Mariann Rutherford is a financial advisor with Primerica Advisors holding Series 65 and Series 63 licenses and has four years of industry experience. She has worked with Primerica Advisors since 2022 and has additional experience at Primerica Financial Services and New River Community and Technical College. Outside of financial advising, she works as a healthcare consultant for Mightywell. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery investment strategies managed by unaffiliated asset managers. The firm operates at scale with approximately 3,961 advisors and manages about $15.5 billion in assets under management.

Jason Thompson is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as Treasurer for a political organization in Charleston, West Virginia, and manages a family farm in Elkview, West Virginia. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing structured financial planning supported by firm-approved tools and extensive resources. The firm manages approximately $2.74 trillion in client assets and offers services including tailored financial planning and estate planning strategies.

Jessi Mills is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has previously worked at J.P. Morgan Securities and United Brokerage Services, Inc. Mills serves on the boards of the American Heart Association and the YWCA in Charleston, WV, where she volunteers in leadership and finance roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Marie Parsons is a financial advisor with Merrill in Charleston, WV. She holds a Series 66 designation and has 16 years of industry experience, including over 20 years with Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Travis Willard is a Series 66 licensed financial advisor with Edward Jones in Hurricane, WV, where he has worked since 2015. He has 10 years of industry experience and serves concurrently in the U.S. Army/National Guard. Outside of advising, he is an adjunct professor at the University of Charleston and a board member of the Putnam County Planning Commission. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.

Brian Rosewell is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Gabes for eight years. Outside of his advisory role, he serves as Treasurer and a member of the Board of Directors for the Charleston Table Tennis Club. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets, offering tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to deliver personalized, non-discretionary retirement advice.

Amanda Buckalew is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 29 years of industry experience. She previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo in 2024. Outside of her advisory role, she is an independent sales representative for Marketplace Global, a direct sales company focused on health products. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Clifton Clark is a financial advisor with LPL Financial in Charleston, WV, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Burke and Herbert Bank and Trust, Summit Community Bank, Truist Investment Services, and BB&T. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, employing diverse investment strategies and operational tools.

Stephen Smith is a financial advisor at Osaic with nine years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Primerica Advisors and Primerica Financial Services for nine years. He also served on the West Virginia State Treasurer’s Office Board of Trustees for eight years. In addition to advising, Smith operates Smith Accounting Services, an accounting firm providing tax preparation, bookkeeping, and payroll services. OSAIC Wealth, Inc. serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, using various tools and platforms to manage diversified portfolios across asset classes.

Sheri Pursley is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses with two years of industry experience. She has worked at Primerica Financial Services since 2023 and has been employed by Jackson County Schools since 2008. Outside of her advisory role, she is involved in sales of home security, automation products, and loan products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and provides trade execution and account custody through BNY Mellon Advisors and Pershing.

Robert Jones is a financial advisor at Raymond James Financial with 34 years of industry experience. He holds a Series 63 designation and has worked with Raymond James since 2002. In addition to his advisory role, Jones serves as an officer and treasurer for Access Systems, a company he has been involved with since 2001. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and utilizes risk profiling and modeling tools to support client goals.

David Snyder is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a partner at Emerald Coast Enterprise, LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models as part of its financial planning process.

Mark Mitchell is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and scenario modeling.

Michael Hill is a financial advisor with Morgan Stanley in Charleston, WV, holding a Series 66 designation and bringing 19 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets. Hill serves as a board member and investment committee member of the Big Green Scholarship Foundation in Huntington, West Virginia. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of services including estate planning and institutional investment solutions.

Jeffrey Underwood is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 designations. He has 22 years of industry experience, having worked at PFS Investments Inc. and Primerica Financial Services since the early 2000s. Outside of finance, he is involved with Ellison & Haney Manufacturing, Inc., where he serves as secretary, treasurer, and part-owner of a company that manufactures oil and gas equipment. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable organizations. The firm uses model-driven investment strategies developed by unaffiliated asset managers and operates a large network of advisors with approximately $15.5 billion in assets under management.

Andrew Elliot is a financial advisor with Morgan Stanley in Charleston, WV, holding a Series 66 designation. He has experience at Morgan Stanley since 2025 and previously worked at City National Bank. Outside of advisory roles, he serves as a board member of Commercial Holdings Incorporated, a holding company that previously operated a nursing home business, and is a limited partner in a private equity firm, HC Capital Partners. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in assets. The firm employs a structured planning process using tools like Secular Return Estimates and Monte Carlo simulations, serving clients primarily in an advisory capacity.

Edward Nichols is a financial advisor with Morgan Stanley in Charleston, WV, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning process uses firm-approved tools and modeling techniques, with clients responsible for implementing and updating plans.

Richard Vorhees is a financial advisor with Wells Fargo Clearing in Charleston, WV, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Vorhees serves on the Board of Trustees for the First Presbyterian Church in Charleston, where he reviews investment performance and disbursements. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Vallandingham III is a CFP®-credentialed financial advisor with 28 years of industry experience, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He is involved in business ownership through CEV3 Partners LLC and serves on the board of directors for Goodwill of the Kanawha Valley. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, with a centralized consulting team supporting advisors in delivering tailored retirement-income plans.

Brett Harper is a financial advisor at Edward Jones in Charleston, WV, holding a Series 66 designation with eight years of industry experience. Prior to joining Edward Jones in 2017, he worked for the Town of Eagle Police Department and was involved with St. Paul Sober Living. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 financial advisors and more than 15,000 branch offices.