Carl Cornaglia is a financial advisor with Kovack Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Kovack Advisors and Kovack Securities since 2017 and previously spent eight years with Sii Investments, Inc. Outside of his advisory role, Cornaglia is involved in property and casualty insurance businesses as a managing principal of American Heritage Insurance, LLC and Heritage Financial, as well as a broker with BRBG LLC. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, offers financial planning and third-party asset manager recommendations, and maintains ongoing portfolio supervision and rebalancing.

Lisa Mc Minn is a financial advisor with Essex Financial Services, Inc. in Essex, CT, holding the Series 66 designation and 24 years of industry experience. She has been with Essex Financial Services since 2004 and previously worked at The Leaders Group Inc from 2021 to 2022. Essex Financial Services is a registered investment adviser serving individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm offers wealth management, financial planning, portfolio management, and retirement plan advisory, typically implementing long-term, diversified portfolios using low-cost mutual funds and ETFs alongside other investment vehicles.

Courtney Walsh is a financial advisor with Essex Financial Services, Inc. and holds Series 63 and Series 66 licenses. She has 12 years of industry experience, including positions at The Leaders Group Inc and Janney Montgomery Scott. Walsh also has experience as a self-employed advisor prior to joining her current firms. Essex Financial Services is a registered investment adviser serving individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm typically implements long-term, diversified portfolios focused on low-cost mutual funds and ETFs, while also utilizing individual securities and outside managers as appropriate.

Michael Moulthrop is a financial advisor at IAMS Wealth Management, LLC with four years of industry experience. He holds a Series 65 designation and has worked at IAMS Wealth Management since 2021. In addition to his advisory role, he is active as an insurance agent at Horizons Insurance, focusing on life, health, long-term care, and annuities. IAMS Wealth Management provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, corporations, and charitable organizations. The firm emphasizes discretionary portfolio management using proprietary and third-party model portfolios, employing an asset-allocation approach that includes equities, ETFs, fixed income, and alternative instruments.

Bruce Anesi is a financial advisor with Gateway Wealth Partners, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at LPL Financial since 2011 and was previously associated with Private Advisor Group, LLC. Gateway Wealth Partners provides financial planning, wealth management, and retirement plan consulting to individuals, corporations, and employee benefit plans. The firm employs a strategic asset allocation approach using primarily low-cost, diversified mutual funds and ETFs, supplemented by individual securities or Independent Managers as appropriate.

Charles Cumello Jr. is a financial advisor with Essex Financial Services, Inc. in Essex, CT, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked with Essex Financial Services since 2009 and was previously with The Leaders Group Inc. for one year. Cumello also conducts life insurance and fixed annuity sales as an insurance agent. Essex Financial Services is a registered investment adviser serving individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm focuses on long-term, diversified portfolios using low-cost mutual funds and ETFs, supplemented by individual securities and outside managers, and provides retirement plan advisory services including fiduciary support and participant education.

William Furgueson is a financial advisor with Essex Financial Services, Inc. He holds Series 63 and Series 65 designations and has 31 years of industry experience. He has worked at Essex Financial Services since 2011 and has been affiliated with The Leaders Group Inc. since 2021. Essex Financial Services is a registered investment adviser that serves individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm typically implements long-term, diversified portfolios built around low-cost mutual funds and ETFs, while also utilizing individual stocks, bonds, private investments, and outside managers as appropriate.

Waldemar Dziedzic is a financial advisor with Sequent Planning, LLC, holding Series 63 and Series 65 designations and 13 years of industry experience. His prior work includes roles at Aegis Wealth Management, Inc. and various insurance and healthcare-related companies. He is also a licensed insurance agent for investment-related insurance products. Sequent Planning, LLC, operating as Futurity First Wealth Management, serves individuals, retirement plan sponsors, businesses, endowments, and nonprofit organizations. The firm offers asset management, financial planning, and retirement-plan services through a multi-team network that employs diversified investment models and third-party managers within a structured risk framework.

James Sullivan is a CFP® professional with 26 years of industry experience, currently serving at Essex Financial Services, Inc. since 2009. He also has experience with The Leaders Group Inc, where he has worked since 2021. Essex Financial Services is a registered investment adviser serving individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm typically implements long-term, diversified portfolios using low-cost mutual funds and ETFs, supplemented by individual stocks, bonds, private investments, and outside managers, with a focus on due diligence and ongoing monitoring aligned with client objectives.

Keith Barnofski is a financial advisor at MissionSquare Retirement with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Voya Financial Advisors for 11 years. Outside of his advisory role, he is co-owner of Streamocracy LLC, a mobile application development business focusing on evaluating new app ideas. MissionSquare Retirement serves state and local government employers, employees, and certain nonprofits by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which include discretionary Managed Accounts and non-discretionary Fund Advice developed by Morningstar Investment Management.

John Costello is a CFP® and holds a Series 65 license, currently serving as a financial advisor at Essex Financial Services, Inc. He has four years of industry experience, with prior roles at Marcum Wealth, LLC and Wealth Enhancement Group, among others. Before his financial career, he worked for three years at YMCA Camp Lawrence. Essex Financial Services is a registered investment adviser that serves individuals, including high-net-worth clients, corporations, trusts, foundations, retirement plans, and municipalities. The firm offers wealth management, financial planning, portfolio management, and retirement plan advisory services, typically implementing long-term, diversified portfolios using low-cost mutual funds and ETFs, and applying internal due diligence and ongoing monitoring to align portfolios with clients’ objectives.

Kevin Nolan is a CFP® professional with 31 years of industry experience, currently serving as an advisor at Essex Financial Services, Inc. since 2014. He holds Series 63 and Series 65 licenses. Essex Financial Services is a registered investment adviser serving individuals, including high-net-worth clients, corporations, trusts, foundations, retirement plans, and municipalities. The firm offers wealth management, financial planning, and portfolio management services, typically implementing long-term diversified portfolios using low-cost mutual funds and ETFs, along with individual stocks, bonds, private investments, and third-party managers when appropriate.

Sean Flynn is a financial advisor at Essex Financial Services, Inc. with 15 years of industry experience. He has been with Essex Financial Services since 2017 and previously worked at Symmetry Partners, LLC. Flynn serves as a committee member on the Alumni Leadership Council for Portsmouth Abbey School, a nonprofit organization. Essex Financial Services is a registered investment adviser serving individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm focuses on long-term, diversified portfolios using low-cost mutual funds and ETFs, while also incorporating individual securities and outside managers as appropriate, supported by an internal due-diligence and monitoring process.

David Palladino is a financial advisor at Fortis Capital Advisors, LLC with three years of industry experience. He holds a Series 66 designation and has been with Fortis since 2022. Prior to his advisory role, he managed a power washing business, where he continues to participate occasionally as a project manager and laborer. Fortis Capital Advisors provides investment advisory and financial planning services to individual investors, trusts, businesses, retirement plans, other advisers, and institutional clients. The firm offers customized portfolio construction and ongoing monitoring across a range of investment strategies, managing approximately $1.21 billion in assets as of early 2025.

Michael La Riviere is a CFP® professional with 26 years of industry experience. He is currently affiliated with Essex Financial Services, Inc. and has worked there since 2013. He also has experience at The Leaders Group Inc since 2021. Essex Financial Services is a registered investment adviser serving individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm provides wealth management, financial planning, and retirement plan advisory services, typically implementing long-term, diversified portfolios through a combination of low-cost mutual funds, ETFs, individual securities, and third-party managers.

Stephen Bates is a financial advisor at Essex Financial Services, Inc. with 25 years of industry experience. He has been with Essex Financial Services since 2008 and holds Series 63 and Series 65 licenses. Outside of his advisory role, Bates serves as a board member of the Old Lyme Library and the Florence Griswold Museum. Essex Financial Services provides wealth management, financial planning, portfolio management, and retirement plan advisory services to individuals, corporations, trusts, foundations, and municipalities. The firm typically uses long-term, diversified portfolios centered on low-cost mutual funds and ETFs, incorporating other investment types and independent managers as appropriate.

Ethan Medling is a financial advisor at CreativeOne Wealth, LLC with three years of industry experience. He holds a Series 65 designation and previously worked as a self-employed advisor and in the electrical industry. Medling is also the owner of Right Path Financial LLC, which provides investment advisory and retirement planning services. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, and retirement plan consulting to a diverse client base including individuals, corporations, and charitable organizations. The firm uses a combination of proprietary ETF-based models, third-party managers, and option strategies to implement portfolios, supporting tailored suitability assessments and regular rebalancing.

Julie Bauman is a financial advisor at Essex Financial Services, Inc. with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Essex Financial Services since 2011, following a two-year tenure at The Leaders Group Inc. Essex Financial Services is a registered investment adviser serving individuals, corporations, trusts, foundations, retirement plans, and municipalities. The firm provides wealth management, financial planning, portfolio management, and retirement plan advisory services, utilizing long-term diversified portfolios often centered on low-cost mutual funds and ETFs alongside other investment vehicles.

Douglas Kartsen is a CFA® charterholder with 20 years of industry experience. He currently serves at Fortis Capital Advisors, LLC and has operated DAK Financial Services, LLC since 2016. In addition to his advisory roles, he is a sole proprietor insurance agent offering fixed insurance, annuities, and various health-related insurance products. Fortis Capital Advisors serves a diverse client base including individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm provides customized portfolio management and financial planning through a variety of investment strategies, including passive, active, tactical, and ESG-oriented options, with $1.615 billion in discretionary assets under management as of the end of 2025.

Cherish Genova is a financial advisor with Essex Financial Services, Inc. in Essex, CT, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at Essex Financial Services since 2010 and has been affiliated with The Leaders Group Inc. since 2021. Essex Financial Services serves individuals, corporations, trusts, foundations, retirement plans, and municipalities by providing wealth management, financial planning, portfolio management, and retirement plan advisory services. The firm typically implements long-term, diversified portfolios using low-cost mutual funds and ETFs, alongside individual securities and outside managers when appropriate, supported by internal due diligence and ongoing portfolio monitoring.