Carrie Lee is a Planning Consultant based in New York, currently working with Fidelity Investments. In her role, she collaborates with clients to help them pursue their financial goals by utilizing the tools and planning materials provided by Fidelity Investments to create and implement financial plans. Carrie has been with Fidelity Investments since 2023, initially serving as a Financial Consultant before advancing to her current position in 2024. Prior to joining Fidelity, she worked as a Financial Consultant at E*TRADE from Morgan Stanley from 2014 to 2023. Her professional experience encompasses financial planning and consulting roles within major financial institutions. Outside of her professional work, Carrie has personal interests that include spending time at the beach, visiting museums, enjoying music, caring for pets, reading, and running.

Patrick Woodward is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has 28 years of industry experience, including 19 years at Metlife Securities and over a decade with MassMutual and its investment services affiliate. Woodward is also a partner at Optimum Financial and serves as a group health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring planning engagements as collaborative, annual relationships using firm-approved analytical tools.

David Lambert is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He has worked at LPL Financial since 2008 and was previously with Valley National Advisers Inc for five years. Outside of his advisory role, Lambert works as a technical editor for Wiley & Sons. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies with access to advanced operational and research tools.

Robert Junge is a Certified Financial Planner (CFP®) with 37 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Private Advisor Group, PNC Wealth Management, Wells Fargo Clearing, and Uvest Financial Services Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Brian Sulewski is a financial advisor at Edward Jones with 18 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Linda Modico is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. She has worked at UBS since 1996. Outside of her advisory role, she is involved with P. M.-B. Trust, where she reviews trades, payments, and investments. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and a range of capital markets services through a large network of financial advisors.

Michael Gallina is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Outside of advisory work, he is involved in sales of home-related products, including mortgage loan products and home security and automation services, through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a selection of discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, employing BNY Mellon Advisors for model implementation and Pershing and Primerica Brokerage Services for custody and trade execution.

Dylan Stroup is a financial advisor with Equitable Advisors in Easton, PA, holding a Series 66 designation and 16 years of industry experience. He has worked at Equitable Advisors since 2010, including time under its prior name, Axa Advisors. Outside of his advisory role, Stroup serves on the boards of Keyan Health Care Initiatives and the Boys & Girls Club of Bethlehem. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a range of in-house and third-party programs. The firm emphasizes client data gathering and risk assessment to align clients with appropriate advisory models and discretionary managers, providing ERISA fiduciary services and access to mutual funds, ETFs, and select alternative investments.

John Racciatti Parker is a CFP® professional with 27 years of industry experience. He is currently with Raymond James & Associates, where he has worked since 2024, following a 15-year tenure at Morgan Stanley Smith Barney LLC. Outside of his financial advisory career, he owns and operates Feather Ridge Farm LLC, a family farm in Asbury, NJ, where he manages horse care and agricultural production. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by a broad range of portfolio management styles and affiliated research.

Robert Curtis is a financial advisor at Thrivent Investment Management with 21 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Curtis serves as board president for Literacy Volunteers of Somerset County, an organization that promotes adult literacy through tutoring and community programs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, delivering goal-based analyses and written recommendations on topics such as retirement and estate planning. The firm offers planning and managed-account services separately, with a consolidated billing option, and does not provide discretionary portfolio management for institutional clients.

Tamara Costa is a financial advisor at Fidelity with 14 years of industry experience. She holds a Series 66 designation and has worked at Fidelity brokerage Services LLC since 2018, as well as at The Law Office of James T. Elliott, LLC from 2014 to 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Kurt Kowalski is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and five years of industry experience. Prior to joining Raymond James, he worked at Portnoy Schneck, LLC and operated his own law office for five years. He maintains his law license by meeting continuing education requirements, although he is not currently practicing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional organizations. The firm offers tailored, non-discretionary planning and utilizes analytical tools like risk profiling and probability modeling to support client goals.

Levent Bayrasli is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Ameriprise and its related entities since 2012. Bayrasli serves as a managing partner of Sonic Series LLC and is a board member of the Estate Planning Council of the Lehigh Valley. Ameriprise provides retirement-income planning services for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations, supported by a centralized consulting team.

Fred Kessler III is a Series 66-licensed financial advisor at Edward Jones with eight years of industry experience. He worked at AIG from 2007 to 2017 before joining Edward Jones in 2017. Outside of his advisory role, he umpires for the North Warren Little League in Blairstown, NJ. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies supported by a large network of financial advisors and branch offices nationwide.

Eric Wilson is a financial advisor with Primerica Advisors in Hackettstown, NJ, holding Series 63 and Series 65 licenses and eight years of industry experience. His work history includes roles at Primerica Financial Services, PFS Investments Inc., Darmstatter Inc., and Dynamic Engineering PC. Outside of advising, he serves as Vice President of WM. H. Wilson Enterprises, is Principal and President of Wilson Engineering PLLC, and manages SludgeHammerNJ, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based investment strategies and a wrap-fee solution primarily for individual and high-net-worth clients. The firm curates third-party asset managers and oversees model implementation with a focus on percentage-based tiered fees.

Douglas Beaney is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Investacorp, Inc., Securities America Advisors, Inc., and Painewebber Incorporated. In addition to his advisory role, Beaney is also involved in insurance sales through The Beaney Group, LLC. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services across multiple programs. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a variety of investment strategies through a large, multi-advisor platform.

David Salisbury is a CFP® with 25 years of industry experience. He is currently affiliated with LPL Enterprise and has held roles at Prudential Insurance Company of America and Pruco Securities, LLC over the past two decades. Salisbury also operates a financial services business and works as a financial advisor focusing on property and casualty insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers and a range of financial planning and consulting services.

Steven Lyons is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. His career includes tenures at Raymond James Financial, Edward Jones, and operating First Hope Wealth Management since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research tools and extensive non-advisory financial services.

Aaron Fuhrman is a financial advisor at Edward Jones in Phillipsburg, NJ, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies and affiliated financial services through a nationwide network of more than 23,700 advisors and 15,000 branches.

Benjamin Foreman is a CFP® with 18 years of industry experience, currently serving at Fidelity Investments. His career includes roles at Fidelity Personal and Workplace Advisors, Assetmark, Inc., and Wells Fargo Clearing. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.