James Verboys is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He worked at Pruco Securities, LLC for 29 years before joining LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment programs, combining advisory programs with brokerage and insurance products on an integrated platform.

Nadine Bartkowski is a CFP® professional with 16 years of experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of her advisory role, she is a stockholder in a family-owned Sub S corporation that operates two bowling alleys. Ameriprise is an institutional firm offering retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions, combining research and modeling to deliver tailored, tax-efficient retirement income recommendations.

Jeremy Patten is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Cetera and its affiliated entities since 2016. He serves as treasurer for the Masonic Hall Association of Honesdale, overseeing the organization's financial duties. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and approximately 800,000 clients. The firm offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform and various program structures.

Kurt Kushner is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He previously worked at Nationwide Financial Network, Nationwide Securities, LLC, and Nationwide Insurance Company, with tenure spanning from 1998 to 2018. Kushner operates under several LPL business entities in Scranton, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Laura Bullock is a financial advisor with Raymond James & Associates based in Factoryville, PA. She holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her career includes roles at MassMutual, M&T Securities, and multiple Raymond James entities since 2021. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mark Zakoski is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Peoples Security Bank & Trust since 2016, where he serves as Executive Vice President. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Kevin Kelly is a financial advisor at LPL Enterprise with 27 years of industry experience. He holds the CFP® and ChFC® designations and worked previously at Pruco Securities, LLC for 26 years before joining LPL Enterprise. Kelly is also involved as a financial advisor with Kelly Asset Management and Prudential focusing on property and casualty. LPL Enterprise serves a broad range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management arrangements, and brokerage and insurance products, delivering advice primarily through investment adviser representatives using a combination of proprietary research and third-party strategists.

Kimberly Santarsiero is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She joined LPL Financial in 2018 after working with Wells Fargo Clearing and Wells Fargo Advisors. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives, offering a variety of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Vincent Kubilus III is a financial advisor with LPL Financial in Dunmore, PA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at LPL Financial since 2016 and concurrently at Peoples Security Bank & Trust since 2015. Kubilus serves as AVP at Peoples Security Bank & Trust and Peoples National Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory and brokerage services, including discretionary and non-discretionary management, retirement plan consulting, and access to model portfolios and third-party research.

William Mcandrew is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He previously worked at INVEST Financial Corporation for 11 years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

David Morris is a financial advisor with LPL Financial in Clarks Summit, PA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior roles include positions at OSAIC and SagePoint Financial, with over a decade associated with Stockdale Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Joseph Barrasse is a financial advisor at LPL Financial with 39 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for 37 years, followed by Cadaret, Grant & Co., Inc. for two years. Barrasse serves as the mayor of Clarks Green, PA, in addition to his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, research, and various investment strategies.

Rosemary Caffrey is a financial advisor with Raymond James Financial who holds a Series 63 designation and has 45 years of industry experience. She has been with Raymond James Financial Services Advisors, Inc. since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning using analytical tools to illustrate potential outcomes and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Maria Emiliani is a financial advisor with LPL Financial in Dunmore, PA, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining LPL Financial, she worked at Gerrity's Supermarkets for five years. Outside of her advisory role, Emiliani has part-time employment with Rhythm Fitness LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Brian Goldsack is a CFP® certificant with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. Prior to this, he was involved with Novo Hill Real Estate starting in 2013. He co-hosts a business podcast where he interviews business owners about their industries and life stories. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and operates under a fiduciary standard, with a nationwide network of over 23,000 advisors and more than $1 trillion in assets under management.

Laura Sporcic is a financial advisor with LPL Financial in Clarks Summit, PA, holding a Series 66 credential and three years of industry experience. Her prior roles include positions at OSAIC and SagePoint Financial, and she has been associated with Stockdale Financial Group since 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Richard Doeringer is a ChFC®-designated financial advisor with 40 years of industry experience. He is currently affiliated with Cetera and co-owns RDDM Investments LLC, a financial services firm. In addition to his advisory roles, he has worked as an independent insurance agent specializing in disability, fixed annuities, life, accident, health, and long-term care insurance since 1986. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various investment strategies and program structures.

William Mulligan III is a financial advisor at OSAIC with one year of industry experience and holds a Series 66 designation. His prior roles include work at The O.N. Equity Sales Company and Levy Realty Group. Outside of his advisory work, he teaches driver education through NCC Drivers Education. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs advanced asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

Bernard Fagnani is a financial advisor with Cetera, holding a PFS™ designation and Series 63 license, and has 27 years of industry experience. He has been associated with Cetera and its related entities since 1999 and also operates a CPA practice that he has managed since 1974. Additionally, he is involved in a firearms business and works as an insurance agent selling health products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, retirement plan, charitable, and institutional clients through a multi-manager platform offering a range of portfolio management and financial planning services. The firm supports a large network of advisors with access to various program structures, custodial relationships, and third-party money managers.

Cheryl Lewis is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She previously worked extensively with Avantax Advisory Services and related entities for over two decades. Lewis has held leadership roles in regional tax and accounting professional organizations and operates a CPA consulting practice providing accounting, tax, and advisory services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager investment platform with a variety of portfolio management options and access to third-party managers, supporting both discretionary and non-discretionary account structures.