Paul Menzel is a financial advisor with Money Concepts Capital Corp in West Springfield, MA, holding a Series 63 designation and 26 years of industry experience. He has been with Money Concepts Capital Corp since 1999 and is also the president and sole owner of Menzel CPA, P.C., a firm providing bookkeeping, financial statement preparation, and tax return services for individuals and businesses. Additionally, he is a minority investing partner in a company involved with spinal traction devices. Money Concepts Advisory Service (MCAS) offers portfolio management, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. As an enterprise advisor within a firm of about 431 advisors, MCAS manages multiple programs using model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis to guide asset allocation and account rebalancing.

Julie Lopes is a financial advisor with TD Private Client Wealth LLC in Springfield, MA, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has been with TD Private Client Wealth and TD Bank since 2013. Outside of her advisory role, Julie is a home decor creator and influencer for Rewardstyle.LTK, where she posts home content and links items for purchase. TD Private Client Wealth LLC provides discretionary wrap‑fee managed account programs and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning, and access to a range of investment products through a combination of affiliated and third-party sub-managers.

Joseph Ryan is a financial advisor with Kestra Advisory who holds Series 63, 65, and 66 licenses and has 35 years of industry experience. He has been with Kestra Advisory since 2016 and is also the owner of J E Ryan Wealth Management, operating as a registered representative. Ryan serves as a committee member on the Chester Finance Committee. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients. The firm offers fiduciary consulting, plan design, employee education, and discretionary investment management supported by due diligence, serving clients including large institutional investors and sovereign wealth funds.

Ryan Ferriter is a financial advisor at Private Advisor Group, LLC with three years of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial LLC, Paper City Management, and TRI Construction Company Inc. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through both discretionary and non-discretionary programs. The firm provides access to third-party asset managers, turnkey asset management platforms, and its own WealthSuite separately managed account program.

Vincent Fortini is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and bringing seven years of industry experience. His prior work includes roles at KeyBank and Saint Anselm College Sports Medicine. Key Investment Services LLC provides advisory and brokerage services to individuals, trusts, estates, small businesses, and corporate clients through a variety of programs including wrap-fee advisory, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment selection combined with ongoing monitoring and due diligence of third-party advisory products.

Kashawn Sanders is a financial advisor with Eagle Strategies (New York Life) in Northampton, MA, holding a Series 66 designation and five years of industry experience. He previously worked at Callaway Golf Company and Dymotek and operates under the DBA Ostberg & Associates Financial Services and Insurance. Outside of his advisory role, Sanders is the founder, president, and chairman of the board at Follow My Steps Inc., a nonprofit providing guidance and resources to low-income students and their families. Eagle Strategies serves a diverse clientele including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Meagan Crook is a financial advisor with First Command Advisory Services holding a Series 66 designation and seven years of industry experience. Her background includes roles at First Command Advisory Services, First Command Financial Planning, and Saddles In Service, as well as service in the US Marine Corps. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporations, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs that utilize centrally managed model portfolios and prescreened third-party managers.

Ryan Brassard is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 18 years of industry experience. He previously worked at Raymond James & Associates for 16 years before joining Steward Partners in 2026. Outside of advising, he is a partner in ArionEdge LLC, an LLC created for private investment, and also works part-time as an independent contractor for Uber Eats. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and consulting services through a variety of personalized and third-party investment solutions.

Mark Goggins is a financial advisor with Eagle Strategies (NY Life) in Northampton, MA, holding Series 63 and Series 65 credentials and possessing 11 years of industry experience. He has been with Eagle Strategies since 2019 and is also associated with NYlife Securities LLC and New York Life Insurance Company. Outside of his advisory role, Goggins serves as a board member for Nonotuck Resource Associates, which provides shared living for intellectually challenged individuals. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Paul Duquette is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 65 designations and has 29 years of industry experience. His prior roles include positions at Wells Fargo, Citizens Securities, and Santander Securities. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure that integrates discretionary and non-discretionary management approaches.

Robert Ostberg is an advisor with Eagle Strategies (NY Life) based in Northampton, MA, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been associated with New York Life and its affiliated entities since 1987 and has operated Ostberg & Associates Financial Services and Insurance, LLC since 2007. Outside of his advisory work, he volunteers as an event manager for an annual community fundraiser supporting the restoration of the Park Theater at Look Memorial Park. Eagle Strategies serves individual and institutional clients offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides customized advice across various program types and manages a significant portion of its assets on a non-discretionary basis, emphasizing fiduciary responsibilities especially in retirement plan consulting.

John Kirsch is a financial advisor at Lincoln Investment with 23 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent seven years at Legend Equities Corporation. Outside of finance, he owns and operates a handyman service and has apprenticed in the electrical trade. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, including both discretionary and non-discretionary programs, and employs strategic and tactical investment approaches supported by an Investment Management & Research team.

Michael Patrakis is a CFP® with 32 years of industry experience, currently affiliated with Commonwealth Financial Network and Newbury Associates since 1996. He is based in E. Longmeadow, MA. Patrakis is also the owner of Newbury Wealth Management, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and various customized investment solutions.

Kate Koplin is a CFP® professional with 11 years of industry experience. She is affiliated with Commonwealth Financial Network and Trailhead Financial LLC since 2018 and previously worked at Ameriprise Financial Services from 2014 to 2018. Her other business activities include fixed insurance sales conducted at her branch location. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services, supporting affiliated advisors with operations, trading, technology, investment management, compliance, and practice management.

Adam Robinson is a CFP® professional with 24 years of experience, currently affiliated with Eagle Strategies (NY Life) in Northampton, MA. He has worked with Ostberg & Associates Financial Services and Insurance as well as Crossman Financial Services and Insurance. Robinson serves as a corporator for Greenfield/Northampton Cooperative Bank. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of advisory programs and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Lisa Rancourt is a financial advisor at OSAIC Institutions, Inc. with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Ion Bank since 2019 and Infinex Investments, Inc. since 2013. At Ion Bank, she serves as First Vice President and Operations Manager for Ion Investments. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, and access to alternative investments through a hybrid adviser and broker-dealer model.

William Kemple is a financial advisor with Commonwealth Financial Network in East Longmeadow, MA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and The Wealth Transition Collective. He is also the owner of Kemple Financial, LLC, where he provides tax preparation services in addition to his advisory work. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients with a range of advisory programs and services. The firm offers operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios using diverse securities and insurance products alongside discretionary model portfolios managed by the firm’s Investment Management and Research team.

Dennis Gero is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked at Commonwealth since 2018 and previously spent 13 years at Ameriprise Financial Services, Inc. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operational, trading, technology, compliance, and practice-management support to affiliated advisors.

Jeanmarie Deliso is a CFP® with over 31 years of experience in the financial services industry. She is affiliated with Eagle Strategies (NY Life) and has held roles at Mahoney Financial Organization, Deliso Financial Services, and New York Life entities throughout her career. Deliso serves on several nonprofit boards, including the Baystate Health Foundation and the Community Music School of Springfield, reflecting her involvement in community organizations. She is also an owner of a refrigeration business and participates as an investor and board member in various local enterprises. Eagle Strategies serves a broad range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm specializes in tailored, non-discretionary advisory solutions and works with diverse client types, including defined contribution and benefit plans, charitable organizations, and corporate clients.

Rebecca Vanossenbruggen is a financial advisor at TD Private Client Wealth LLC with seven years of industry experience. She holds a Series 66 designation and has worked at TD Private Client Wealth LLC and TD Bank N.A. since 2024, with prior experience at Bank of America, Merrill, and Cellular Sales of Knoxville Inc. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, offering portfolio management, financial planning support, and access to a range of investment products through a combination of affiliated and third-party sub-managers.