LPL Financial in Troy, NY, holding Series 63 and Series 66 licenses and over 30 years of industry experience. His prior work history includes roles at Pioneer Bank, HSBC Securities, Sterling National Bank, and Financial Resource Group. Outside of his advisory career, he operates a small family business selling products online. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of investment adviser representatives.

David Martin is a financial advisor with Merrill in Latham, New York, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been affiliated with Merrill since 2008 and also has a role at Bank of America, N.A. since 2015. Outside of his advisory work, Martin serves as an officer and volunteer at the Children's Museum at Saratoga. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm provides investment management through multiple program strategies and emphasizes integration with Bank of America affiliates and tax-focused implementation tools.

Sarah Paige is a financial advisor at LPL Financial with one year of industry experience. She holds a Series 66 designation and has worked at Pachira Wealth Management and Suny Oneonta Career Development Center prior to her current role. Outside of finance, she has experience in the food and beverage industry, including positions at Cooper's Cave Ale Company and Streaking Moose BBQ. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customizable strategies across various asset classes.

Christina Capobianco is a CFP® and Series 66-licensed advisor with eight years of industry experience. She currently works at Cetera and its affiliates and has prior experience at BlackRock Investments LLC and the University of Delaware. She is also an employee of Capobianco & Associates, LLC, where she supports the principal advisor. Cetera Investment Advisers LLC serves a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment management and financial planning services through a multi-manager platform with access to affiliated and third-party money managers.

Laurie Hasso is a financial advisor with LPL Enterprise holding the CFP®, ChFC®, and Series 63 designations and has 43 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Equity Services Inc, National Life Group, and MSI Financial Services, Inc. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation through model portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and other financial products and services.

Robert Manor is a financial advisor with UBS Financial Services in Albany, NY. He holds a Series 66 designation and has been in the financial industry since 2024. His prior experience includes roles at Goldman Sachs and H&R Block, as well as work in healthcare and academia. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to create tailored financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Laurie Schlossberg is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chancy Darcangelis is a financial advisor with LPL Financial based in Albany, NY, holding the ChFC® designation and Series 63 license. He has 40 years of industry experience, including over three decades at Metlife Securities Inc. and six years with MassMutual Investors Services. In addition to his advisory role, he is involved with Charter Oak Financial, selling life, long-term care, disability, and fixed annuity insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Philip Cortese is a financial advisor with LPL Financial in Latham, NY, holding a Series 63 designation and 26 years of industry experience. He has been with LPL Financial since 2016 and also has been associated with Pioneer Savings Bank since 2015. Outside of his advisory role, he is involved with Peak Lifestyle, a home-based business, and works with AIB-Advisors Insurance Brokers on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing a range of advisory and brokerage services through a large network of investment adviser representatives.

Carlos Martinez is a financial advisor with Wells Fargo Clearing in Rotterdam, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Renu Kallianpur is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. Before joining LPL Financial in 2018, she worked at Invest Financial Corporation and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Tara Hutchins is a financial advisor with Wells Fargo Clearing in Albany, NY, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and previously was involved with the Adult and Senior Center of Saratoga for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Liam Rice is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and previously worked at firms including Bank of America, Merrill, Morgan Stanley, and LPL Financial. Outside of his advisory role, he coaches youth soccer. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and advisory services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary strategies.