Daniel Baer is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cetera since 2017. He also serves as a board member of the Greater Chambersburg Chamber Foundation, which focuses on charitable and educational purposes, and is involved in trust and estate administration for ACNB Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, supporting various program structures and custodial relationships.

Paul Ritchie is a financial advisor at Cetera with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Wheatland Advisors, Inc and Orrstown Bank, where he currently serves as a financial advisor and trust officer. Outside of his advisory role, he is corporate treasurer for Hope Reformed Presbyterian Church and serves on the committee of a private charitable foundation. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves individual, corporate, charitable, and institutional clients and offers diverse program structures, including discretionary and non-discretionary management and access to third-party money managers.

Matthew Berger is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has been with Cetera and its related entities since 2013. Outside of his advisory role, Berger serves as vice president of a community outreach organization, maintains a community center, and is a board member for the Waynesboro Country Club and the Antietam Humane Society. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, retirement services, and access to third-party money managers.

Eric Shank is a financial advisor at OSAIC with 31 years of industry experience. He holds the Series 63 and Series 65 credentials and previously worked for Fortis Investors, Inc./Woodbury Financial Services, Inc. for 29 years. He also serves as a board member of Grace Baptist Church in Waynesboro, PA. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios across various investment types.

Jacob Barr is a financial advisor with Raymond James Financial Services Advisors, Inc. holding a Series 66 designation and six years of industry experience. He has worked at Raymond James since 2019 and previously held positions at Towson University and Bridgewater College. In addition to his role at Raymond James, Barr serves as an independent contractor financial advisor for Ark Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs fact-finding, risk profiling, and analytical modeling to tailor non-discretionary planning and investment consultations to client goals.

Christian Taylor is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He previously worked at Wells Fargo Clearing Services, LLC for 10 years and Cetera Advisors LLC for 4 years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and supports municipal and public-finance clients through a unique affiliation with a municipal advisor.

Andrew Shank is a financial advisor at OSAIC with a Series 66 designation and three years of industry experience. His prior work includes roles at Woodbury Financial Services Inc. and AFS Insurance and Financial Services, as well as experience outside finance at RC Engine Service. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across a variety of asset classes.

Robert Correll is a Series 66 licensed financial advisor at Edward Jones with eight years of industry experience. He has worked at Edward Jones since 2017 and previously spent ten years at WACCO Properties, Inc. Correll serves on several local boards, including the Waynesboro Beneficial Fund and United Way of Franklin County, and is involved with community organizations such as the Waynesboro Youth Soccer Association and the Waynesboro Area YMCA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

John Heeter is a CFP® and holds a Series 66 license, with eight years of industry experience. He has worked at Edward Jones since 2018 and previously served six years in the US Navy. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Benjamin Lefever is a financial advisor with Cetera, holding a Series 66 credential and over 20 years of industry experience. He has worked at Cetera and its affiliated entities since 2013 and has been associated with Orrstown Bank since 2006. Outside of his advisory role, Lefever serves as a committee member for the Edwin D Martin & Judith M Martin Private Foundation and holds board positions with the Cumberland Valley School of Music and Mercy House of Chambersburg. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through multiple program platforms and a multi-manager approach.

Thomas Trimble is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He has held positions at Wells Fargo Advisors LLC from 2012 to 2016 and has been with Wells Fargo Clearing since 2016. He holds the Series 63 and Series 65 licenses and is based in Hagerstown, MD. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Cortnie Beaver is a CFP® with seven years of industry experience, currently affiliated with LPL Financial. Her prior roles include positions at AmeriServ Trust and Financial Services, Thrivent Advisor Network, and Sterling Financial Management. Outside of her advisory work, she serves on nonprofit boards for Habitat for Humanity of Washington County and the Arts Alliance of Greater Waynesboro, where she contributes to committee reviews and financial presentations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research to support various investment strategies.

Robert Allison is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Outside of advisory services, he has been involved in sales of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm’s approach includes curating third-party asset managers and using a tiered wrap fee structure.

Shaun Basalik is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory role, he has been associated with Vector Marketing in a commission-based capacity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Brandon Skaggs is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has been with Wells Fargo Clearing since 2018 and previously worked at CoStar Group for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. Their advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

John Hershey III is a financial advisor at RBC Capital Markets with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets since 2009 and City National Bank since 2017. Outside of his advisory role, he serves as president of a family foundation and holds board positions with a nonprofit cemetery and a health system. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations, offering a range of advisory programs with tailored investment strategies executed through in-house and third-party managers.

Brian Barrows is a CFP®-certified financial advisor with three years of industry experience, currently affiliated with Cetera. He has held roles at multiple firms, including Barrows Trostle Advisors and Avantax Advisory Services. Outside of advising, he is involved in client service management focused on accounting and tax preparation. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Daniel Norris is a financial advisor with Mass Mutual Investors Services in Hagerstown, MD, holding Series 63 and 65 licenses and bringing 26 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also works with MassMutual Life Insurance Company. Outside of advising, he is a leadership board member of the Fellowship of Christian Athletes and owns Oak Valley Farms. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as collaborative annual relationships focusing on client goals and strategies.

Barry Ratcliffe is a financial advisor with Edward Jones in Waynesboro, PA, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017 and has been self-employed since 1996. Outside of finance, Ratcliffe is involved in acting, affiliated with several major entertainment agencies including Lions Gate, Disney, and Universal. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated products. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices across the United States.

Valerie Walters is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory programs, including wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.