Shane Heizer is a financial advisor with CWM, LLC holding a Series 65 designation and six years of industry experience. He has worked at Carson Wealth since 2020 and previously at Middletown Valley Bank from 2018 to 2020. He serves as a board member for the United Way of Washington County, MD. CWM, LLC is an SEC-registered investment adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of partner offices. The firm manages accounts primarily on a discretionary basis using model portfolios overseen by an in-house Investment Committee and offers a range of portfolio management, financial planning, and retirement plan services.

Mitchell Belella is a CFP® with 12 years of industry experience, currently affiliated with Wealth Enhancement Advisory Services, LLC. His previous roles include positions at LPL Financial, Commonwealth Financial Network, and Serafini Financial Group. He also serves as a Vice President and Financial Advisor involved in fixed insurance activities. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that combines passive and active strategies overseen by an internal Investment Committee.

Timothy Kovalchick is a financial advisor at Money Concepts Capital Corp with a Series 66 designation and two years of industry experience. His prior work includes roles at K&R Holdings, Thriv Nutraceuticals, Dutch's Daughter Restaurant, and Middletown High School. He is also involved with Katz Metzner Financial, LLC, supporting office operations. Money Concepts Capital Corp provides portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm manages assets through a variety of programs using model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Tamara Trocha is a financial advisor at First Command Advisory Services with 14 years of industry experience. She holds a Series 66 designation and has been with First Command Advisory Services since 2015, having previously worked at affiliated entities since 2011. Outside of her advisory role, she serves as a township auditor for Hamiltonban Township. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios.

Katy Chase is a CFP® and holds a Series 66 license with 12 years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at Lighthouse Financial Advisors and LPL Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, guided by an internal Investment Committee and quantitative and fundamental research.

Michael Wali is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding CFP® and ChFC® designations and more than 40 years of industry experience. His work history includes roles at First Allied Securities, Inc. and Lighthouse Wealth Management prior to joining Wealth Enhancement Advisory Services in 2021. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active managers, supported by an internal Investment Committee.

Adam Clayton is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 66 and Series 65 licenses and seven years of industry experience. He has been with Bankers Life since 2009, serving in a supervisory role managing a team of agents and overseeing hiring and training. His responsibilities include offering health, life, and fixed insurance products, as well as Medicare Supplement, annuity, and long-term care insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that primarily serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

John Stakem Jr. is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 65 and Series 63 licenses and having six years of industry experience. His career includes roles at Bankers Life and its affiliates since 2013, where he also works as an insurance agent specializing in Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and ongoing portfolio management aligned with clients’ goals and risk tolerances.

Christian Edwards Saliu is a financial advisor with Eagle Strategies (New York Life) holding a Series 66 designation and five years of industry experience. His prior roles include positions at LPL Enterprise and The Prudential Insurance Company of America. Outside of advisory work, he is also an insurance broker providing sales and service for various insurance and annuity products. Eagle Strategies serves a diverse group of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored solutions and manages a substantial portion of its assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Janine Sam is a CFP® with five years of industry experience, currently advising at Empower Advisory Group. Her prior roles include positions at GWFS Equities, Inc. and teaching appointments at Shepherd University and Massey University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates through both standalone plans and managed account solutions.

Brian Ferguson is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and bringing 10 years of industry experience. He has worked with Bankers Life Securities, Inc. since 2016 and ProEquities, Inc. since 2015, alongside his ongoing role at Bankers Life since 2009. In addition to his advisory work, Ferguson serves as a Unit Supervisor and insurance agent, focusing on the sale and training related to non-variable insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis in its investment process.

Stephen Wengryniuk is a financial advisor at PNC Wealth Management with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with PNC Investments since 2016. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a Portfolio Solutions Strategist Digital Offering that uses algorithmic assessments and delegated portfolio management for its clients.

Bruce Johnson is a financial advisor with PNC Wealth Management in Frederick, MD. He holds a Series 66 designation and has 15 years of industry experience. Since 2010, he has worked with PNC Investments Inc. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees. The firm uses algorithmic risk profiling and executes investments via approved models managed by PNC or third-party strategists, primarily through mutual funds and ETFs.

Andrew Mercer is a financial advisor at Stratos Wealth Partners, Ltd with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stratos Wealth Partners since 2016 and LPL Financial LLC since 2007. Outside of his advisory roles, he is a notary public in Maryland and owns 1772 Productions LLC. Stratos Wealth Partners provides advisory services to individual investors, trusts, charitable organizations, corporations, retirement plans, and institutional clients through portfolio management, financial planning, and access to third-party advisory solutions. The firm offers an open-architecture platform supporting both advisor-managed and model-based portfolios, with a focus on active monitoring and asset allocation across multiple custodians.

Michael Russ is a financial advisor with Eagle Strategies (NY Life) in Frederick, MD, holding Series 65 and Series 63 licenses and five years of industry experience. He previously worked at ErgoMotion and spent 24 years at Serta Simmons Company before joining Eagle Strategies. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives, with a significant portion of assets managed on a non-discretionary basis.

John Saunders II is a financial advisor with CWM, LLC, holding Series 63 and Series 65 credentials and over 28 years of industry experience. His career includes roles at Carson Wealth, Cetera Advisor Networks, Cornerstone Wealth, and LPL Financial. Outside of advising, Saunders serves as treasurer for a homeowners association and is involved in life insurance sales and farmland rental with local farmers. CWM, LLC is an SEC-registered investment adviser serving individuals, families, institutions, and corporations through a network of over 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and integrates fundamental and technical analysis, third-party sub-advisors, and customized investment solutions.

John Creegan is a financial advisor at Wealth Enhancement Advisory Services, LLC with a Series 65 designation and one year of industry experience. His prior work includes roles at Randstad USA and Enterprise Rent-A-Car, among others. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets, employing a diversified investment approach that combines passive and active managers overseen by an internal Investment Committee.

Robert Brill is a Certified Financial Planner® (CFP®) with 22 years of industry experience, currently serving at PNC Wealth Management since 2011. He holds the Series 66 designation and operates out of Frederick, MD. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessments and employs mutual funds and ETFs for portfolio management.

Gregory Andra is a financial advisor with Commonwealth Financial Network in Williamsport, MD, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Commonwealth Financial Network since 2010 and previously operated Urner Andra Investment Management. Andra also manages fixed insurance sales from a branch location. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, allowing advisors discretion in constructing portfolios while offering model portfolios and specialized program options through its Investment Management and Research team.

Alfred Norton III is a financial advisor at NewEdge Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory role, Norton is the managing partner of Norton Consulting III, where he provides consulting and sales services related to Medicare Advantage, Medicare Supplement, and other health insurance plans. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a wide range of portfolio management and consulting services, utilizing multiple program structures and technology tools to support advisors and clients.