Denise Wiggins is a financial advisor with Equitable Advisors, holding a Series 66 designation and 13 years of industry experience. She has been with Equitable Advisors since 2014 and previously worked at Axa Advisors. In addition to her advisory role, she operates Denise Wiggins Certified Public Accountant LLC. Equitable Advisors serves individual and institutional clients, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Raymond Caggiano III is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Massachusetts Mutual, Santander Securities, Santander Bank, and Sorrento Pacific Financial. He is also the managing partner of UCPC Family Partnership, a family partnership that owns commercial property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies designed by internal and third-party managers.

John Petit is a financial advisor at LPL Financial with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. In addition to his advisory role, he operates a business specializing in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Drexel is a financial advisor at Fisher Investments with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Eagle Strategies, New York Life Insurance Company, and Persevere Wealth Strategies LLC. Drexel is also actively involved in insurance brokering for non-registered products on a limited basis. Fisher Investments serves a global client base comprising institutional and private investors, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research to manage globally diversified portfolios with tax-aware and risk management strategies.

Jacob Rosenberg is a financial advisor at LPL Financial with 26 years of industry experience. He holds the PFS™ designation and Series 66 license. Prior to joining LPL Financial in 2025, Rosenberg worked for Cetera and its affiliates for over 25 years and operates Bernath & Rosenberg, P.C., a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, combining custom strategies with third-party asset management and institutional platforms.

Gil Hazan is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes work at GHG Suppliers LLC from 2019 to 2023 and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and includes unique regulatory registrations that support broader derivatives and commodities capabilities.

Mordechai Worch is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012. His prior experience includes a brief period at Mordy’s Smokehouse in 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Matthew Fletcher is a financial advisor with Mass Mutual Investors Services in Brick, NJ, holding Series 65 and Series 63 credentials and four years of industry experience. Prior to joining Mass Mutual Investors Services in 2021, he worked at MAG Aerospace and AASKI Technology. Outside of his advisory role, he umpires travel baseball games in New Jersey. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning relationships.

Saverio Sestito is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Ernst & Young, and South Wake Capital. He operates an insurance agency affiliated with Prudential as part of his outside business activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, third-party asset management, and insurance product sales through affiliated entities.

Scott Mondry is a financial advisor with Edward Jones in Toms River, NJ, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and maintains additional capabilities such as a trust company and securities-based lending.

Frederick Cordisco is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and over 31 years of industry experience. He previously worked at UBS Financial Services for 11 years and has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank since 2023 and 2024, respectively. Outside of his advisory work, he serves as a board member at Grace and Peace Church and volunteers counseling men in recovery at America’s Keswick Colony of Mercy. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and methodologies.

Michael Schiller is a financial advisor with Equitable Advisors, holding the Series 63 and Series 65 credentials and 24 years of industry experience. He has been with Equitable Advisors since 2001, following a prior tenure at Axa Advisors, LLC. Outside of his advisory role, Schiller manages an inventory business and operates a property and casualty insurance agency. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and various third-party and proprietary advisory programs.

Joseph Cannova is a CFP® and PFS™ with 31 years of industry experience. He has worked extensively with Avantax Advisory Services and related entities for 30 years before joining Cetera in 2025. He is also a CPA and operates his own financial planning and accounting practice, providing tax preparation services for individuals and small businesses. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with access to affiliated and third-party investment solutions.

Thomas Defino is a Certified Financial Planner (CFP®) with 41 years of industry experience. He has been with Morgan Stanley since 2009, currently serving in the Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he conducts 90-minute football training sessions and camps for youth through Toms River Football Club and Celtic Elite LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by structured discovery processes and firm-approved planning tools.

Tanner Preston is a financial professional with one year of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and previously worked at S&P Global. Outside of advisory work, he is involved as an insurance agent providing fixed insurance services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and advisory services, supported by a large network of over 10,000 advisors and more than $256 billion in assets under management.

Thomas Noon is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including Provident Bank, Lakeland Financial Services, Raymond James Financial Services, and INVEST Financial Corp. prior to his current role. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and reported over $256 billion in assets under management across more than 10,000 advisors.

Carmela Michaels is a financial advisor at LPL Financial with 39 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Santander Bank, NA and Santander Securities, LLC prior to joining LPL Financial. Outside of her advisory role, she is associated with Elite Wealth Management and acts in a fiduciary capacity through an entity named Maria Claudio. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Hirsh Zyskind is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2022, following nine years at Bank of America and Merrill. Outside of his advisory role, he is involved in real estate property management and ownership in New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Fred Peters is a Senior Financial Advisor with Merrill Lynch Wealth Management. He applies Merrill’s Goals-Based Wealth Management process to help clients pursue meaningful financial objectives by prioritizing clear decision-making and transparency. Fred serves a diverse clientele including business owners, entrepreneurs, retirees, senior citizens, and families with special needs members, developing tailored strategies for short- and long-term financial goals. With over sixteen years of management experience prior to joining Merrill Lynch in 2016, Fred leverages his expertise to address complex financial challenges such as special needs planning, retirement income, philanthropic planning, and personal retirement planning. He holds a Bachelor’s Degree from Richard Stockton College of New Jersey and is pursuing an MBA at Georgian Court University. Fred’s professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fred is active in his community, serving on boards for the Brick Township Chamber of Commerce, Greater Toms River Chamber of Commerce, and Ocean County Family Service Organization, as well as participating with the Brick Township Morning Rotary Club. Outside of work, he enjoys chess, football, music, racquetball, running marathons, spending time with his family, and watching movies. As a military parent, he supports armed forces deployments with personal dedication.

Louis Gallipoli II is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 65 credential and has a background that includes ownership and management of a tax preparation and accounting firm, Gallipoli & Gallipoli, PC, as well as involvement in various business activities. He also serves as treasurer for a local soccer club, Jersey Shore United FC, providing organizational advice during its startup phase. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, incorporating both affiliated and third-party managers, and manages over $256 billion in assets through a network of more than 10,000 advisors.