Scott Azzarelli is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Kenneth Lawhead is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 2011 and joined Merrill Lynch in 2014. Kenneth works with clients to simplify financial complexities by providing guidance on short- and long-term financial goals. His expertise includes education planning, family wealth management strategies, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, personal retirement planning, portfolio management, tax minimization, and retirement income. He collaborates with clients to understand their broader concerns—including social, moral, ethical, and environmental factors—in addition to financial objectives. Kenneth holds multiple professional designations, including Accredited Asset Management Specialist (AAMS), Chartered Alternative Investment Analyst (CAIA), Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His educational background includes an Associate’s Degree from Cuyamaca College, a Bachelor’s Degree from Capella University, a Master’s Degree from the University of North Carolina System, and accredited certificate programs from the College for Financial Planning and the Massachusetts Institute of Technology. He earned his high school diploma from Valhalla High School. Originally from San Diego, California, Kenneth relocated to Fayetteville, North Carolina, in 2011. He currently resides in Raeford with his wife Laura and daughter Cordelia. Outside of work, Kenneth enjoys playing guitar and drums, writing music with his wife, and spending time with his family. He is a member of the Cape Fear Kiwanis Club and the Cumberland County Partnership For Children.

Christy Kennedy is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and bringing 23 years of industry experience. She has worked with Primerica since 2002 and has also served in educational roles at Moore County Schools and Wake County Schools. In addition to her advisory work, she is involved in sales of home-related products through affiliated companies, including mortgage loan products and home security referrals. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through established custodians.