Charles Meyer is a CFA® charterholder with 12 years of industry experience. He is currently with Mercer Global Advisors Inc., having joined after the acquisition of Tufton Capital Management, where he worked for nine years. Tufton Capital Management is a fee-only, discretionary investment adviser managing approximately $810 million in assets, serving individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm employs a value-oriented investment approach focused on large U.S. companies, constructing portfolios across money market instruments, fixed income, and equities with low turnover.

Andrew Bruns is a CFP® professional at Berman McAleer with five years of experience in the financial industry. Prior to joining Berman McAleer in 2021, he worked at Academy Financial and Planning Solutions Group. He also has experience in education, having taught at Towson University and Loyola Blakefield. Berman McAleer provides holistic financial planning and discretionary portfolio management to individuals, business entities, trusts, estates, and retirement plans. The firm uses a discovery-based planning process and manages portfolios across equity, fixed income, and alternative segments through an investment committee.

Robert Mewshaw is a financial advisor at VSM Wealth Advisory, LLC with 34 years of industry experience. He has been associated with Van Sant and Mewshaw, Inc. and Van Sant and Mewshaw Securities, Inc. since 1992 and 1993, respectively. He holds Series 63 and Series 65 licenses. VSM Wealth Advisory serves individuals, families, trusts, estates, and employee benefit plans by providing discretionary investment management and integrated wealth advisory services. The firm employs an asset-allocation framework primarily using index mutual funds and ETFs, with emphasis on tax-aware portfolio management and personalized indexing strategies.

Madison Bennett is a CFP® professional with six years of industry experience, currently serving at The Financial Consulate in Hunt Valley, MD. Prior to joining the firm, Madison held positions in the hospitality industry, including roles at The Pier Restaurant, Glory Days Grille, and Stoney's Seafood House. The Financial Consulate serves individuals, retirement plan sponsors and participants, and institutional clients by providing financial planning, investment management, retirement plan consulting, and integrated tax and accounting services. The firm employs a proprietary "Risk Opportunity Investing" approach that combines active tactical asset allocation with fundamental, macroeconomic, and technical analysis, offering both active and index-oriented strategies.

Michael Bertrand is a financial advisor at The Kelly Group with 24 years of industry experience. He holds a Series 65 designation and has been with The Kelly Group since 2003, previously working at Cambridge Investment Research, Inc. from 2005 to 2020. He serves as a board member for THE ARC NCR, a nonprofit organization. The Kelly Group provides advisory services to individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets through a team of 15 advisors. The firm employs a team-based approach focused on diversified model portfolios and financial planning, incorporating active management and behavioral coaching.

Christopher Barnes is a financial advisor at The Marshall Financial Group LLC with 22 years of industry experience. He holds the Series 66 designation and previously worked at Fidelity Investments for 21 years. The Marshall Financial Group LLC is a team-based registered investment adviser serving individuals, businesses, pension and profit-sharing plans, and charitable organizations. The firm utilizes individualized portfolios based on client risk tolerance and objectives, employing mutual funds, ETFs, and managed stock sleeves supported by asset-allocation models and third-party software.

Thomas Gramigna is a financial advisor with The L. Warner Companies, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with The L. Warner Companies since 1996. The firm serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities, offering financial planning, investment management, and consulting services. Its investment approach includes fundamental research and diversified portfolios managed over multi-year horizons, often incorporating options strategies and third-party manager programs.

David Berman is a CFP® and ChFC® with 38 years of industry experience. He has been with Berman McAleer since 2025 and previously worked for Kestra Financial Services and its related entities from 2003 to 2025. Outside of his advisory role, he serves on the board of Pride of Baltimore, Inc. and is involved in several private investment and consulting activities. Berman McAleer is a team-based firm providing holistic financial planning and discretionary portfolio management for individuals, business entities, trusts, estates, and retirement plans. The firm uses a discovery-based planning process and manages portfolios across long-term equity, short-term fixed income, and intermediate alternative segments, with a combination of fundamental and quantitative research.

Peter Marshall is a financial advisor with The Marshall Financial Group LLC in Hunt Valley, MD, holding a Series 66 designation and 25 years of industry experience. He has been with The Marshall Financial Group since 2005 and previously worked at Purshe Kaplan Sterling Investments and SSN Advisory, Inc. Outside of advisory work, he is involved in fixed and traditional insurance sales through PKS Financial. The Marshall Financial Group LLC is a team-based registered investment adviser serving individuals, businesses, pension and profit-sharing plans, and charitable organizations. The firm manages approximately $593 million in assets and offers services including fee-based asset management, retirement and estate planning, education planning, and managed stock accounts, using asset-allocation models and third-party software to build individualized portfolios.

Brady Organt is a financial advisor at SC&H Wealth with a Series 65 designation and one year of industry experience. Prior to joining SC&H Wealth, he held roles with several professional sports organizations, including the Washington Nationals and Denver Broncos. He also works as an Assistant Field Producer for the Washington Commanders, overseeing on-field movements and coordinating in-game entertainment during football games. SC&H Wealth serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm employs a team approach combining financial planning, asset management, retirement consulting, and tax preparation, utilizing mutual funds, ETFs, and technology-driven platforms to tailor investment strategies.

Eli Adams is a CFP® professional with 10 years of industry experience. He is affiliated with Perspective Wealth Management and has worked at The Junk Investment Group since 2016, with a brief tenure at Securities America Inc. Additionally, Adams holds a license as an insurance agent. Perspective Wealth Management serves individual and high-net-worth clients by providing financial planning and portfolio management through both discretionary and non-discretionary advisory relationships. The firm employs an objective-based investment strategy focusing on equity mutual funds and ETFs, managing over $525 million in client assets with ongoing account oversight.

Isaiah Smith is a financial advisor at The Kelly Group with a Series 65 designation and seven years of industry experience. He previously worked at Brown Advisory and BNY Mellon before joining The Kelly Group. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing about $1.13 billion in assets for over 1,000 clients through a team-based approach. The firm emphasizes diversified model portfolios with active management, ongoing monitoring, and behavioral coaching as part of its financial planning process.

Benjamin Tracy is a CFP® with five years of industry experience, currently serving as a financial advisor at SC&H Wealth. His prior roles include positions at The Vanguard Group, Inc. and J.G. Wentworth. Tracy has held various roles outside finance, including work at Fairmount Behavioral Health System and teaching positions at Gettysburg College. SC&H Wealth is a team-based registered investment adviser with approximately 20 advisors and $1.23 billion in assets under management. The firm serves individuals, trusts, estates, retirement plans, small businesses, and charitable organizations using a planning-driven approach that integrates tax and estate considerations into portfolio management.

Donald Huber Jr. is a financial advisor at Outcome Driven Strategies, LLC with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Outcome Driven Strategies since 2021, Cornerstone Advisory LLP since 2006, and AXA Advisors, LLC since 1999. Outside of his advisory roles, he owns and manages an insurance brokerage business and is involved in several real estate partnerships. Outcome Driven Strategies provides discretionary sub-advisory investment management primarily to other registered investment advisers and third-party money managers. The firm focuses on alternative investments, chiefly structured notes, and manages approximately $235 million using a strategy that combines credit analysis with technical and cyclical methods.

Matthew Hess is a CFP® professional affiliated with Berman McAleer and has two years of industry experience. Prior to joining Berman McAleer, he worked at Kestra Advisory and Williams Asset Management. His work history also includes roles outside the financial industry, such as time at Fenwick Crab House and Transportation Management Services. Berman McAleer offers holistic financial planning and discretionary portfolio management to individuals, business entities, trusts, estates, and retirement plans. The firm uses a research-driven investment process that segments portfolios into long-term equity, short-term fixed income, and intermediate alternatives, with discretionary asset management guided by an Investment Committee and individual advisors.

Patrick Monaghan IV is a financial advisor with Berman McAleer in Timonium, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at Kestra Advisory and Kestra Investment Services, LLC for over two decades. Outside of advising, Monaghan serves as a volunteer board member for Prospect Hill Cemetery of Towson, Inc. Berman McAleer provides holistic financial planning and discretionary portfolio management services to individuals, business entities, trusts, estates, and retirement plans. The firm’s investment approach integrates fundamental and quantitative analysis, structuring client portfolios across long-term equity, short-term fixed income, and intermediate alternative segments.

Chad Arrington is a CFP® professional with 13 years of industry experience. He has been with The Kelly Group since 2010, with prior roles at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory work, he serves as Treasurer for the Greater Bel Air Community Foundation and as Director and Partner Liaison for the Financial Planning Association of Maryland. The Kelly Group is a team-based firm serving individuals, families, trusts, nonprofits, corporations, and qualified retirement plans. The firm manages approximately $1.13 billion in assets and employs diversified model portfolios primarily using institutional mutual funds, combined with ongoing monitoring and behavioral coaching.

John McAleer IV is a CFP® with 37 years of experience in the financial industry. He is currently with Berman McAleer, a team of 13 advisors, and previously worked at Kestra Advisory Services and Kestra Investment Services for nine years. Outside of his advisory role, McAleer serves on the board of the Keen Foundation, providing guidance on philanthropic giving. Berman McAleer offers holistic financial planning and discretionary portfolio management to individuals, business entities, trusts, estates, and retirement plans. The firm employs a structured investment approach divided into long-term equity, short-term fixed income, and intermediate alternatives, combining fundamental and quantitative research to implement client-specific allocations.

Thomas Cusick is a Certified Financial Planner® with nine years of industry experience. He has been with The Kelly Group since 2017, with prior roles at Cambridge Investment Research and AXA Advisors LLC. Cusick serves as an officer for the Financial Planning Association of Maryland, contributing to the development of educational programming. The Kelly Group is a team of 15 advisors managing approximately $1.13 billion in assets for a diverse client base, including individuals, families, nonprofits, and corporations. The firm employs a team-based approach with CFP® professionals, utilizing diversified model portfolios and behavioral coaching to support long-term investment objectives.

Thomas Arasz is a CFP® and holds a Series 65 license with three years of industry experience. He has worked at The Marshall Financial Group LLC since 2025 and previously gained experience at Bmore Financially Fit, LLC and Your Financial Pharmacist. The Marshall Financial Group serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by offering portfolio management, investment analysis, and comprehensive planning services. The firm creates individualized portfolios based on client risk tolerance and objectives, utilizing both discretionary and non-discretionary management along with held-away asset monitoring and educational seminars.