James Havell is a financial advisor with Kestra Advisory who holds a Series 66 designation and has seven years of industry experience. His prior work includes roles at Raymond James & Associates, Wells Fargo, and Handelsbanken Wealth Management. He is also involved with Coastline Wealth Management, where he serves as a financial advisor. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm offers fiduciary consulting, plan-level investment advice, and utilizes multiple management platforms, serving clients that include large institutional investors and sovereign wealth funds.

Patrick Mc Donald is a financial advisor at Kestra Advisory with 26 years of industry experience. He has been with Kestra Advisory since 2017 and previously worked at National Planning Corporation for 14 years. Outside of his advisory role, he serves as an officer on the board of ESM Community for the Arts and owns a tax, accounting, and estate planning business. Kestra Advisory provides investment advisory and retirement-plan consulting services to a diverse client base, including plan sponsors and institutional investors. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving clients with approximately $79.8 billion in assets under management.

Donald Lippencott is a financial advisor with Eagle Strategies (NY Life) and holds a Series 63 designation. He has 42 years of industry experience with a career including roles at New York Life Insurance Company and NYLife Securities Inc. He is also the owner of Westwind Farm And Stables LLC, a horse farm and equestrian center. Lippencott serves on the boards of Mather Hospital and Theater Three, a local community theater, and is a director of the Robert Keleher Family Foundation, which provides educational scholarships. Eagle Strategies serves a broad range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailoring recommendations to client objectives and plan sponsor criteria, with the majority of its assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Muhammad Shahzad is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds Series 63 and Series 65 designations and has been with Citigroup since 2017, following four years at Peoples United Bank. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Marisol Sanchez Taboada is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, and PNC Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory, execution, and custody services.

Gregg Marsden is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at JP Morgan Securities LLC and JP Morgan Chase Bank. He has also operated his own business since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and operations as a swap dealer and futures commission merchant.

Marc Zimmerman is a financial advisor with PlanMember Securities Corporation, holding a Series 63 license and 39 years of industry experience. His career includes roles at Legend Equities Corporation and Legend Advisory Corporation before joining PlanMember. Outside of his advisory work, he is involved in life insurance sales and services through Mutual Inc and Daybright Financial. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm utilizes a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios ranging from conservative to aggressive, supported by education, seminars, and personalized retirement planning services.

Nicole Taggart is a financial advisor with Kestra Advisory Services, LLC, holding a Series 66 designation and bringing one year of industry experience. Prior to joining Kestra, she held roles at MassMutual Life Insurance Company and Blue Ocean Wealth Solutions, LLC. Outside of her advisory work, she is also engaged in financial planning activities through Coastline Wealth Management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and managed account solutions, serving large institutional investors and utilizing multiple management platforms and third-party solutions.

Saranto Calamas is a financial advisor at Kestra Advisory with four years of industry experience. He holds Series 63 and Series 65 licenses and operates an accounting firm, Saranto Calamas, CPA, PC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, including sovereign wealth funds. The firm offers fiduciary consulting, plan-level investment advice, and uses multiple management platforms and third-party solutions within a supervisory framework.

Christian Andreoli is a financial advisor at Primerica Advisors with one year of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise, Strategies for Wealth, and Guardian Life Insurance Company. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, offering both brokerage and fee-based advisory services along with financial and retirement-plan consulting. The firm employs a mix of proprietary and third-party investment strategies and supports a range of account-level services such as lending solutions and donor-advised funds.

Aileen Michalec is a financial advisor at Citigroup Global Markets with 17 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at HSBC Bank USA, N.A. for seven years before joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operations as a swap dealer and futures commission merchant.

Philip Giammarino is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and 34 years of industry experience. His prior work includes positions at UBS Financial Services and several wealth management firms. Outside of his advisory role, he is involved in managing private real estate investments and serves as president and co-owner of back-office operations companies. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional investors and plan sponsors. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions.

Shanti Ramsahai is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at HSBC Bank USA, Inc., HSBC Securities USA, Inc., Sterling National Bank, and LPL Financial. Citigroup Global Markets serves individual and institutional clients across various wealth segments and offers a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles, including in-house research, swap dealer activities, and bespoke discretionary solutions for very large relationships.

Keith Furio is a Series 66-credentialed financial advisor with 20 years of industry experience. He is currently with Independent Financial Partners and has held previous roles at Realta Investment Advisors, Main Street Management Company, and Realta Equities. Independent Financial Partners serves a nationwide client base through a decentralized advisory model, offering investment advisory, financial planning, trust, and retirement-plan services. The firm supports a multi-advisor platform and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Virginia Bove Grier is a financial advisor with Primerica Advisors and holds a Series 63 designation. She has 10 years of industry experience and has worked primarily with Park Avenue Securities and Guardian Life Insurance. Outside of her advisory role, she serves on the board of the John T. Mather Memorial Hospital Foundation. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, employing a variety of proprietary and third-party investment strategies across multiple platforms.

Tyler Mc Cabe is a financial advisor at PlanMember Securities Corporation with eight years of industry experience. He holds the Series 63 designation and has previously worked at AXA Advisors, LLC, First Standard Financial, and Mutual Inc. PlanMember Securities Corporation provides retirement plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios across a range of risk profiles.

Hannah Melandro is a financial advisor at Lincoln Investment with one year of industry experience. She holds a Series 66 designation and has a background in education, working as a business education teacher for grades 7-12 at Sayville Public Schools since 2019. Outside of advising, she creates and sells digital teaching resources and engages in online resale of used items. Lincoln Investment serves individuals, charitable organizations, businesses, and many employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan advisory services, utilizing both strategic and dynamic investment approaches managed by an in-house Investment Management & Research team.

Stephen Mincone is a CFP® professional with 10 years of industry experience. He is currently a financial advisor at Kestra Advisory Services, LLC and Coastline Wealth Management, where he has worked since 2019. Prior to that, he was with Ameriprise Financial Services, Inc. from 2015 to 2019. Mincone is the founder and owner of Mincone Wealth Strategies, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and use of multiple management platforms. The firm manages approximately $79.8 billion in assets and serves clients including large institutional investors and sovereign wealth funds.

Charles Tamburello is a financial advisor with Lincoln Investment in Holbrook, NY, holding Series 63 and Series 66 credentials and having 40 years of industry experience. He has been with Lincoln Investment Planning Inc. since 2010 and has served at Hofstra University since 1983. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisor-managed and firm-managed investment programs, utilizing both strategic and dynamic approaches overseen by its Investment Management & Research team.

Kevin Filosa is an associate advisor at Kestra Advisory with 37 years of industry experience. He previously worked for American Portfolios Financial Services, Inc. for 10 years before joining Kestra in 2024. Outside of financial advising, he is involved in the sale of timber through a lumber company in Brooklyn. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and uses multiple management platforms to serve a diverse client base, including large institutional investors.