James Peterson II is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and having 10 years of industry experience. He has been with Thrivent Financial and its investment management affiliate since 2015. Outside of his advisory role, he is president and owner of Peterson Consulting Group, LLC, which provides quality and regulatory consulting services unrelated to securities or investment advice. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across a wide range of topics and provides options to combine planning with managed accounts under a consolidated billing system, while maintaining separate services.

Stephen Dalton is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 42 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets starting in 1998. Outside of his advisory role, he serves as a trustee/co-trustee of a trust in Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and models to support financial decision-making.

Edward Washell is a financial advisor at Morgan Stanley with 25 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves on the finance committee of the nonprofit Bob Perks Fund in State College, Pennsylvania. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Its planning process incorporates firm-approved tools and modeling techniques, serving clients through both direct and corporate financial planning agreements.

James Fay is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and possessing 36 years of industry experience. He has been with Cambridge since 2008. Outside of his advisory role, he coaches an adult baseball team and works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals across wealth levels, retirement plans, and charitable organizations. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering multiple portfolio and platform options with both proprietary and third-party strategies.

Daryl Schafer is a financial advisor with LPL Financial based in Boalsburg, PA, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has been with LPL Financial since 2009 and also operates Culbertson Financial Services, where he has been active since 2002. Outside of his advisory roles, Schafer serves as an elected Township Supervisor and Chairman for Haines Township, Centre County, PA, and is the Secretary of the Penns Valley FFA Alumni and Supporters Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a broad spectrum of investment approaches through its network of advisors, complemented by proprietary research, technology tools, and a variety of affiliated financial products and services.

Kyle Funkhouser is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. His work history includes roles at MassMutual Life Insurance Company, LPL Enterprise, and Northwestern Mutual. Outside of his advisory roles, he has been involved with businesses such as Big Springs Spirits and The Corner Room. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved tools and structured, collaborative planning processes, offering a range of event-driven planning services including recent additions like Divorce Planning.

Eric Updegrove is a financial advisor with Ameriprise in State College, PA, holding a Series 66 designation and four years of industry experience. He has worked at Ameriprise since 2018 and previously held roles at American Income Life and Advantage Solutions, Inc. Outside of his advisory work, Updegrove coaches alpine ski racing for the Tussey Mountain Ski Corp. Ameriprise offers retirement-income planning services primarily for individuals with at least $1 million in net investable assets, providing written recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation to generate personalized retirement recommendations.

Anthony Destefano is a financial advisor with Cetera, holding Series 63 and Series 65 registrations and bringing 26 years of industry experience. His prior roles include tenures at M&T Securities, LPL Financial, and Truist Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform with access to affiliated and third-party managers, overseeing more than $256 billion in assets and supporting over 10,000 advisors nationwide.

Tina Powers is a CFP® professional affiliated with LPL Financial and has 25 years of industry experience. She has worked at M&T Securities since 2003 and joined LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Frederic Rousselin is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and ARIS Wealth Services Inc. Rousselin is president of Normandy Wealth Management LLC, an investment-related LLC. OSAIC serves a broad mix of retail and institutional clients through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, using asset-allocation tools and third-party solutions to construct diversified portfolios on both discretionary and non-discretionary bases.

Jeffrey Burris is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. The firm serves more than four million individual and institutional clients, offering a broad range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors across more than 15,000 branch offices.

Patrick Mcdonough is a financial advisor with MassMutual Investors Services and holds the Series 63 and Series 65 designations. He has 35 years of industry experience, all with MassMutual and its affiliate MML Investors Services. Outside of finance, he is the owner of a music and singing business and is involved in an investment venture focused on gold re-mining and renewable energy. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager solutions, as well as educational seminars.

Susan Rumbaugh is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Merrill since 1998 and has been associated with Bank of America since 2011. Outside of her advisory role, she is a general partner in a family investment partnership, Seagull Island Capital. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Helsel is a financial advisor at Merrill with 37 years of industry experience. He holds the Series 63 and Series 65 certifications and has worked at Merrill since 1992, concurrently serving at Bank of America, N.A. since 2011. Helsel is a board member of The Ballet Theatre of Central Pennsylvania, where he participates in auditing and governance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alicia Dietrich is a Series 66-credentialed financial advisor at Edward Jones with two years of industry experience. Her prior work includes roles at Deloitte and Touche and Baker Tilly. She owns and manages a rental property in Bellefonte, PA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors.

Brad Buterbaugh is a financial advisor with Mass Mutual Investors Services in State College, PA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Mass Mutual Life Insurance and its subsidiary MML Investors Services since 2000. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using firm-approved tools and generally recommends investment categories and strategies without discretionary authority.

Suzanne Johnson is a financial advisor at OSAIC with 28 years of industry experience. She holds a Series 63 designation and has worked previously at Securities America, Inc., Securities America Advisors, Inc., and Next Financial Group, Inc. Outside of her advisory role, she owns Nittany Brokerage Services Inc. and is involved with insurance services through Nittany Insurance Agents Inc. and My State Retiree Benefits Solutions, providing group dental, vision, and life insurance products to retirees of Pennsylvania State Employers. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of financial services, utilizing asset-allocation tools, risk-tolerance assessments, and multiple third-party platforms to construct and manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

John Berko is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has been with the firm and its affiliates since 2026 and previously worked in various roles at Dell Technologies, Hard Rock Hotel, Kroger, and Penn State. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and supports implementation through separate brokerage or insurance arrangements.

Matthew Walters is a financial advisor with Ameriprise in Reedsville, PA, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its related entities since 2009. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, emphasizing managed accounts and utilizing algorithmic automation overseen by a retirement income committee.

Douglas Harper is a financial advisor with Wells Fargo Clearing in State College, PA, holding a Series 66 designation and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.