Erin Homsy is a financial advisor at LPL Financial with five years of industry experience and holds the Series 66 designation. She has worked at LPL Financial since 2020 and previously held roles at Securities America and Invest Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, supported by research and multiple portfolio management options.

Joseph Marshall is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and possessing 44 years of industry experience. His career includes roles at Cetera Advisors LLC and Investors Capital Corporation, along with operating J. Marshall Associates since 1989. Outside of advisory work, he serves as president of the Vietnam Veterans Memorials Wall Committee, is a board member of the Fall River Redevelopment Authority, and participates in local nonprofit organizations. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a variety of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors nationwide.

Bonnie Kirchner is a CFP® professional with 33 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2009. She has been involved with Cambridge Investment Research, Inc. since 2010 and operates Even Keel Financial Services, LLC. Kirchner is also an author of financial education publications, founder of Sea Change Financial Education, and serves as adjunct faculty at Bentley University. Additionally, she is a board member and treasurer of the Beverly Yacht Club. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a wide network of independent financial professionals using both proprietary and third-party investment strategies.

Travis Kessock is a CFP® certificant with 22 years of industry experience and has been with Edward Jones since 2003. He is based in North Dartmouth, MA, and holds Series 63 and Series 66 registrations. Outside of his advisory role, Kessock is involved as a partner and informal advisor in a restaurant group and related investment entities in Foxboro, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Nelson Linhares is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked with PFS Investments Inc. since 2007 and Primerica Financial Services since 2006. In addition to his advisory role, Linhares is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment solutions.

Colin Mc Clean is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services for over two decades, along with various roles in advisory and related services. Outside of traditional advisory work, he is involved in sales of loan products and home security and automation services through Primerica-affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients primarily through model-driven portfolio strategies managed by third parties. The firm supports a large advisor network and offers a range of strategic and tactical investment models with custody and trade execution services provided by Pershing.

Linda Cooper is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Financial Engines Advisors L.L.C. and Voya Financial Partners. Cooper also serves with Rockland Trust Company in Somerset, MA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by model portfolios, third-party subadvisors, and technology-driven investment solutions.

Derek Varao is a financial advisor with Cetera, holding a Series 66 designation and over 22 years of industry experience. He has held positions at Avantax and 1st Global Advisors and has operated a tax practice, The Tax Consultants Inc., in Fall River, MA, for more than two decades. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various investment strategies and program structures.

Thomas Pavlovich is a financial advisor with Ameriprise in Fall River, MA, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Pavlovich serves on the Board of Directors for Seekonk Girls Softball, Inc. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides ongoing advice focused on income sources and tax-aware withdrawal strategies.

Sarah Doolan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her prior work includes roles at Joest LLC and NNMV Inc / Mavilis LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Ford is a financial advisor with Primerica Advisors in New Bedford, MA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Wolters Kluwer Legal Education and eCampus.com. Outside of his advisory role, he is involved with GLG and works as a Channel Relationship Manager for Kortext, a digital content company. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Elizabeth Souza is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She has worked at Rockland Trust Co. and LPL Financial since 2014. Outside of her advisory role, she is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research support from multiple sources.

Carlos Oliveira is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 28 years of industry experience, including 15 years with Cambridge Investment Research Advisors. Outside of his advisory role, he also works as an independent insurance agent selling life, fixed annuity, long-term care, and disability products. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals utilizing a variety of portfolio management strategies and platform arrangements.

Emily Shea is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2018, with additional professional experience in advertising and other industries prior to joining the firm. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Kelley Mcgoldrick is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 14 years of industry experience. Her prior roles include positions at Commonwealth Financial Network, Morgan Stanley, and OSAIC. She serves as a board member for the Cornell Varsity Athletic Alumni Association and the Cornell Adult University Board of Directors, organizations that promote women's athletics and adult education for Cornell University alumni. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with extensive options including model portfolios, third-party managers, and bespoke strategies.

Jason Hawkes is a financial advisor with Primerica Advisors in New Bedford, MA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with PFS Investments Inc. since 2006 and Primerica Financial Services since 2004. In addition to advisory services, he is involved in sales of loan products and home security-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and utilizes a tiered wrap fee structure for its investment solutions.

Andrew Zimmerman is a financial advisor at Merrill with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill and Bank of America since 2016. Outside of his advisory work, he serves on the board of a nonprofit dedicated to preserving Quissett Harbor in Woods Hole, MA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kerry Claflin is a financial advisor with Primerica Advisors in Middleboro, MA, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Primerica Advisors, Claflin worked at Merrill from 2020 to 2025 and Bank of America from 2012 to 2020. Outside of advisory work, Claflin is involved in the sale of loan products and home-related services through affiliated companies of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure while maintaining oversight of its investment models.

Kimberly Butterfield is a financial advisor at Cetera with 26 years of industry experience. She holds the ChFC®, Series 63, and Series 65 credentials. Prior to her current role, she worked at Investors Capital Corporation and has been involved with J. Marshall Associates Inc. since 2000. Butterfield serves on the board of the Faxon Animal Rescue League and is a board member of the Rotary Club of Fall River. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party investment managers.

William Howe is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. He previously worked at Securities America Advisors and Invest Financial Corp. from 2004 to 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning services, and utilizes model portfolios and research from both internal and third-party sources.