John Craddock Jr. is a financial advisor with Robert W. Baird & Co. in Lynchburg, VA, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with Robert W. Baird since 2010. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a wide range of clients, including individuals, families, pension plans, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services using both in-house and third-party managers, with strategies that include traditional and complex asset allocations.

Mark Miner is a financial advisor at Robert Baird & Co. with 16 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at firms including Mass Mutual Investors Services and Davidson & Garrard, Inc. since 2013. Robert Baird & Co.'s DDK Group serves individuals, corporate clients, pensions, and charitable organizations with services that include financial planning, discretionary and non-discretionary portfolio management, and custody and brokerage services. The firm employs a range of investment strategies, including manager-traded and model-traded SMA approaches, supported by ongoing manager monitoring and internal research.

Connor Hartless is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has recently begun his career in financial services, joining Raymond James and Resolute Private Wealth in 2025. Prior to this, he worked at T&M Motors and spent over a decade in educational roles at Liberty Christian Academy and Liberty University. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining specialized municipal advisory capabilities and innovative employer advisory programs.

Tina Spivey is a financial advisor with Merrill Lynch in Lynchburg, VA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Frank Vaden is a financial advisor with Raymond James & Associates in Lynchburg, VA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior roles include positions at Truist Advisory Services, Bb&T Securities, and Scott & Stringfellow, Inc. He serves as a board member of Spring Hill Memorial Cemetery. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering non-discretionary financial planning and consulting supported by extensive research and a range of portfolio management strategies.

Abram Loper is a financial advisor with Equitable Advisors in Lynchburg, VA, holding Series 63 and Series 65 licenses and having nine years of industry experience. His prior roles include positions at Mass Mutual Investors Services and Northwestern Mutual. He serves on multiple nonprofit boards in Lynchburg and is president of the Liberty University Alumni Association chapter. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base, including individuals and institutional clients. The firm utilizes a network of Investment Adviser Representatives and third-party programs to deliver personalized investment solutions.

John Hoskins II is a Senior Resident Director with over 30 years of experience in the financial services industry. He provides personalized wealth management strategies, helping clients pursue their long-term goals through tailored financial plans. His approach includes leveraging investment insights from Merrill and banking solutions from Bank of America. John's expertise includes college education planning, personal retirement planning, and portfolio management services. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a bachelor's degree from West Virginia University and a High School Diploma from E C Glass in Lynchburg, Virginia. Committed to community involvement, John participates in the Old City Cemetery/Southern Memorial Association. Outside of work, he enjoys a variety of interests including antiquing, fishing, gardening, genealogy, hiking, horseback riding, reading, table tennis, woodworking, and spending time with his family.

Jackson English is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2023. His prior work includes roles at Risen Financial, Peaks Coaching Group/FUERZA, and several country clubs. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a variety of third-party advisory models and delivers services through a network of Investment Adviser Representatives.

Caleb Mc Eniry is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He has worked at Merrill since 2023 and at Bank of America, N.A. since 2025. In addition to his financial services career, Caleb serves in the US Army Reserve. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies supported by Bank of America’s resources.

John Light is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Prior to his current role, he owned and operated Bold Branch Beef LLC, a small grass-fed beef company in Evington, VA, where he managed operations and sold products at a local farmers' market. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary services, offering a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Thomas Jennings is a financial advisor with Mass Mutual Investors Services in Lynchburg, VA, holding a Series 66 designation and 11 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co since 2014. Jennings is president of Lynchburg Daily Bread, Inc., a nonprofit that provides prepared meals to individuals in need. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Lori Barber is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has worked in various Wells Fargo entities since 2009. Barber is a 50% owner of Strategic Wealth Management, LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using Wells Fargo research and planning tools.

Henry Millner III is a ChFC®-designated financial advisor with 27 years of experience, currently with LPL Financial since 2017. He previously worked at Northwestern Mutual in various capacities from 1998 to 2017. Millner serves as a board member for the Greater Lynchburg Habitat for Humanity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms.

Colin Gardner is a financial advisor with Equitable Advisors in Lynchburg, VA. He holds the Series 66 designation and has been with Equitable Advisors since 2026. His prior experience includes roles in retail and banking sectors, as well as attending James Madison University. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a broad client base, including individuals, institutions, and charitable organizations. The firm utilizes a variety of advisory programs and third-party asset managers to tailor investment solutions.

David Chrisman Jr. is a financial advisor at Cambridge Investment Research Advisors with 39 years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at Lincoln Financial Securities Corporation and Commonwealth Financial Group, where he also serves as president in an insurance-related capacity. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory through a large network of independent Financial Professionals, utilizing multiple platform arrangements and both proprietary and third-party investment strategies.

Benjamin Giese is a CFP® professional with 10 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co., having previously worked at LPL Financial, First National Bank Altavista, and other firms. Giese also serves as an adjunct professor at Liberty University, teaching undergraduate courses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning relationships using firm-approved tools to analyze client goals.

Jared Srsic is a Financial Advisor at Merrill Lynch Wealth Management. He assists professionals, individuals nearing retirement, those changing jobs, and clients who have recently inherited assets. Jared works closely with clients during significant life transitions, providing guidance and creating personalized strategies that align investments, retirement planning, and overall financial objectives. His expertise includes liquidity management, personal retirement planning, small business strategies, and retirement income. Jared takes a disciplined approach to wealth management, aiming to bring clarity and confidence to complex financial decisions. He collaborates one-on-one with clients to define goals and develop portfolio strategies, adjusting plans as circumstances evolve. Jared holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and earned his Bachelor's Degree from Lynchburg College. Outside of his professional work, he enjoys adventure sports, camping, cooking, spending time with his family, traveling, and watching movies.

Ronald Devos is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 28 years of industry experience and has been with Cambridge since 2014. Outside of his advisory role, he is an independent insurance agent and is involved in ownership and management of financial-related business entities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various portfolio management and model-based solutions tailored to client objectives.

Brian Soistmann is a Financial Consultant currently working with Fidelity Investments. He has held roles at Fidelity since 2023, progressing from Financial Representative to Investment Consultant and now Financial Consultant. His professional experience extends back to 1996, including positions such as Vice President and Financial Consultant at Charles Schwab, Managing Partner and Portfolio Manager at Soistmann Putney Asset Management, Financial Advisor at UBS, and Financial Consultant at Merrill Lynch. Throughout his career, Brian has focused on helping clients develop comprehensive financial plans tailored to their individual goals. His approach emphasizes building trust and lasting relationships to support clients in making informed financial decisions. Outside of work, Brian enjoys cooking and baking, spending time with family, traveling, and volunteering.

Thomas Lawton is a financial advisor at Robert Baird & Co. with four years of industry experience. He holds the Series 66 designation and has been with Baird since 2020. Prior to joining Baird, he worked at Boonsboro Country Club and Pine Needles Lodge and Golf Club, and he has a background from Jacksonville State University. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of traditional and non-traditional investment strategies.