Richard Marsh Jr. is a financial advisor at Key Investment Services LLC with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at LPL Financial and M&T Bank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and model portfolio offerings. The firm emphasizes client-directed investment strategy selection while providing non-binding recommendations and ongoing oversight.

Daniel Michel is a financial advisor at Lincoln Investment with 36 years of industry experience. He holds a Series 63 designation and has previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of advising, Michel is president and treasurer of Michel Tax & Accounting Service, Inc., which provides tax preparation and business management services. Lincoln Investment Planning, LLC is a large enterprise investment advisory firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and adaptive strategies.

Michael Sheridan is a CFP® with 32 years of industry experience, currently serving at Independent Financial Partners since 2020. His prior experience includes 15 years at Key Investment Services LLC. Outside of his advisory role, he is involved as the owner of a holding company and an S-Corp related to financial services compensation. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform with discretionary and non-discretionary account management, and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Brandon Maggio is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, as well as positions at the Syracuse VA Medical Center and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment strategy selection supported by ongoing monitoring and due diligence, operating within the KeyCorp group and affiliated with KeyBank and KeyBanc Capital Markets.

Brent Schleicher is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Commonwealth Financial Network for 11 years before joining Independent Financial Partners and IFP Securities in 2025. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm offers a decentralized advisory model with both discretionary and non-discretionary account management, and it is notable for its formal retirement-plan advisory and pension consulting capabilities.

Joseph Fletcher is a financial advisor with Commonwealth Financial Network in Syracuse, NY, holding a Series 66 designation and three years of industry experience. Prior to joining Commonwealth, he worked at Salt City Financial Advisors and has professional experience in corporate and sports-related roles. Outside of finance, he is involved in bookkeeping for The Goalie Workshop and coaches at The Platform Lacrosse Academy. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance infrastructure to affiliated advisors.

Mario Cabral is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Equitable Advisors, Mass Mutual Life Insurance Company, and AXA Advisors. Outside of his advisory work, he is a 50% owner of St. Famous Partners LLC, a company that manages rental properties. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory relationships utilizing model portfolios from in-house and third-party managers.

Collin Avery is a financial advisor at Key Investment Services LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at KeyBank, Mariner Finance, and Sir Walter Chevrolet. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client involvement in investment strategy selection and provides ongoing monitoring, due diligence, and supervisory oversight while working within the KeyCorp group and collaborating with affiliated entities.

Jeffrey Petroske is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 65 and Series 63 licenses and six years of industry experience. His prior work includes roles at M&T Securities, Inc. and M&T Bank. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers both point-in-time planning services and ongoing portfolio management through model portfolios and customized strategies, operating within a vertically integrated structure that includes advisory services for donor-advised funds.

Amber Amidon is a financial advisor with Guardian Life and holds Series 63 and Series 65 credentials. She has 14 years of industry experience, including positions at Park Avenue Securities, Principal Financial Services, and Cadaret, Grant & Co., Inc. Outside of her advisory role, she serves as a power of attorney for a family member. Amber works with Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage services, financial planning, and retirement plan consulting to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of advisory programs, including discretionary and non-discretionary models, and integrates proprietary and third-party investment strategies.

Jerry Bruno is a financial advisor with GWN Securities Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and 27 years of industry experience. Prior to joining GWN Securities in 2023, he worked for Leigh Baldwin & Co., LLC for 21 years. Outside of his advisory role, he is licensed to sell a broad range of insurance products and manages a two-family rental property. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts and financial planning. The firm offers a variety of managed-account programs and model portfolios, including SMA, UMA, and fund-strategist options, with a distinctive history of incorporating market-timing and momentum-based strategies.

Shawn Emmons is a financial advisor with Bankers Life Advisory Services, Inc. in Syracuse, NY, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to his advisory role, he worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., where he also serves as a unit field trainer recruiting and training insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm integrates fundamental, technical, and cyclical analysis methods to tailor asset allocations and portfolio management to clients’ goals and risk tolerances.

Leyla Morgillo is a Certified Financial Planner® with 14 years of industry experience, currently affiliated with Commonwealth Financial Network. She previously worked at Lincoln Financial Advisors for 10 years and joined Madison Financial Planning Group and Commonwealth Financial Network in 2023. Outside of her advisory role, she serves as secretary for the Kirkville Fire District. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, technology, compliance, and investment management services. The firm offers a range of advisory programs and discretionary model portfolios designed to meet diverse client needs.

Timothy Sennett is a financial advisor with Lincoln Investment in Syracuse, NY, holding Series 63 and Series 65 licenses and having 25 years of industry experience. Prior to joining Lincoln Investment in 2017, he worked at Legend Advisory Corporation and Legend Eequities Corporation. He is also a self-employed enrolled agent preparing income tax returns. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a range of financial planning and investment management services supported by an in-house Investment Management & Research team and third-party managers.

Ernesto Smith Fernandez is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds the Series 66 designation and has worked previously at Equitable Advisors, LLC and KeyBank. His background also includes experience in banking and education sectors. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment selections supported by non-binding recommendations, ongoing monitoring, and access to third-party discretionary managers, operating within the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Raymond Luce III is a financial advisor with Kestra Advisory who holds a Series 63 designation and has 31 years of industry experience. His prior work includes roles at LPL Financial, Reliance Capital Management, and Cadaret, Grant & Co., Inc. Outside of his advisory work, he is involved as a sports and fitness coach in Central Square, NY. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual clients. The firm offers services such as fiduciary consulting, plan design and compliance, and employee education, supported by due diligence processes and a range of management platforms.

Michael Davirro is a financial advisor at Commonwealth Financial Network with 11 years of industry experience. He holds the Series 63 and Series 66 registrations and has worked at Commonwealth since 2024. In addition to his advisory role, he is co-owner of Bowers & Company CPAs PLLC, a CPA firm based in Syracuse, NY. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and their individual and institutional clients. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Ronald Kelly is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 63 and Series 66 licenses and having 31 years of industry experience. He has been with TIAA since 2012. Outside of his advisory role, he volunteers as an officer with the Holy Name Society, supporting parish activities, and serves on the board of the Monsignor Ronald Bill Scholarship Fund, which awards annual academic scholarships to students. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers a range of advisory services including model portfolio management and customized portfolio solutions, and operates within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Erin Puff is a financial advisor at GWN Securities Inc. with one year of industry experience. She holds Series 63 and Series 65 licenses and has been involved with Djpuff Advisors Group, Inc. since 2014, currently serving as Operations Manager. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning options. The firm employs a mix of affiliated and unaffiliated sub-advisers and incorporates market-timing and momentum-based strategies in some of its legacy offerings.

Nathan Stevens is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Private Advisor Group and LPL Financial since 2018 and previously was with Eastgate Financial from 2016 to 2018. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that incorporates both discretionary and non-discretionary services using multiple investment strategies and third-party managers.