Lisa Fratoni is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. She previously worked for Stifel Nicolaus & Co Inc for 20 years. Outside of her advisory role, she is a commissioned notary. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice with an IPS-driven approach grounded in modern portfolio theory.

Santino Funaro is a Financial Advisor at Merrill Lynch Wealth Management based in the Mystic, CT office. He joined Merrill Lynch in 2022 after four years of experience in the financial services industry in East Greenwich, Rhode Island. Santino works with families and businesses using a relationship-first approach, providing consistent and transparent financial guidance aligned with their personal goals. He creates tailored financial plans designed to help clients grow and preserve their wealth, focusing on areas such as college education planning, family wealth management strategies, and personal retirement planning. Santino holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation and is a Personal Investment Advisor (PIA). He earned a bachelor's degree from Roger Williams University, where he was a member of Beta Alpha Psi and Beta Gamma Sigma honor societies. In his professional role, he collaborates with clients' accountants, attorneys, and other advisors to ensure a coordinated and comprehensive planning process. Outside of his professional life, Santino enjoys basketball, boxing, hiking, interior decorating, music, traveling, watching movies, writing, and spending time with his family.

Joseph Mariani Jr. serves as a Senior Resident Director and Financial Advisor with Merrill Lynch Wealth Management. He specializes in capital preservation and growth strategies, including wealth-management services, asset allocation, investment selection, options and hedging, and income tax minimization for both individuals and business owners. Joe also focuses on asset management through the utilization of top managers worldwide. His client focus areas include divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Joe earned a Bachelor's Degree in Political Science from Providence College in 1989. He began his career as a Naval Aviator, flying two different carrier-based aircraft before joining Merrill Lynch Wealth Management. In 2007, he earned the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning Institutes Corp. He also holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Joe has been named to the Forbes "Best-in-State Wealth Advisors" list multiple times, as well as the Forbes "Best-in-State Wealth Management Teams" list as a member of the McBride Mariani Group. Residing in Waterford, Connecticut, Joe lives with his wife, Gwen, and their two sons, Joe and Nicholas. He is involved in the community through participation in Waterford American Legion Baseball, serving on the Mitchell College Board of Trustees, and membership in the VFW and American Legion. His personal interests include baseball, cooking, and skiing.

Daniel Spring is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He previously worked for Stifel Nicolaus & Co Inc for 20 years before joining Wells Fargo Clearing in 2025. He holds Series 63 and Series 65 licenses. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, and it includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Paul Sheinkopf is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience, including long-term roles at Prudential Insurance Company of America and Pruco Securities, LLC. Sheinkopf is based in Charlestown, RI. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a combination of advisory and brokerage services, utilizing model portfolios, third-party management, and a range of financial products through an integrated platform.

Francis Nuzzolo is a Series 66-licensed financial advisor with UBS Financial Services, based in Charlestown, RI, and has three years of industry experience. He has worked with UBS since 2021 and previously held positions at FN Builders, Symmetry Partners, and Advanced Property Management. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Allen Smith is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 33 years with MetLife Securities Inc. In addition to his advisory role, Smith operates as an independent insurance agent offering a range of insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop written recommendations tailored to clients' goals.

Nicholas Moura is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Glastonbury, CT. He previously worked at UBS Financial Services for 10 years before joining Ameriprise in 2025. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized retirement income plans through a centralized consulting team.

Kyle Conley is an International Wealth Advisor with Merrill Lynch Wealth Management, where he has been providing financial services since 2005. He focuses on developing strategies to address the financial and investment needs of both individuals and companies, including private and public entities. Utilizing the resources available through Merrill Lynch and its strategic partners, Kyle works to manage clients’ assets and liabilities by crafting personalized wealth management plans tailored to their risk tolerance, time horizon, liquidity needs, and overall investment objectives. Kyle holds a bachelor's degree in Economics from Boston College and has furthered his studies in international economics at the University of Melbourne in Australia. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). Residing in Syosset, NY with his wife and three children, Kyle is active in his church and local community. He maintains a commitment to the Merrill tradition of community involvement through volunteer work with local organizations.

Karli Nielsen is a Series 66-credentialed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

David Cikatz is a Series 66-licensed financial advisor with Edward Jones, based in Waterford, CT. He has seven years of industry experience, all with Edward Jones, where he has worked since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Dana Kopp Jr. is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Before joining Edward Jones in 2025, he was self-employed for five years and worked at Norwegian Cruise Line Holdings for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment strategies and advisory services supported by a large network of financial advisors and branch offices nationwide.

Theresa Daly is a Series 66-licensed financial advisor with J.P. Morgan Securities, bringing four years of industry experience. She has held positions at several firms including LPL Enterprise and Prudential, and currently serves as an adjunct business professor at Southern New Hampshire University and the Community College of Rhode Island. J.P. Morgan Securities LLC primarily provides investment consulting and advisory services to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in their investment approach.

Robert Sartori is a financial advisor with Morgan Stanley based in Mystic, CT, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools but does not include individual security recommendations as part of standalone planning.

Neil Anthes is a CFP® professional with nine years of industry experience, currently serving at Raymond James Financial Services Advisors since 2022. Prior to this, he was with Edward Jones from 2016 to 2022. Outside of his advisory role, he is president of Sound Financial Partners and CEO of Sound Financial Planning, LLC, both firms engaged in financial planning and investment management. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors and affiliated firms.

Nishant Sahoo is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his financial services career in 2014 and specializes in delivering comprehensive wealth management strategies tailored to individual client needs. Nishant employs a goals-based approach, working closely with clients and their families to define and implement both short and long-term financial objectives. His client focus areas include divorce transition planning, equity compensation services, family wealth management, legacy planning, philanthropic planning, and strategies for small businesses and non-profit organizations. Nishant holds a Bachelor's Degree in Finance and Economics from Fordham University. He has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). After graduating, he returned to Mystic to begin his career and has since combined his professional expertise with community service. In addition to his advisory role, Nishant actively participates in his community. Since 2008, he has volunteered with organizations such as Lawrence & Memorial Hospital, Masonicare's Hospice, and the Mystic Aquarium. He serves as Vice President of the Stonington Volunteer Ambulance Corps and is an EMT. Nishant also contributes as an advisory board member of the Southeastern Connecticut Cultural Coalition, mentors through the Fordham Mentorship Program, and is a member of the Mystic Lions Club. His personal interests include biking, cooking, running, and spending time with his family.

Thomas Wright is a Series 66-credentialed financial advisor with Morgan Stanley, bringing 25 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and currently serves at Morgan Stanley Private Bank, N.A. Thomas is involved in several community organizations, including serving as treasurer for a youth soccer program and holding board roles with the Manchester Rotary and Plan of CT. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and advanced modeling techniques to support client financial plans.

Lee Couture is a financial advisor at Cambridge Investment Research Advisors with 36 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He serves as a board member and volunteer for Habitat for Humanity and holds board roles with the Waterford Library and the Town of Waterford. Couture is also the owner of Couture Tax Planning Services LLC and Couture Financial Services LLC. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent financial professionals, offering a range of discretionary and non-discretionary portfolio solutions across multiple platforms.

Brenda Ayers is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Wells Fargo, Sullivan Financial LLC, and TD Bank. Outside of financial services, she is the sole proprietor of a retail business that publishes the children's book "Construction A to Z." Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and integrates planning and investment services across its wide retail and institutional platform.

Charles Rousseau is a financial advisor with MassMutual Investors Services and holds Series 63 and Series 65 licenses. He has 42 years of industry experience, including roles at MassMutual Life Insurance Company and MetLife Securities. He is also a broker and agent for ClearPath Financial Solutions LLC, specializing in individual and group health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations tailored to client goals.