Austin Rosencrance is a Senior Financial Advisor at Hardy, Smith, Cross & Associates, part of Merrill Lynch Wealth Management. He joined the team in October 2017, where he focuses on investment administration of client accounts, servicing retirement plans including 401(k) plans, and maintaining client relationships. Austin attained a Bachelor of Science degree in Accounting from West Virginia University and a Master of Science degree in Banking and Finance from the University of Nottingham in Nottingham, England. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise includes family wealth management strategies, liquidity management, managing new wealth, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He resides in Charleston with his wife, Kenzie, and their two daughters. Outside of work, Austin enjoys running, spending time with his family, traveling, and cheering the Mountaineers to victory.

Charles Haught III is a financial advisor with Edward Jones in South Charleston, WV, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Edward Jones since 1999 and also has an ongoing association with Penn Mutual Life Insurance Company since 1988. Outside of his advisory work, he serves as President of the South Charleston Police Civil Service Commission and co-owns a resale business focused on estate and yard sales. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory and management strategies. The firm’s extensive nationwide network supports a broad client base with both discretionary and non-discretionary solutions, including affiliated mutual funds and trust services.

John Shaheen is a financial advisor with Cetera and holds Series 63 and Series 65 credentials. He has 27 years of industry experience, including a long tenure at Avantax Investment Services and over 40 years as a CPA with his own tax preparation and accounting practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services using a multi-manager platform with discretionary and non-discretionary program options.

Matthew Kelly is a Series 66-licensed financial advisor with Morgan Stanley, based in Charleston, WV. He has 11 years of industry experience and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support client financial plans.

Ralph Wagoner is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1998. Outside of finance, he owns and operates a woodworking and crafting business called Tammy’s Crafting Corner and Wood Working. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mike Johnson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Primerica Advisors since 1986 and Primerica Financial Services since 1983. Outside of his advisory role, he owns a sole proprietorship with non-investment related activities including referrals for home security and automation products. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based strategies and limited separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Mariann Rutherford is a financial advisor with Primerica Advisors holding Series 65 and Series 63 licenses and has four years of industry experience. She has worked with Primerica Advisors since 2022 and has additional experience at Primerica Financial Services and New River Community and Technical College. Outside of financial advising, she works as a healthcare consultant for Mightywell. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery investment strategies managed by unaffiliated asset managers. The firm operates at scale with approximately 3,961 advisors and manages about $15.5 billion in assets under management.

Jason Thompson is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as Treasurer for a political organization in Charleston, West Virginia, and manages a family farm in Elkview, West Virginia. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing structured financial planning supported by firm-approved tools and extensive resources. The firm manages approximately $2.74 trillion in client assets and offers services including tailored financial planning and estate planning strategies.

Jessi Mills is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has previously worked at J.P. Morgan Securities and United Brokerage Services, Inc. Mills serves on the boards of the American Heart Association and the YWCA in Charleston, WV, where she volunteers in leadership and finance roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Taylor Long is a financial advisor at Robert Baird & Co. with two years of industry experience. Prior to joining Baird, he worked at Merrill and City National Bank. His background also includes roles outside finance, such as involvement with Goodwill Industries of KYOWVA Area, Inc., and operating Southridge Golf Range and Pizza. Taylor Long is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody, utilizing a combination of manager-traded and model-traded strategies alongside internal research and technology tools.

Marie Parsons is a financial advisor with Merrill in Charleston, WV. She holds a Series 66 designation and has 16 years of industry experience, including over 20 years with Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Travis Willard is a Series 66 licensed financial advisor with Edward Jones in Hurricane, WV, where he has worked since 2015. He has 10 years of industry experience and serves concurrently in the U.S. Army/National Guard. Outside of advising, he is an adjunct professor at the University of Charleston and a board member of the Putnam County Planning Commission. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.

Brian Rosewell is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Gabes for eight years. Outside of his advisory role, he serves as Treasurer and a member of the Board of Directors for the Charleston Table Tennis Club. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets, offering tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to deliver personalized, non-discretionary retirement advice.

Amanda Buckalew is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 29 years of industry experience. She previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo in 2024. Outside of her advisory role, she is an independent sales representative for Marketplace Global, a direct sales company focused on health products. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Clifton Clark is a financial advisor with LPL Financial in Charleston, WV, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Burke and Herbert Bank and Trust, Summit Community Bank, Truist Investment Services, and BB&T. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, employing diverse investment strategies and operational tools.

Stephen Smith is a financial advisor at Osaic with nine years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Primerica Advisors and Primerica Financial Services for nine years. He also served on the West Virginia State Treasurer’s Office Board of Trustees for eight years. In addition to advising, Smith operates Smith Accounting Services, an accounting firm providing tax preparation, bookkeeping, and payroll services. OSAIC Wealth, Inc. serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, using various tools and platforms to manage diversified portfolios across asset classes.

Brian Floyd is a financial advisor with Ameriprise in Scott Depot, WV, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2017 and previously spent seven years at Charleston Area Medical Center. Outside of his advisory role, he is involved in managing real estate through business entities he owns. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, offering written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients holding assets in Ameriprise-managed accounts.

Daniel Kay is a financial advisor at Robert Baird & Co. with 39 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Robert Baird & Co. since 2019. He also maintains a role with J.J.B. Hilliard, W.L. Lyons, LLC, where he has been employed since 2009. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, discretionary and non-discretionary portfolio management, and utilizes a range of investment strategies supported by internal research and oversight.

Sheri Pursley is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses with two years of industry experience. She has worked at Primerica Financial Services since 2023 and has been employed by Jackson County Schools since 2008. Outside of her advisory role, she is involved in sales of home security, automation products, and loan products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and provides trade execution and account custody through BNY Mellon Advisors and Pershing.

Joshua Chambers is a financial advisor with Robert W. Baird & Co. holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Baird in 2021, he worked at Chambers Insurance Group and other firms. Outside of his advisory role, he coaches at Huntington High School and is involved in buying and selling sports cards. He is part of the DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers financial planning, portfolio management, and custody services, utilizing a mix of manager-traded and model-traded strategies, with ongoing manager selection and internal research supporting client advice.