Stephanie Fralin is a financial advisor with Commonwealth Financial Network in Roanoke, VA, holding Series 63 and Series 66 credentials and 27 years of industry experience. Her prior work includes roles at Sage Creek Planning and Investments, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services along with operational, trading, technology, compliance, and practice-management support. The firm offers multiple program structures and model portfolios managed through a disciplined due-diligence process.

Mackenzie Abbate is a Series 65-registered financial advisor at Equity Services, Inc. with three years of industry experience. Prior to joining Equity Services, Abbate worked at National Life Group and Knights of Columbus in various advisory and insurance roles. Outside of advisory work, Abbate is involved with The Abbate Foundation as a volunteer member and serves as president of The Millennial Brothers LLC, an organization focused on promoting financial literacy. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that blend long-term strategies with options for shorter-term trading, often utilizing third-party asset managers and model portfolios.

Joshua Gallegos is a financial advisor with Commonwealth Financial Network in Roanoke, VA. He holds the CFP®, ChFC®, and Series 66 designations and has eight years of industry experience. His prior roles include positions at FocusOne Integrated Financial Planning, Equitable Advisors, and Ameriprise Financial Services, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm provides a wide range of managed-account programs, access to third-party asset managers, and comprehensive back-office support.

Harvey Allison is a financial advisor with Eagle Strategies (NY Life) based in Roanoke, VA, holding a Series 63 designation and over 26 years of industry experience. He has worked with NYLIFE Securities Inc. and New York Life Insurance Co. since 2004 and has been self-employed since 1979. Outside of his advisory role, he owns and operates a turkey and cattle farm. Eagle Strategies serves a diverse client base, including individual and institutional investors, with financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through various program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Mark Hale is a financial advisor with Hornor, Townsend & Kent, LLC in Roanoke, VA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has worked at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc since 2010. Outside of advisory work, Hale serves as a youth baseball umpire and participates on the National Advisory Council for Penn Mutual Life Insurance and HTK. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines broker-dealer services with an advisory platform that includes third-party asset manager relationships and offers both discretionary and non-discretionary account options.

Andrew Fenstermaker is a financial advisor with Eagle Strategies (NY Life) in Roanoke, VA, holding Series 63 and Series 65 licenses with eight years of industry experience. He is also the owner of Solid Rock Financial Partners, LLC, operating to sell New York Life products and broker non-registered insurance products. Outside of his advisory work, Fenstermaker serves as a committee member at Fincastle Baptist Church. Eagle Strategies serves a diverse client base including individual investors, institutional clients, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice delivered primarily on a non-discretionary basis and operates within the integrated New York Life affiliate structure.

Layton Bourhill is a Series 66-registered advisor with Bankers Life Advisory Services, Inc., bringing one year of industry experience. His prior work includes roles at Bankers Life Securities, Inc., Bankers Life & Casualty, Inc., Eggleston and Eggleston, LB-Direct, and James Madison University. He is also an insurance agent appointed to write Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored portfolios and offers both wrap and non-wrap programs.

Michael Ives is a financial advisor at Equity Services, Inc. with three years of industry experience. He holds a Series 65 designation and has prior experience at National Life Group and Knights of Columbus Asset Advisors. Outside of his advisory work, Ives is involved in several business ventures including ownership of a financial products firm and participation in tax preparation and brokerage activities. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Jeff Macy is a financial advisor with Integrated Wealth Concepts LLC in Roanoke, VA, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. His prior roles include positions at Level Four Advisory Services and LPL Financial, where he has worked since 2013. Macy is also an agent for non-variable insurance products including health and long-term care coverage. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach with customized portfolios primarily constructed using mutual funds, ETFs, individual equities, and fixed income.

Robert Pudmericky is a financial advisor with Equity Services, Inc. in Roanoke, VA, holding Series 63 and Series 66 credentials and five years of industry experience. His prior work includes positions at National Life Group, LPL Financial, MassMutual, and New York Life. He is also involved as an insurance agent with Cornerstone Advisor Group LLC and works as an independent insurance broker with King Brokerage of Virginia LLC. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and combines long-term investment strategies with options for shorter-term trading and specialized instruments through a network of investment adviser representatives.

Benjamin Perez is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds a Series 65 designation and has worked previously with Knights of Columbus Asset Advisors LLC and National Life Group. Outside of his advisory work, he is involved as a member-manager of Benny Perez Financial, LLC, which supports his practice. Equity Services, Inc. provides financial planning, consulting, and asset management services to a variety of clients, including individuals, corporations, trusts, and charitable organizations. The firm combines long-term investment strategies with options for shorter-term trading and utilizes multiple advisory platforms and third-party asset managers.

Joseph Crandall is a financial advisor with LPL Financial in Roanoke, VA, holding Series 63 and Series 65 licenses and eight years of industry experience. His career includes multiple roles at Mutual of Omaha and LPL Financial since 2016. Outside of his advisory work, he is a self-employed musician and participates as a visitor host and growth coordinator with the BNI networking group in Roanoke. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Mark Mellon is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Edward Jones since 1999. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is the general manager of MM Capital Holdings LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Santana Kinlaw is a financial advisor at Edward Jones in Roanoke, VA, holding a Series 66 designation with four years of industry experience. Prior to their current role, they were affiliated with Edward Jones from 2015 to 2022. Outside of advising, Santana engages in selling personal photography and digital crafted items online and works as a freelance transcriptionist. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, managing over $1 trillion in assets across a large network of advisors and branch offices. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Hunter Townsend is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, he worked at Indian Point Marina and held roles at James Madison University and Captains Quarters. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes various advisory models and third-party program sponsors to implement investment strategies across multiple asset types.

Andrew Schenker is a financial advisor with LPL Financial based in Roanoke, VA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include positions at Bank of Botetourt, Cetera Advisor Networks, and Truist Investment Services. He is also involved with Precision Restoration, an entrepreneurial venture. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services through a broad network of investment adviser representatives, employing various investment approaches including model portfolios, third-party subadvisors, and customized strategies.

Carissa Crowe is a financial advisor with Edward Jones in Roanoke, VA, holding a Series 66 designation and possessing 12 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment advisory programs and managed solutions. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

George Wootten IV is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2021 and previously spent four years with CETERA Advisor Networks LLC. Wootten also operates Valley Wealth Group, which he has been affiliated with for ten years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Kevin Mc Farland is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at Edward Jones for 10 years before joining Charles Schwab in 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm’s integrated structure includes centralized custody, brokerage, and cash management services alongside a multi-asset investment approach and formal alternative investment processes.

Andre Monsour is a financial advisor with Cambridge Investment Research Advisors based in Roanoke, VA. He holds Series 63 and Series 65 licenses and has 46 years of industry experience, including nearly two decades at Cantella & Co., Inc. Outside of his advisory role, he is involved in independent insurance agency work and owns a financial services firm, Monsour Equities, LLC. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides a range of investment solutions including proprietary model strategies and accesses third-party managers, with services tailored to client objectives across multiple custody platforms.