Denise Bolte is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 licenses and has 45 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Prudential Equity Group, LLC from 2002 to 2003. Outside of her advisory role, she owns and operates a beekeeping business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a variety of brokerage and advisory solutions to support client investment needs.

Philip Meltzer is a CFP® professional with 23 years of experience in the financial industry. He has been with Wells Fargo Advisors since 2013. Outside of his primary role, he is involved with Meltzer & Hill Wealth Advisory LLC and Meltzer Asset Management Inc., both investment-related ventures. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk and wealth-transfer planning, as well as specialized services like business-owner transition and special-needs analysis.

Steven Dawson is a financial advisor with LPL Financial in Kingston, NY, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 2000, operating under the DBA Safety Harbor Financial in Saugerties, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, managing over $819 billion in discretionary assets.

Michael Ferraro is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He worked at Senate Securities for 21 years before joining Ameriprise in 2021. Ferraro serves on the board of directors for the Mental Health Association of Ulster County. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Shaheen Soltankhah is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working as a Financial Advisor since 2011, beginning his career with Merrill. Shaheen focuses on providing targeted and comprehensive financial advice and portfolio management strategies tailored to each client's individual needs. His areas of expertise include institutional consulting, defined benefit and contribution plan services, managing new wealth, retirement planning, small business strategies, socially responsible investing, tax minimization, and retirement income. He holds a Bachelor's Degree in Business Economics from the State University of New York College at Oneonta. Shaheen has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). As a lifelong member of the Hudson Valley community and a native of Kingston, he maintains a strong commitment to the success of his community and neighbors. Outside of his professional role, Shaheen enjoys music, reading, spending time with his family, traveling, and watching movies.

James Rishel is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining LPL Financial in 2022, he worked for Cadaret, Grant & Co., Inc. for 22 years. He is also a CPA and provides tax preparation and accounting services through his own practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Max That is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and six years of industry experience. He also works as a class instructor and brand ambassador for Caffeine Academy, a DJ and music production trade school. Max has prior experience with JPMorgan Chase Bank and Enterprise Rent-A-Car. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a manager solutions team.

Doina Pinto is a financial advisor at Raymond James Financial with 23 years of industry experience. She holds the Series 66 designation and has been with Raymond James Financial Services Advisors Inc. since 2018, following two years at Wells Fargo Clearing. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored non-discretionary planning using risk profiling and modeling tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Arthur Stern is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and has also worked with Morgan Stanley Smith Barney and Citigroup Global Markets. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Katie Johnston is a financial advisor at Raymond James Financial with 16 years of industry experience. She previously worked for Commonwealth Financial Network and JSA Financial. Johnston holds a Series 63 designation. Outside of her advisory role, she owns and manages residential rental properties in Saugerties, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through its advisory programs and other providers.

William Rae is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 licenses and has 42 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Morgan Stanley in 2014. Outside of his advisory role, he serves as co-executor for family estates involving investment-related matters. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute and third-party data to support its investment approach grounded in diversification and modern portfolio theory.

Michelle Reihbandt is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018, including a position at Morgan Stanley Private Bank, N.A. She serves as a board member of the Kingston Cal Ripken organization, a recreational group in Kingston, New York. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Christopher De Forest is a financial advisor with Morgan Stanley in Kingston, NY, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2018 and previously was with National Securities Corp. De Forest is also involved with Defo LLC, which he has been affiliated with since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm’s financial planning process uses structured discovery and firm-approved tools, supporting comprehensive planning without providing individual security recommendations as part of standalone programs.

Jean Reinoso is a financial advisor at Castleton Partners, LLC, holding a Series 65 credential with two years of industry experience. He has been with Castleton Partners since 2013. Castleton Partners is a fee-only investment adviser specializing in fixed-income asset management for high-net-worth individuals, as well as trusts, estates, charitable organizations, corporations, and other business entities. The firm employs an Investment Grade Fixed Income Strategy focused on municipal securities and corporate debt, alongside more actively managed special strategies, and offers portfolio consulting and concierge review services.