Carlos Sera is a financial advisor at Sera Capital Management, LLC with 22 years of industry experience. He has been with Sera Capital Management since 1990, totaling 36 years at the firm. He holds Series 63 and Series 65 designations. Sera Capital Management is a five-advisor firm serving individuals and families, including high-net-worth clients, through discretionary and non-discretionary portfolio management and targeted investment consulting. The firm combines fundamental and technical analysis with a buy-and-hold approach, offering a narrower focus on investment management and specialized consulting, including active use of illiquid investment strategies.

Jonathan Levin is a financial advisor at Westbourne Investment Advisors Inc. with 28 years of industry experience. He previously operated Levin Investment Advisors LLC for 24 years and has over three decades of experience at Levin & Co., CPA's. Westbourne Investment Advisors provides discretionary portfolio management and financial advisory services to individual and high-net-worth clients, as well as IRAs, trusts, corporate accounts, pension plans, and nonprofit organizations. The firm manages approximately $449 million, focusing on preserving and enhancing purchasing power through fundamental analysis and a long-term investment approach.

John Kinzer is a CFP® with 39 years of industry experience. He is currently with Apollon Financial, LLC and has previously worked at LPL Financial, Wells Fargo Advisors Financial Network, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. He is involved with Drake-Kinzer Wealth Management as a business entity for tax and investment purposes. Apollon Financial, LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm manages approximately $1.45 billion, utilizing a mix of centrally managed model strategies and locally managed, advisor-led portfolios, and offers access to private and alternative investments.

Gregory Ostrowski is a CFP® professional with 23 years of industry experience. He is currently with Scarborough Capital Management and has previously worked at Independent Financial Group, LLC and SII Investments Inc. Ostrowski serves as a board member for the Anne Arundel Medical Center Foundation and volunteers on the St. Mary’s Parish Finance Council. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm primarily employs an asset-allocation approach using model portfolios, including third-party models from BlackRock and Invesco, and offers portfolio management, financial planning, educational seminars, and sub-advisory services for retirement plans.

Joshua Goldsmith is a CFP® professional with over 21 years of experience in the financial services industry. He is currently with Scarborough Capital Management and has held prior roles at Independence Financial Group, LLC and SII Investments, Inc. Outside of advisory work, he is the owner of a real estate sales and property management business. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm employs an asset-allocation framework and model portfolios, serving a diverse client base that includes institutional entities and individual investors.

Michael Roeder is a CFP® professional with five years of industry experience, currently serving as an advisor at Curio Wealth, LLC. Prior to joining Curio Wealth in 2025, he spent 14 years at Northrop Grumman. Curio Wealth provides personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm uses a variety of investment vehicles including no-load mutual funds, ETFs, and individual securities, and offers additional services such as tax preparation and trustee bill-paying.

Matthew Zimmerman is a CFP® with four years of industry experience currently serving as an advisor at Scarborough Capital Management in Annapolis, MD. He has worked at Scarborough Capital Management and Independent Financial Group since 2021, and has prior experience at Raymond James and Tj Maxx. Outside of his advisory role, he works as a paraplanner for an outside registered investment advisor. Scarborough Capital Management is a multi-advisor SEC-registered firm managing approximately $1.64 billion across 15 advisors and serving over 2,600 clients. The firm offers discretionary portfolio management, financial planning, and retirement-focused programs, utilizing both in-house guidelines and third-party model portfolios from providers such as BlackRock and Invesco.

Dylan Sylvester is a financial advisor at Scarborough Capital Management with one year of industry experience. He holds a Series 66 designation and has worked previously at W&S Brokerage Services, Western Southern Life, and other firms. Outside of his advisory role, Dylan is employed at Southern Provisions, a business he assists with operations. Scarborough Capital Management is an SEC-registered multi-advisor firm managing approximately $1.64 billion across 15 advisors. The firm offers discretionary portfolio management, financial planning, and retirement-focused programs, serving individual, high-net-worth, and institutional clients through a model-based investment approach and sub-advisory relationships.

David Herman is a financial advisor at Scarborough Capital Management with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Independent Financial Group, LLC since 2018, Scarborough Advisors, LLC since 2013, and previously at SII Investments Inc from 2008 to 2017. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm uses an asset-allocation framework and model portfolios to construct discretionary accounts, serving a diverse client base including institutional clients and individuals.

Lyn Dippel is a CFP® professional with 24 years of industry experience. She is currently with Curio Wealth, LLC, joining the firm in 2024 after prior roles at Annapolis Financial Services, LLC and Financial Advantage, Inc. Curio Wealth provides personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm emphasizes diverse portfolio allocations and offers additional services such as tax preparation and standalone financial plans.

George Buchheister is a financial advisor at ValueWealth Services, LLC in Annapolis, MD, holding Series 65 and Series 66 credentials with four years of industry experience. Prior to joining ValueWealth Services in 2023, he worked at Welocalize Inc for 12 years. Outside of his advisory role, Mr. Buchheister is an independent insurance agent transacting in insurance products including annuities. ValueWealth Services, LLC manages approximately $319 million for around 420 clients, offering investment supervisory and portfolio management services, financial planning, and sub-advisory services. The firm employs a multi-factor investment approach combining fundamental, technical, and cyclical analysis, and utilizes strategies such as short-term trading, margin, short sales, and options when appropriate.

James Kantowski is a CFP® with 25 years of industry experience. He is currently with Curio Wealth, LLC and has previously worked at Annapolis Financial Services, JSK Tax Services, JSK Financial Services, and Choreo, LLC. Curio Wealth provides personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm employs portfolios typically allocated among no-load mutual funds, ETFs, individual equities, and fixed income, offering supervisory reviews and options for investment restrictions or ESG screening.

John Milchling is a financial advisor at 1 North Wealth Services, LLC in Annapolis, MD, holding a Series 65 credential with six years of industry experience. His work history includes roles at 1 North Wealth Services, Towson University, and Sandbek Outdoors. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, businesses, retirement plans, estates, trusts, and charitable foundations. The firm uses an active, discretionary approach with multiple strategies, including a Sustainable Investing (ESG) option, and manages over $320 million in discretionary assets.

Carl Sera is a financial advisor at Sera Capital Management, LLC with 19 years at the firm and a total of 10 years of industry experience. He holds a Series 65 designation. Outside of his advisory role, Carl is an independent insurance agent who occasionally sells life insurance policies. Sera Capital Management serves individuals and families, including high-net-worth clients, through discretionary and non-discretionary portfolio management and targeted investment consulting. The firm combines fundamental and technical analysis with a buy-and-hold approach and actively uses illiquid investment strategies, focusing on investment management and specialized consulting rather than standalone financial planning.

Elizabeth Gillette is a CFP® and holds a Series 65 license with 11 years of industry experience. She is currently with Curio Wealth, LLC and has held prior roles at Annapolis Financial Services, MainStreet Financial Planning, and Lifetime Wealth Planning and Management. Curio Wealth provides personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm incorporates investments such as no-load mutual funds, ETFs, individual equities, and fixed income, and offers additional services including standalone financial plans and tax preparation.

Victor Simon is a financial advisor at Founders Financial Securities LLC with 34 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Founders Financial Securities in 2020, he worked at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, Simon is involved in estate settlement consulting and mentoring small business owners through his family office practice. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement consulting, and a range of brokerage and insurance services, utilizing both traditional and non-traditional delivery methods.

Kyle Dixon is a financial advisor with Mariner Independent, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Valic Financial Advisors and Agia. He is currently associated with Connect Wealth and Mariner Platform Solutions. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, model portfolios, third-party managers, and retirement plan services, supported by institutional resources and affiliated investment entities.

Gary Stringer is a CFA® charterholder with 27 years of industry experience. He is currently affiliated with Shelton Capital Management and serves as President and Chief Investment Officer of Stringer Asset Management, a registered investment adviser. His career includes roles at RFS Partners and Matrix 360 Distributors. Shelton Capital Management provides investment management services to mutual funds, institutional investors, retirement plans, governmental entities, nonprofits, and individuals. The firm employs a multi-disciplinary investment approach incorporating fundamental, technical, and quantitative analysis, with some strategies utilizing options and derivatives, as well as ESG screening and data-science tools in stock selection.

Corey Truss is a financial advisor with Navy Federal Investment Services, LLC, holding Series 65 and Series 66 credentials and eight years of industry experience. His prior roles include positions at LPL Financial and HF Advisory Group, LLC. He is based in Annapolis, MD. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm utilizes third-party portfolio managers on the Envestnet platform and provides both managed advisory programs and digital automated ETF portfolios.

Raymond Harrison is a financial advisor at Lombard Advisers Incorporated with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lombard Securities since 2003 and Painewebber Incorporated since 1987. Outside of advising, he is involved in outside insurance sales. Lombard Advisers provides personalized investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs both discretionary and non-discretionary programs and uses a variety of analytical methods to construct and monitor portfolios, with a majority of assets managed on a non-discretionary basis allowing clients to retain final trading authority.