We focus on helping you make the most of your retirement resources in a tax-efficient way. Our specialty is retirement income planning, aka decumulation planning…how to best live off your nest egg and other sources of retirement income. We take a comprehensive approach to optimizing all of your available resources to help you most effectively achieve your retirement goals. Our holistic process integrates cohesive consideration of Social Security benefits, pensions, investments, real estate, annuities, insurance, work wages, etc. to maximize your retirement income. Furthermore, we carefully consider tax-minimization throughout each step of our process. We provide ongoing tax-efficient retirement planning and investment management. Unlike most advisors, our fee is not a percentage of your investable assets. We feel that method often overcharges clients who have been diligent savers but who do not have complex financial lives. Instead, our fee is a fair and transparent fixed annual amount.

Susan Mullin is a financial advisor with Nigido Mullin Investment Strategies, LLC, holding a Series 65 credential and over 20 years of industry experience. She has been with Nigido Mullin since 2002 and is also the president of Mullin Marketing Management, Inc., a marketing consulting firm she has led since 1999. Nigido Mullin Investment Strategies, LLC manages discretionary investment portfolios for individuals, trusts, estates, pension plans, and IRAs, focusing on tailored portfolios that align with client objectives and risk tolerances. The firm operates with a three-advisor team, maintains a small client roster, and bases investment decisions on fundamental analysis.

Mark Cassidy is a financial advisor with Prosperiant Wealth Management, LLC, holding Series 63 and Series 66 credentials and 17 years of industry experience. He previously worked at Laidlaw Wealth Management, LLC and Laidlaw & Company (UK) Ltd., as well as Merrill Lynch. Prosperiant Wealth Management provides discretionary portfolio management primarily for high-net-worth individuals, focusing on equities, fixed income securities, and exchange-traded funds. The firm emphasizes long-term trading guided by cyclical and fundamental analysis, with portfolio design driven by client objectives, tax considerations, and documented risk tolerances.

Anfernee Williams Murden is a financial advisor at Bergamot Asset Management LP with a Series 65 designation and one year of industry experience. Prior to joining Bergamot, he worked in various roles including positions at Stretch Labs, Philadelphia Country Club, Dicks Sporting Goods, and the University of Pittsburgh. Bergamot Asset Management LP provides discretionary and non-discretionary investment management to institutional and high-net-worth clients through pooled private funds and separately managed accounts. The firm combines fundamental research with quantitative tools across public long/short equity and private equity strategies, and manages several niche pooled vehicles despite its small advisory team.

Wayne Schorpp is a CFP® professional with 21 years of industry experience and is the managing partner at Schorpp, Collier, a CPA firm where he has been a partner for approximately 16 years. He has been with Schorpp, Collier since 1997 and manages both accounting and practice operations. Schorpp Capital Management provides portfolio management and financial planning services to individual and high-net-worth clients, emphasizing a passive, asset-class investment approach focused on diversification, low costs, and tax considerations. The firm also integrates insurance products into its financial planning process and offers specialized college financial planning services.

Blake Parisi is a financial advisor at Parisi Capital with seven years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley from 2018 to 2020. Prior to his advisory career, he was affiliated with Rutgers University. Parisi Capital provides continuous investment management and financial planning services primarily to individual and high-net-worth clients. The firm employs a passive investment approach using index mutual funds and ETFs combined with technical and charting analysis, managing accounts on a discretionary basis with quarterly reviews.

Francois Rochon is a financial advisor at Giverny Capital Advisors with 11 years of industry experience. He holds a Series 65 designation and has been involved with Giverny Capital Inc since 1999. Rochon is also a majority owner of Giverny Capital, Inc., which holds a 50% interest in Giverny Capital Advisors LLC, where he serves as a part-owner with limited administrative responsibilities. Giverny Capital Advisors provides discretionary investment management to individuals, trusts, and select institutional clients, focusing on concentrated equity portfolios of 20–30 positions. The firm employs a value-investing approach based on fundamental research and manages client accounts with a long-term, low-turnover strategy tailored to individual client constraints.

Lourdes Borr is a financial advisor at Rivero CPA LLC with 21 years of industry experience. She holds a Series 65 designation and has been with Rivero CPA LLC since 2004. Rivero CPA LLC provides financial planning and consulting services to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers advice through written financial plans and assists clients in selecting third-party investment advisers, focusing on asset-class level recommendations rather than specific securities.

Jean Philippe Bouchard is a financial advisor at Giverny Capital Advisors with 11 years of industry experience. He holds a Series 65 designation and has been associated with Giverny Capital Inc. since 2003. Giverny Capital Advisors provides discretionary investment management on a fee-only basis to individuals, trusts, and institutional entities, focusing on relatively concentrated equity portfolios typically consisting of 20–30 stocks. The firm follows a value-investing approach grounded in fundamental research and uses a long-term “Master Portfolio” model customized for each client, with regular performance reporting relative to the S&P 500 benchmark.

Jaime Young is a financial advisor at Sacks & Associates, LLC with 24 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Sacks & Associates since 2008, following four years at Mutual Securities, Inc. Outside of her advisory role, she volunteers with the Judd Elementary PTO, assisting with fundraisers and class parties. Sacks & Associates, LLC provides discretionary and non-discretionary investment management and financial planning services to individual and business clients. The firm focuses on developing customized retirement plans through personal meetings and ongoing portfolio management across equities, ETFs, mutual funds, and fixed-income instruments.

Anthony Fimognari is a financial advisor at Parisi Capital with one year of industry experience and holds a Series 66 designation. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Equitable Advisors, LLC. Outside of finance, he has been involved in running Natale's Pizza and Restaurant since 2014. Parisi Capital provides investment management and financial planning services to individual clients, including high-net-worth individuals. The firm combines passive index-based portfolios with technical and charting analysis to guide sector selection and timing, managing accounts on a discretionary basis with quarterly reviews.

Robert O'Brien is a CFP® and ChFC® with 17 years of industry experience. He has been with Capital Enhancement, LLC since 2010, where he serves as one of two advisors. Capital Enhancement provides personalized tax and investment advice, financial planning, tax preparation, and family office services primarily to high-net-worth individuals and their families, focusing on nondiscretionary, wrap-fee advisory strategies that integrate tax compliance with investment management.

Sharif Muhammad is a CFP® and PFS™ with 16 years of industry experience, currently serving as an advisor at Unlimited Capital Advisors LLC. He has held roles at AXA Advisors, Equitable Advisors, and leads several affiliated firms including JMG CPAs & Advisors LLC and Unlimited Risk Advisors LLC. Muhammad is also an Associate Professor of Taxation and Estate Planning at New York University’s Master of Financial Planning program and serves on the finance committee of St. Benedict's Preparatory School. Unlimited Capital Advisors LLC provides investment management, financial planning, and related advisory services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm offers a multi-dimensional investment process that incorporates risk management and expense control, supported by affiliated accounting and insurance businesses to coordinate tax and insurance matters alongside advisory services.

Shayidan Ture is a financial advisor at Unlimited Capital Advisors LLC in Somerset, NJ, holding a Series 65 designation with approximately one year of industry experience. Prior to joining Unlimited Capital Advisors, Ture worked at Charoen Pokphand Group and has multiple periods as a full-time student. Unlimited Capital Advisors LLC provides investment management and financial planning services to individuals, trusts, estates, and business entities. The firm employs a dynamic, multi-dimensional investment process that considers client risk profiles, performance, risk management, and expenses, and it offers comprehensive wealth-management services integrating investment advice with accounting and tax compliance.

Michael Mclane is a Certified Financial Planner® with 28 years of industry experience. He is affiliated with Redwood Financial Planning, LLC and has previously worked at Purshe Kaplan Sterling Investments, Penn Mutual Life Insurance Company, and Hornor Townsend & Kent Inc. In addition to his advisory role, he owns a part-time tax preparation and business consulting practice. Redwood Financial Planning, LLC provides portfolio management and financial planning services to individual and high-net-worth clients as well as pension and profit-sharing plans. The firm employs a combination of fundamental analysis and tactical overlay strategies, offering both discretionary and non-discretionary mandates while managing approximately $213 million across three advisors.

James Geygan is a financial advisor at Global Value Investment Corporation with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Funds Distributor, LLC. Geygan serves as a board member of Commerce Media Solutions. Global Value Investment Corporation provides discretionary investment research and advisory services to individual clients, pooled vehicles, pension, and charitable clients. The firm employs fundamental analysis with both short- and long-term strategies, managing portfolios on a discretionary basis tailored to client needs.

Mengxue Cao is a CFA® charterholder with eight years of experience at Ailares Inc. Prior to joining the firm, Mengxue worked at Boston University for three years. Ailares provides discretionary separately managed account portfolio management and investment advisory services to qualified clients, including high-net-worth individuals, trusts, estates, corporations, and certain retirement accounts. The firm employs a combination of fundamental, technical, macro, quantitative, sentiment analysis, and proprietary machine-learning tools to guide investment decisions across a range of asset classes and strategies.

Jared Friedman is a CFP® professional with over 21 years of experience in financial advisory services. He has worked at IFS Securities, Inc. and IFS Advisory, LLC, and has been with Redwood Financial Planning, LLC since 2010, where he currently serves as President. In addition to his advisory role, he is a licensed insurance agent specializing in life and health insurance. Redwood Financial Planning, LLC manages approximately $213 million for individual, high-net-worth clients, and pension/profit-sharing plans. The firm provides discretionary portfolio management, third-party asset manager selection, and financial planning, using a combination of fundamental analysis and tactical overlay strategies.

Pradeep Niphadkar is a financial advisor at Excel Capital Management Corp with 13 years of industry experience. He holds the Series 63 designation and has been with Excel Capital Management since 2000. Excel Capital Management Corp. provides discretionary investment management and financial advice primarily to high-net-worth individuals, trusts, small businesses, and corporations. The firm uses a core-and-satellite investment approach combining index funds with actively managed securities and conducts formal portfolio reviews monthly or quarterly.

David Golembieski is a financial advisor at Tranquility Path Investment Advisors, LLC, holding a Series 65 credential with one year of industry experience. Prior to joining Tranquility Path, he worked at Bristol Myers Squibb and Hovione. He also engages in independent insurance product sales as a sole proprietor. Tranquility Path provides investment consulting, managed-account guidance, and financial planning to a diverse client base including individuals, families, pension plans, trusts, and charitable organizations. The firm emphasizes diversified, passive investment strategies based on Modern Portfolio Theory and partners with established sub-advisors such as Dimensional Fund Advisors, BlackRock, and Vanguard.