Jonathan Murray is a financial advisor with UBS Financial Services and holds Series 63 and Series 65 licenses. He has 36 years of industry experience, including 19 years with UBS. Outside of his advisory role, he is an author and guest speaker through The Murray Twins, serves on the advisory board for the University of Maryland System Foundation, and is a board member at Boys Latin School of Maryland. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances.

Andrew Keck is a financial advisor with Morgan Stanley, holding a Series 66 designation and eight years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Prior to joining Morgan Stanley, he held roles at the University of Delaware and MassMutual Greater Philadelphia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm‑approved tools.

Ronald Wetzel Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets starting in 2001. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment programs and planning services.

Loren Evans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Evans serves as co-trustee of the Robert & Virginia Family Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Chantal Moyer is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and possessing 15 years of industry experience. She has worked at UBS since 2019, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets products.

Joshua Coveleski is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2017 and 2018, respectively. Outside of his advisory role, Coveleski serves on the board of Coverdown Network, participates as a lacrosse referee, and is involved with several local professional and recreational organizations in Delaware. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning using firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment programs and planning strategies.

Hunter Harmon is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated Private Bank since 2016 and 2017, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Joshua Hubler is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2024. Outside of his advisory role, he is involved in agricultural operations through ownership of Quantico Creek Sod Farm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs structured planning tools and a broad array of investment services while managing approximately $2.74 trillion in client assets.

Franklin Rayne III is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining LPL Financial in 2021, he worked at M&T Securities and has been associated with M&T Bank since 2016. In addition to his advisory role, he is a licensed notary in Seaford, Delaware. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research and model portfolios.

John Hough is a Certified Financial Planner® with 24 years of experience in the financial services industry. He has worked at OSAIC since 2024 and previously spent 13 years with American Portfolios Financial Services, Inc. In addition to his advisory role, he co-owns a college aid planning service that assists clients with financial aid applications. OSAIC serves a broad range of clients, including individual and institutional investors, through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services while employing tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios.

Justin Weible is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and with 18 years of industry experience. His prior work includes roles at Wells Fargo Clearing and The PNC Financial Services Group. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Allen Dodson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Primerica Financial Services since 1990 and has been associated with Primerica Advisors since 2020. Outside of his advisory role, he is a partner at Dodson Realty LLC, a business he has been involved with since 2001. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Jeffrey Carr is a financial advisor with Edward Jones, holding a Series 66 designation. He has approximately three years of industry experience, including roles at Edward Jones and Hammerhead's. Prior to his advisory career, he worked in various roles spanning several industries, including service positions at Slate Cafe and 2 Stones Pub. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Charles Anderson is a financial advisor at UBS Financial Services with 53 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a range of capital markets products and proprietary research to support client strategies.

Dawson Barvinchack is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. He has experience in various roles within the company, including Investment Consultant, Relationship Manager, Financial Representative, and High Net Worth Service Associate, reflecting a comprehensive background in client financial services. His professional focus involves assisting clients in aligning their investments with their personal goals, fostering financial confidence, and supporting the achievement of individual milestones. Throughout his tenure at Fidelity Investments, Dawson has worked collaboratively with clients to provide clear and relatable investment guidance. His progression through several roles within the company highlights his breadth of expertise in financial consulting and relationship management. In his personal time, Dawson enjoys activities such as baseball, spending time at the beach, cars, fitness, and music.

Norman Scherer is a financial advisor at Osaic with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Fortis Investors, Inc. for nearly three decades before joining Osaic in 2024. Scherer serves as Vice President of the National Association of Insurance and Financial Advisors (NAIFA) Greater Washington chapter and volunteers regularly with the Veterans of Foreign War (VFW). He also operates Scherer Financial Advisors, focusing on life insurance, long-term care, and fixed annuities. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers and advisory platforms. The firm employs various asset-allocation tools and offers integrated brokerage, financial planning, and managed account services.

Susan Stewart is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Her prior work includes roles at City National Bank, Bank of America, and Merrill. She serves on the Board of Trustees for Ursinus College and is a member of the City of Rehoboth Beach Planning Commission and Board of Commissioners. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party investment managers.

Thomas Cush III is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1992 and Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Mitchell II is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a trustee for a personal trust in Millsboro, Delaware. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and firm-approved tools.

Lauren Fritz Mariner is a Wealth Management Advisor and First Vice President at Merrill Lynch in the Rehoboth Beach, Delaware office. She also serves as a Senior Portfolio Advisor and holds the Certified Plan Fiduciary Advisor, Personal Investment Advisor, and Retirement Accredited Financial Advisor designations, in addition to being a Certified Divorce Financial Analyst®. Lauren joined Merrill Lynch Wealth Management in 2000 and provides fiduciary advisory services to defined contribution plans while assisting clients with long-term financial strategies including retirement, educational needs, liabilities management, and insurance. Lauren holds a Bachelor's degree from Salisbury State University with a major in Communications. Her practice emphasizes a disciplined approach featuring education and open communication, beginning with a full profile of clients' current situations, goals, risk tolerance, and timelines to provide structure before investment recommendations are made. She actively manages responsibilities such as transfers, titling, consolidation, tracking, reporting, and tax recordkeeping, striving to deliver customized service tailored to clients' needs and schedules. Lauren is involved in various professional and community organizations including Autism Delaware, the Greater Georgetown Chamber of Commerce, Sussex Academy of Arts and Sciences, and Wesley United Methodist Church. She has also contributed to the Miss America Scholarship Program as a local title holder, director, certified judge, coach, and host family for the Distinguished Young Women of Delaware program.