Ryan Hill is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Wachovia Bank, N.A. Hill is based in Fredericksburg, VA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a broad range of investment strategies.

Aaron Blackburn is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and businesses to help them achieve their financial goals through tailored strategies and personalized guidance. Aaron provides comprehensive financial planning, investment management, and risk mitigation solutions aligned with his clients' unique objectives. With over eight years of experience in the financial industry, Aaron specializes in areas including divorce transition planning, education planning, family wealth management strategies, institutional and corporate benefit services, legacy planning, managing new wealth, personal retirement planning, sports and entertainment, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's degree in Economics from Christopher Newport University. Outside of his professional work, Aaron enjoys cooking, golfing, pickleball, reading, and watching movies.

David Ross is a financial advisor with Edward Jones in Fredericksburg, VA, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Edward Jones since 1999. Outside of his advisory role, Ross serves as an assistant varsity basketball coach for Spotsylvania County Public Schools. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm offers a range of discretionary and non-discretionary investment strategies and maintains a large network of financial advisors and branch offices across the country.

Jack Pagan is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses. He has held roles at J.P. Morgan Securities and JPMorgan Chase Bank since 2026, preceded by experience at Wells Fargo Clearing Services and Wells Fargo Bank. His prior work includes positions in various industries such as insurance and environmental consulting. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary, asset allocation-focused advisory program that leverages quantitative and qualitative research and incorporates ESG considerations.

Joseph Simon is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and possessing 28 years of industry experience. His career includes significant tenure at Pioneer Institutional Asset Management and First Command Financial Planning. He also provides investment advisory services through Good Life Advisors, LLC, an independent registered investment advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Daniel Goodwin is a ChFC® and holds a Series 66 license, with 18 years of industry experience. He currently works at Cetera and previously held roles at Avantax and other financial services firms. Outside of advising, he is an at-large board member of the Fredericksburg Masonic Museum Association, where he assists with fundraising and educational efforts. He also provides financial consultation for clients going through divorce under his Goodwin & Smith Financial Services DBA. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a broad nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, supporting a range of investment program structures and strategies.

Josette Smith is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. She previously spent 20 years at The Strategic Financial Alliance, Inc. Smith also operates Rappahannock Tax Services, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of non-advisory financial activities.

Crystal Piazza is a financial advisor with Merrill in Fredericksburg, VA, holding a Series 66 designation and three years of industry experience. Her work history includes roles at Merrill since 2017 and Bank of America, N.A. since 2022, as well as two years at Woodforest National Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Riley Mead is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, Mead had a brief tenure at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Outside of the financial industry, Mead is involved with SeaSuiteCruises. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

David Brennan is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. Prior to joining OSAIC in 2023, he spent 14 years at Sagepoint Financial, Inc. and has been affiliated with Dominion Eagle Financial Group, Inc. since 2002. He serves as an instructor for a voluntary seminar on retirement planning. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization and supports a wide range of financial programs delivered through affiliated broker-dealer and RIA relationships.

Stephen George is a financial advisor at Raymond James Financial with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services and Edward Jones. In addition to his advisory role, he serves as a financial consultant with Atlantic Union Bank and Atlantic Union Bank Wealth Management in Fredericksburg, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes non-discretionary, tailored planning and consulting supported by risk profiling and modeling tools, and is notable for its municipal advisory affiliation and specialized SIMPLE IRA employer consulting services.

Edward Vollbrecht is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 19 years of industry experience. Prior to joining Raymond James, he worked at Truist Investment Services and BB&T Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and utilizes advanced modeling tools to support client decision-making.

Mark Teodosio is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes 24 years at Waddell & Reed, Inc. and various insurance carriers before joining LPL Financial in 2019. He is also licensed as a non-variable insurance agent in Southeast Virginia. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, including model portfolios, third-party asset management, and institutional platforms.

Shivani Singh is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has been with Merrill and Bank of America since 2015. Outside of her advisory role, she serves as treasurer on the board of the Hunter's Pond Homeowners Association in Stafford, Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Susan Mann is a financial advisor with Edward Jones in Fredericksburg, VA, holding a Series 66 designation and having 10 years of industry experience, all with Edward Jones since 2016. Outside of her advisory role, she owns farmland that is rented to Thomas Family Farms, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Scott Pettyjohn is a financial advisor with Mass Mutual Investors Services in Fredericksburg, VA, holding Series 63 and Series 66 credentials and with 27 years of industry experience. He has been with MML Investors Services LLC and Mass Mutual Financial since 2004. Outside of his advisory role, he serves as a director for the National Association of Insurance and Financial Advisors (NAIFA) Virginia and is a member of the finance committee for Stafford Junction, a nonprofit providing education and workshops to underprivileged children. MML Investors Services, LLC, a subsidiary of MassMutual, offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using advanced software tools and offers additional services including money-manager programs and educational seminars.

Lee Hitchcock is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Primerica Advisors since 1986 and Primerica Financial Services since 1991. His other business activities include part-time sales of loan products and referrals for home security and automation services with affiliated companies. Primerica Advisors is a wrap-fee asset management program sponsor and discretionary portfolio manager serving individual, corporate, and charitable clients primarily through model-delivery strategies created by unaffiliated asset managers. The firm operates at scale with thousands of advisors and offices and manages approximately $15.5 billion in assets under management.

Christopher Fines is a financial advisor with Equitable Advisors in Fredericksburg, VA, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2003, previously associated with Axa Advisors, LLC. Outside of his advisory role, he is a member of a limited liability company involved in property management. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and a variety of asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a range of third-party advisory programs and discretionary managers to tailor investment solutions for its clients.

Shavkat Safaev is a financial advisor at Edward Jones in Fredericksburg, VA, holding a Series 66 license with eight years of industry experience. Prior to joining Edward Jones in 2025, he worked at Merrill Lynch (Bank of America) for seven years and has experience at AXA Advisors, Cropp Metcalfe, FrankCrum, Blue Ridge Family Insurance Agency, and Catapult Learning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Noah Lester is a Certified Financial Planner (CFP®) with 20 years of industry experience, currently serving as a financial advisor at Edward Jones since 2006. He is based in Stafford, VA, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a board member at Crossroads Vineyard Church in Fredericksburg, VA. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors.