Nicholas Ljiljanich is a financial advisor at Lincoln Investment with Series 63 and Series 65 licenses and one year of industry experience. Prior to his current role, he has been involved with Santora's Pizza Pub & Grill since 2020 in addition to his work history in educational and retirement community settings. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management through model portfolios, and advisor-led consulting, backed by an in-house Investment Management & Research team and access to third-party managers.

William Grochala is a financial advisor with Key Investment Services LLC in Amherst, NY, holding Series 65 and Series 63 designations and bringing 12 years of industry experience. He has worked at Key Investment Services and KeyBank since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection supported by non-binding recommendations and ongoing monitoring, and operates within the KeyCorp group with close affiliations to KeyBank and KeyBanc Capital Markets.

Jordan Honan is a financial advisor at Key Investment Services LLC with 18 years of industry experience. He holds a Series 66 designation and has been with Key Investment Services and its predecessor entity since 2014. Outside of his advisory role, Honan serves on the finance committee of St. John Vianney Church, which focuses on managing the church’s debt and cash flow. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm operates within the KeyCorp group and emphasizes client-directed investment choices supported by ongoing monitoring and due diligence of third-party managers.

Thomas Digiacomo is a financial advisor with Equity Services, Inc. in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Equity Services, Inc. and National Life of Vermont since 1993. Outside of his advisory work, he is active in youth sports as a youth ice hockey head coach and manager and performs professionally as a guitarist. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine predominantly long-term strategies with options for shorter-term trading and works with a network of investment adviser representatives and third-party asset managers.

Ronald Sciandra is a financial advisor with Primerica Advisors in Amherst, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1993 and previously worked with the Mid-Atlantic District Exchange and Erie-Niagara Sunrise Exchange. Outside of advisory services, he is involved in sales of loan products and referrals for home security and automation services through affiliates of Primerica. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that primarily uses model-based strategies managed by unaffiliated asset managers and supported by custodial and trade execution services from Pershing.

Matthew Wright is a financial advisor with LPL Financial and holds a Series 63 designation. He has 12 years of industry experience, having previously worked at Cadaret, Grant & Co., Inc. for seven years and Lincoln Financial Advisors for three years. Wright is based in Niagara Falls, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jeffrey Wohlfahrt is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. He has held positions at Massachusetts Mutual Life Insurance Company and Moshides Financial Group since 2015. He holds Series 63 and Series 66 licenses. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual collaborative relationships using firm-approved analytical tools.

Nathan Huisgen is a financial advisor with LPL Financial, holding a Series 63 designation and 11 years of industry experience. He has been with LPL Financial since 2014 in N. Tonawanda, NY. Outside of his advisory role, Huisgen is also a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with advice delivered primarily by investment adviser representatives using both proprietary and third-party strategies.

Jacob Kranz is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC and KeyBank. Outside of his advisory work, he manages a rental property as a landlord. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and supports a range of specialized services including divorce, estate-settlement, and employer-sponsored planning programs.

Michelle Scrivani is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 18 years of industry experience. She previously worked at M&T Securities and M&T Bank before joining LPL Financial. Scrivani serves as secretary on the board of Crown Agency Inc., a nonprofit organization in Buffalo, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management solutions, utilizing models and third-party subadvisors alongside advisory technology tools.

Alfred Leto is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 23 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2001. In addition to his advisory role, he is involved in the sale of non-investment related products such as home security and automation through affiliated companies. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options. The firm employs third-party asset managers and uses a tiered wrap fee structure distinct from fixed-fee billing.

Stephen Raglow De Franco is a financial advisor with LPL Financial in Niagara Falls, NY, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc. and International Assets Advisory, LLC. He is involved with Confident Trust Financial Group, a business entity related to his LPL work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management access, retirement advice, and institutional platforms, supporting a wide range of investment strategies and leveraging technology tools for operational support.

John Moshides is a financial advisor with MassMutual Investors Services who holds a Series 63 designation and has 43 years of experience in the industry. His prior work includes roles at Metlife Securities Inc. and MassMutual Life Insurance Company. Outside of his advisory work, he is involved in writing, speaking engagements, consulting, and facilitating introductions for mergers and acquisitions. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing firm-approved tools to analyze client goals and deliver written recommendations.

Brian Silverberg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 26 years of industry experience. His prior roles include positions at Hager Equity Group, Inc., Cadaret, Grant & Co., Inc., and Legend Advisory, LLC. He is also licensed as an insurance sales agent for life, health, and annuities through Cadaret Grant Agency in New York. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive technology and a large network of advisors.

Mark Beardi is a CFP® professional affiliated with Cambridge Investment Research Advisors with 16 years of industry experience. His prior roles include positions at Ic Advisory Services Inc, The Investment Center Inc, and Invest Financial Corp. He is involved as an agent in insurance and benefits as well as through SY Associates LLC. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals across wealth levels, retirement plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, delivered through independent Financial Professionals using multiple custody platforms and both proprietary and third-party investment strategies.

Lester Robinson III is a financial advisor at LPL Financial with 11 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Virtue Capital Management, and Mass Mutual. Outside of advisory work, he is involved in broadcasting through radio, TV, and podcasts, and he is also an author and public speaker. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning, model portfolios, third-party asset management, and retirement advice to individuals, institutions, and retirement plan participants through a large network of investment adviser representatives.

George Bidjov Jr. is a CFP®-credentialed financial advisor with 21 years of industry experience. He is currently with LPL Financial and has previous experience at Cadaret Grant & Co., Inc., Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory role, he is involved in a property and casualty business, WealthGuard of NY, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Joseph Aliotta is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and has worked previously at American Portfolios Financial Services, Inc. and Carroll Financial Services. Outside of his advisory role, he is an independent insurance agent selling life insurance and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, supported by asset-allocation tools and third-party management solutions.

Bryan Weinstein is a financial advisor with LPL Enterprise and holds a Series 63 designation. He has 16 years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal and third-party strategists, and it offers financial planning, access to third-party asset managers, and affiliated trust and insurance services.

Edward Eagen is a financial advisor with Primerica Advisors based in Amherst, NY, holding a Series 63 designation and 25 years of industry experience. He has been with Primerica Advisors since 2000 and has prior work experience with Computer People Staffing, Graphic Controls Corp., and Nissha Medical Technologies. In addition to his advisory role, he is involved in the sale of home security and automation products through an affiliate of Primerica. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which features model-delivery strategies and a limited number of separately managed accounts under a wrap-fee structure. The firm curates third-party asset managers and uses BNY Mellon Advisors for model implementation and trade execution.