Sean O'Sullivan is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked at Wells Fargo Clearing for eight years before joining Wells Fargo Advisors in 2024. Outside of his advisory role, he owns and operates Mindful Investing LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, utilizing proprietary research and tools to create tailored recommendations, with clients deciding how to implement them through various brokerage or advisory programs.

Shannon King is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 66 designation and has previously worked at Labaton Sucharow LLP and AXA Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm uses a range of advisory models implemented through both proprietary and third-party platforms, providing services that include mutual funds, ETFs, separately managed accounts, and ERISA fiduciary services.

Stephen Donnelly is a financial advisor at OSAIC with 32 years of experience in the industry. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and UBS Financial Services. Outside of his advisory role, he serves as a board member on the Stafford Township Planning Board and consults for CollegeConsultants.org, a nonprofit focused on securing endowment scholarships for local students. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporations, offering brokerage and advisory services across various programs with a focus on model-based asset allocation and portfolio optimization.

Matthew Stoll is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and worked at JPMorgan Chase Bank, N.A. from 2016 to the present. Outside of his advisory role, he is involved with Shea Face LLC, where he occasionally provides general administrative support. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to develop model asset allocations and incorporates ESG considerations within eligible strategies.

Anthony Caldarise is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leverages the extensive resources of Merrill and Bank of America to implement comprehensive financial strategies tailored to his clients' needs. His expertise encompasses various areas including retirement planning, legacy planning, family wealth management, portfolio management, individual and corporate investment strategies, and services for endowments, foundations, and non-profits. With a disciplined approach to wealth management, Anthony is committed to understanding what matters most to each client before making financial decisions. He holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He graduated with honors in business, focusing on finance, from Ocean County College and also earned a high school diploma from Monsignor Donovan High School. A lifelong resident of Ocean County, New Jersey, Anthony is actively involved in his community through volunteering and fundraising efforts with organizations including Hope Sheds Light, Rotary Club of Point Pleasant Beach, and Sons of the American Legion. He resides in Ocean County with his family and enjoys dancing, golfing, and spending time with them.

Gerard Cala is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Equitable Advisors since 2016 and previously spent four years with Axa Advisors, Llc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s advisory approach involves assessing client risk tolerance and matching clients to program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Eun Jin Cambio is a financial advisor at Fidelity with nine years of industry experience. She holds the Series 66 and Series 63 licenses. Prior to joining Fidelity Investments in 2025, she worked at Fidelity Brokerage Services since 2017 and Northfield Bank from 2010 to 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios composed of mutual funds, ETFs, and ETPs.

Thomas Kunz is a financial advisor with Primerica Advisors in Toms River, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. Outside of investment advisory, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on retail clients rather than institutional or pension plan management.

David Crossan is a financial advisor with LPL Financial in Manchester, NJ, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior roles include positions at Wells Fargo Clearing, PNC Wealth Management, and Quick & Reilly, Inc. Outside of advising, he is president of an insurance agency, Lighthouse Medicare Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing various investment strategies and advisor support tools.

Raymond Offenburger is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Equitable Advisors. His prior roles include positions at Prudential Insurance Company of America, Northwestern Mutual, and Edward Jones. Outside of his advisory work, he holds treasurer roles at the Sons of the American Legion and the Knights of Columbus, both nonprofit organizations. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through various programs and third-party managers. The firm’s approach emphasizes personalized assessment and matching clients to appropriate advisory models, offering a wide array of investment options and ERISA fiduciary services.

Molly Staffordsmith is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Equitable Advisors in 2023, she held roles in real estate marketing and public relations, including serving as Director of Marketing and Online Public Relations for Keller Williams Shore Properties. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Brian Ahearn is a financial advisor at Equitable Advisors with 17 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2009, previously associated with Axa Advisors, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both firm-offered programs and third-party advisory solutions.

Michael Sullivan is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and sophisticated modeling techniques.

Andrew Hatch is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Fidelity and previously worked at Equitable Advisors. Beyond his advisory roles, he has held positions in retail and academic settings, including employment at Buyrite of Brick Beer, Wine and Liquor and Rowan University. He works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research with quantitative and algorithmic portfolio construction, managing a range of model portfolios that include mutual funds, ETFs, and ETPs.

Ryan Shea is a financial advisor at Equitable Advisors with 14 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, and Prudential in various capacities. Outside of his advisory role, he is an independent agent involved in the sales and service of fixed insurance products. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and nonprofit clients. The firm utilizes a range of advisory models, including third-party programs and discretionary management, serving both non-high-net-worth and high-net-worth clients.

James Capen III is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James Financial and its affiliate Raymond James Financial Services since 2009. Capen also operates as an independent contractor under the Banyan Wealth brand. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary financial planning and investment consulting, utilizing analytical tools and risk profiling to support client goals.

John Cicala III is a financial advisor with Equitable Advisors in Toms River, NJ, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Equitable Advisors since 1999, including time when the firm operated as AXA Advisors. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory models and services.

Albert Kobular is a financial advisor with Merrill in Toms River, NJ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Merrill since 1987 and has been affiliated with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Welsh is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His career includes roles at Citizens Securities, Santander Securities, LPL Financial, Cetera Investment Services, and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process incorporates centralized due diligence with both quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Gary Lordi (Sr) is a financial advisor with LPL Financial, holding over 31 years of industry experience. Prior to joining LPL Financial in 2023, he spent 28 years with Cadaret, Grant & Co., Inc. He is also involved in tax preparation and accounting services through his work with MKN Financial Services and his own CPA practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions through a broad range of financial planning and advisory services, supported by extensive technology and a large network of more than 22,800 advisors.