Michael Tannenbaum is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services, CitiGroup, and Colonial Voluntary Benefits. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Dominick Profaci is a financial advisor with Edward Jones in Poughkeepsie, NY, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2016 and previously worked at Starbucks for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Christa Coates is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. Her prior firms include Lincoln Financial Advisors and Commonwealth Financial Network. Outside of advising, she is involved with wealth legacy planning businesses and works as an employee at a dance center. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using a variety of portfolio management and model-based solutions across multiple custody platforms.

Marissa Interrante is a Series 66-registered advisor at Merrill with nine years of industry experience. She has worked at Merrill and Bank of America since 2017 and previously held roles at Consigli Construction NY LLC and JK's Corporate Ventures, Inc. Outside of her advisory work, she owns Summit Silver, a sole proprietorship specializing in handcrafted jewelry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marianne Hobson is a Series 66-licensed financial advisor with 10 years of industry experience. She has been with LPL Financial since 2020 and previously worked at Dunham & Associates Investment Counsel, Inc. from 2016 to 2020. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and a variety of portfolio options.

Scott Witherspoon is a financial advisor with LPL Financial in Poughkeepsie, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes prior roles at Hudson Valley Credit Union, Financial Resources Federal Credit Union, and Invest Financial Corporation. He also has involvement with Coldwell Banker Real Estate Services, providing mortgage and real estate services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, providing both discretionary and non-discretionary management supported by extensive research and technology tools.

Krista Woodke is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and three years of industry experience. She has worked with ClearPath Advisors since 2020 and owns a crafts and creations business outside of finance. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, and institutional accounts, offering various portfolio management and financial planning services through a multi-manager platform.

Daniel Tarrant is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has previously worked at Agia, Hudson Farmer and the Fish, and Valic Financial Advisors. He is also co-owner of Arbor Capital Wealth Advisors, where he manages an advisory business. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver non-discretionary recommendations through a centralized consulting team.

Stephen O. Flaherty is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and 20 years of industry experience. His prior roles include positions at Bank of America and Merrill. He serves as a councilman for the Town of Plattekill and is a director guiding the Hudson Valley Athletic Club's youth soccer program. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

James Hanson is a financial advisor at LPL Financial with 17 years of industry experience. He previously worked at Next Financial Group Inc for 11 years before joining LPL Financial in 2025. Outside of his advisory role, he is an active musician and bass player. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Lynda Beisner is a financial advisor with LPL Financial who holds a Series 63 designation and has 30 years of industry experience. She has been with LPL Financial since 2005. Beisner is involved with Hudson Valley Federal Credit Union’s financial services and insurance offerings, including Medicare-related plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Christopher Pena is a financial advisor with Morgan Stanley, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory work, he serves on the Finance Committee of The Arc of the Mid-Hudson, a nonprofit focused on children and youth. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and comprehensive investment and estate planning services.

Erica Salzmann Talbi is a CFP® certificant with 38 years of industry experience. She is currently with OSAIC and has previously worked at Sagepoint Financial, Inc. and American General Securities Incorporated. Outside of advisory work, she prepares tax returns seasonally for a select group of clients and serves as co-trustee of a family trust. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, and charitable organizations, offering a range of financial planning, advisory, and brokerage services through a large network of affiliated advisors and multiple platforms. The firm employs a variety of asset-allocation tools and supports both discretionary and non-discretionary account management.

Michael Dolan is a financial advisor with Merrill in Poughkeepsie, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Merrill since 1997 and has been with Bank of America, N.A. since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carlos Perez is a financial advisor with Equitable Advisors in Poughkeepsie, NY, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2006 and was previously associated with Axa Advisors, LLC. Outside of his advisory role, he is involved part-time in passive property and casualty insurance sales through Grodio Insurance. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management via LPL programs and third-party managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services tailored to client goals and risk tolerance.

Michelle Nolen is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill Lynch since 1999. Outside of her advisory role, she serves as corporate secretary for MG Graphix Inc., a manufacturing S-Corporation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Fenton is a CFP®-designated financial advisor with 40 years of industry experience. He is currently affiliated with LPL Financial and has worked with M&T SECURITIES, Inc. for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing model portfolios and research to support diversified investment strategies.

Rita Gaffney Labarge is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning tools such as Monte Carlo simulations and Global Investment Committee insights.

George Decker Jr. is a Senior Financial Advisor and Assistant Vice President at Merrill Lynch Wealth Management. He joined Merrill in 2021, bringing over 45 years of experience in the financial industry. In his role, he focuses on creating personalized wealth management strategies tailored to clients' individual goals and changing market conditions. George holds a Bachelor's Degree in Business Administration from Marist College in Poughkeepsie, New York, and holds the Personal Investment Advisor (PIA) designation. He is involved in community service, serving on the Board of Directors for Angels of Light and having previously served on the boards of Lucky Orphans Horse Rescue, Hope on a Mission, and New Horizons Resources. He resides in Millbrook, New York, with his wife Lori and is the father of six children and grandfather to ten grandchildren.

Marc Schain is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 26 years of industry experience. He has been affiliated with Cetera and its related entities since 1999. Outside of his advisory work, Schain serves as president of the board of directors for the Jewish Congregation of New Paltz and holds leadership roles with local theater and nonprofit organizations. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options including model portfolios, third-party managers, and bespoke strategies.