Rachel Putratz is a financial advisor with UBS Financial Services in St. Paul, MN, holding a Series 66 designation and 17 years of industry experience. She has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and delivers advisory services using proprietary research and model-based asset allocations.

Anna Carlson is a financial advisor with LPL Financial, holding the CFP® and Series 66 designations and has six years of industry experience. She has worked at Giere Investment Services since 2018 and joined LPL Financial in 2025. Carlson has a background that includes various roles at Wheaton College and experience at Jackson National Management and Park Tool. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Anthony Thole is a CFP® professional with 24 years of industry experience. He currently works at RBC Capital Markets and previously held roles at Bank of America and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Erick Reim is a financial advisor at OSAIC with 27 years of industry experience. He has held senior roles at Woodbury Financial and Alliance Bank, where he serves as SVP of Finance and sits on the bank’s board of directors. He is also a trustee of a family trust and is involved in multiple family LLCs. OSAIC serves a wide range of clients, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors and diverse advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Polly Dedrick is a financial advisor with Primerica Advisors in White Bear Lake, MN, holding a Series 63 designation and 17 years of industry experience. She has been with Primerica Advisors since 2008 and Primerica Financial Services since 2007. Outside of her advisory role, Dedrick is involved as Vice President of a general contracting and handyman services business and is a self-employed musician. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a wrap-fee structure for its services.

David Vasos is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Cetera since 2023. His career includes long tenures at Securian Financial Services and Minnesota Life Insurance Company. He is involved with the North Star Scott Richards Charitable Foundation as a board member and holds several officer roles in related business entities. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through various program structures and a multi-manager platform.

Michelle Lee Tverberg is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Hansen is a Series 66-licensed financial advisor with 19 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2009. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and combines planning with managed-account programs, while maintaining separate planning and portfolio management services.

Eric Kajer is a CFP® with 28 years of industry experience, currently affiliated with OSAIC. He has worked with Financial Dimensions Group, Inc. for 19 years and has been with Osaic Wealth, Inc. (formerly Royal Alliance Associates, Inc.) since 2005. In addition to his advisory role, Kajer sells fixed insurance products including life, disability, and long-term care insurance. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm combines brokerage and investment advisory services with financial planning, retirement consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing across a wide range of investment options.

Blake Peterson is a CFP®-certified financial advisor at Ameriprise with 24 years of industry experience. He previously worked at The Huntington Investment Company and RBC Capital Markets. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joshua Wikstrom is a financial advisor with Thrivent Investment Management in Hudson, WI. He holds a Series 66 designation and has six years of industry experience. Prior to joining Thrivent, he worked at General Motors for six years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across a broad range of planning topics. The firm combines planning with managed-account services under a consolidated billing option while keeping these services separate.

Connor Luetke is a financial advisor with Ameriprise in Arden Hills, MN, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Lori Hoefener is a financial advisor at Wells Fargo Advisors in Saint Paul, MN, holding a Series 66 designation with 20 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Investments from 2006 to 2011. Outside of her advisory role, she serves as a power of attorney for her mother. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a broad menu of planning options. Advisors use Wells Fargo’s research and tools to develop tailored recommendations delivered through meetings and written summaries, with clients deciding on implementation.

Paul Traczyk is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Wells Fargo entities since 2005. He is the owner of MOCA Wealth Management LLC, an independent investment-related business based in Woodbury, MN. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm utilizes Wells Fargo research and planning tools to develop tailored recommendations, with clients able to implement these through brokerage or advisory programs on an optional basis.

Kristin Wanser is a Financial Consultant at Fidelity Investments, a role she has held since 2023. Prior to this position, she served as an Investment Consultant at Fidelity Investments from 2021 to 2023 and as a Financial Representative in 2021. In her professional capacity, Kristin collaborates with clients to develop personalized financial plans tailored to their unique goals, values, and preferences. She emphasizes trust, open communication, and ongoing learning in building long-term client relationships, focusing on protecting, growing, and spending wealth across various market conditions. Outside of her professional work, Kristin engages in activities such as biking, fitness, social events with friends, outdoor adventures, traveling, and yoga.

Tiffany Bell is a financial advisor at Morgan Stanley in St. Paul, MN, holding a Series 66 designation with three years of industry experience. Prior to her current role, she worked at the Saint Paul Conservatory for Performing Artists and the Minnesota Waldorf School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Granville Jordan is a financial advisor with Fidelity who holds Series 63, 65, and 66 credentials and has 24 years of industry experience. His career includes roles at Fidelity Investments and Diversified Investors Securities Corp. He serves as Secretary of the World Barbarian Foundation RFC, a rugby organization, and is Vice President of the condo board at Mews at City Walk in Woodbury, Minnesota. Fidelity’s Strategic Advisers LLC, where he is based, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

David Johnson is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and previously worked for Securian Financial Services and Minnesota Life Insurance Company for 30 years each. Johnson is also the owner of Augustine & Johnson, a separate business activity. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and manager options.

Steven Madden is a financial advisor at Morgan Stanley with 23 years of industry experience. He has been with Morgan Stanley since 2009 and has spent 11 years working at Morgan Stanley Private Bank, N.A. Madden holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by a structured discovery process and firm-approved tools.

Abigail Lundquist is a Series 66-licensed financial advisor with five years of industry experience. She currently works at Cetera in Saint Paul, MN, and has held positions at Avantax Investment Services and several Cetera affiliates since 2024. Outside of advising, she owns and operates ACEAGEN Photography, a wedding and personal photography business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting over 10,000 advisors and approximately 800,000 clients nationwide.