Andrew Sammons is a financial advisor with Ameriprise in Milton, DE, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior roles include positions at Commonwealth Financial Network and First Allied Advisory Services. He is also the owner of Select Financial Inc, an insurance agency. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, delivering non-discretionary, research-driven recommendations that integrate tax-smart withdrawal strategies and Social Security options. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Alexander Matthews is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. He has been with Edward Jones since 2015, including his current role since 2026. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

James Gamuciello serves as a Senior Resident Director and Wealth Management Advisor at Merrill. In his role, he focuses on wealth planning and management, helping clients pursue personal financial goals including legacy planning, liquidity management, retirement income, and tax minimization. James holds a High School Diploma from Dover High School, a Bachelor's Degree from Hawaii Pacific University, and a Master of Business Administration in Finance from the University of Delaware. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, James participates in community activities such as Coastal Clean Up, Teach Kids to Save Day, and serves as a mentor at the University of Delaware. His personal interests include basketball, surfing, and traveling.

Michael Scutari is a financial professional with Cetera who holds Series 63 and Series 65 licenses and has five years of industry experience. He previously worked at Nylife Securities LLC and New York Life Insurance Company. Outside of his advisory role, he serves as a vestry member at St. Mark's Episcopal Church and sits on the board of the Georgetown Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodial relationships.

Loren Evans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Evans serves as co-trustee of the Robert & Virginia Family Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Chantal Moyer is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and possessing 15 years of industry experience. She has worked at UBS since 2019, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets products.

Lorraine Harrod is a financial advisor with LPL Financial in Lewes, DE, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. Her prior positions include roles at PNC Investments and PNC Bank spanning from 2012 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-enhanced investment strategies.

Franklin Rayne III is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining LPL Financial in 2021, he worked at M&T Securities and has been associated with M&T Bank since 2016. In addition to his advisory role, he is a licensed notary in Seaford, Delaware. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research and model portfolios.

John Hough is a Certified Financial Planner® with 24 years of experience in the financial services industry. He has worked at OSAIC since 2024 and previously spent 13 years with American Portfolios Financial Services, Inc. In addition to his advisory role, he co-owns a college aid planning service that assists clients with financial aid applications. OSAIC serves a broad range of clients, including individual and institutional investors, through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services while employing tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios.

Daniel Klemkowski is a financial advisor at Edward Jones in Lewes, DE, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, he worked at Sysco Eastern Maryland and Sysco Philadelphia for a total of eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Justin Weible is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and with 18 years of industry experience. His prior work includes roles at Wells Fargo Clearing and The PNC Financial Services Group. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Christopher Mukoda is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining LPL Financial in 2023, he worked at PNC Investments LLC from 2016 to 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

William Jenne is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Thrivent Financial, and Computershare Corporate Trust. Outside of his advisory role, he officiates high school, club, and recreational sports in Lewes, Delaware. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives, including a broader range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Allen Dodson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Primerica Financial Services since 1990 and has been associated with Primerica Advisors since 2020. Outside of his advisory role, he is a partner at Dodson Realty LLC, a business he has been involved with since 2001. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Derek Clifton is a financial advisor with Edward Jones in Lewes, Delaware, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, Clifton serves as president of Reynolds Cemetery in Milton, Delaware. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and supports its services through a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Joseph Calandra is a CFP® with 33 years of industry experience, currently affiliated with LPL Financial. He has a long history in the financial services industry, including roles at Cadaret, Grant & Co., Inc., and operating Calandra Financial Services since 2007. He is also an accredited tax preparer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions, through a national network of investment adviser representatives. The firm offers diverse advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, supported by proprietary and third-party research.

Bonnie Sweeten is a financial advisor with LPL Financial, holding a Series 66 designation and beginning her advisory career in 2024. She previously worked at Edward Jones from 2016 to 2024. Outside of financial services, she owns and operates Sweetn Treats, a sole proprietorship established in 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, financial institutions, corporations, and charities. The firm provides financial planning, various advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Alison Tingle is a financial advisor with Edward Jones in Laurel, Delaware, holding the ChFC® and Series 66 designations and possessing 11 years of industry experience. She has been with Edward Jones continuously since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of more than 23,700 financial advisors and manages approximately $1.01 trillion in assets under management.

Thomas Cush III is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1992 and Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sharon Lenzi is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.