Lucy Thomas is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016, with prior experience at Merrill. Outside of her advisory role, she serves as secretary and treasurer for the Fort Frederica Association in St. Simons Island, GA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Maureen Hulbert is a Wealth Management Advisor with Merrill Lynch Wealth Management. She joined Merrill in 2017 after spending 20 years at Ayco Company, L.P., a Goldman Sachs company, where she served as a wealth management advisor for half of her tenure. Maureen provides customized financial strategies by understanding her clients' life priorities and their unique situations, aspirations, and attitudes toward wealth. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the CFP Board and a Bachelor of Science degree in Finance from Siena College. Maureen enjoys spending time outdoors, particularly near the ocean, and regularly vacationing with her family in Cape Cod and Maine.

Mark Lehrkamp is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 24 years of experience in the financial services industry. Since joining Merrill Lynch in 2016, he has focused on developing personalized and disciplined wealth management strategies that align with the priorities of individuals and families. His expertise encompasses family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and tax minimization. Prior to his current role, Mark worked in a trust department managing investment portfolios, where he gained experience overseeing complex fiduciary, agency, individual retirement accounts, institutional, and alternative investment strategies. This background informs his approach to building portfolios that meet his clients' long-term goals. Mark holds a Bachelor of Science degree in General Business from Concordia University, Wisconsin, along with Series 7 and 66 FINRA registrations, Life, Health, Accident, and Variable Insurance Licenses, and the Personal Investment Advisor (PIA) designation. Mark is actively involved in his community, serving as an ambassador for the Brunswick Golden Isles Chamber of Commerce and participating in the Exchange Club of Brunswick. He lives on St. Simons Island, Georgia, with his wife and three children. Outside of work, Mark enjoys spending time with his family at sporting events and fundraisers supporting Glynn County schools, boating, outdoor activities, and attending live music events in the area.

Cameron West is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2014. Outside of advising, he is involved in several personal business ventures related to land ownership and management, including membership in a farm and gun club LLC. Ameriprise provides retirement-income planning services tailored to clients approaching or in retirement, focusing on those with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized planning reports, supported by a centralized consulting team and a broad range of advisory, brokerage, and insurance solutions.

Kevin Lokey is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 32 years of industry experience. Prior to joining Raymond James in 2019, he worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is an artist specializing in gyotaku fish prints and serves as a ruling elder at St. Simons Presbyterian Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipalities. The firm offers tailored financial planning and consulting services, employing a range of portfolio management styles supported by in-house research and extensive affiliate resources.

Jacob Figueroa is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Morgan Stanley and E*Trade Securities, as well as work outside finance at DoorDash and in hospitality at The King and Prince Golf Course. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a combined approach of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across various investment vehicles.

James Jacobs is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at NewEdge Advisors, MML Investors Services Inc., and MassMutual Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided by investment adviser representatives using a range of strategic and tactical investment approaches.

William Grove is the sole advisor at Grove Investments, Inc., an independent firm based in St. Simons Island, GA. He holds Series 63 and Series 65 designations and has 15 years of industry experience. Grove has been with Grove Investments since 1997. Grove Investments provides portfolio management services to high-net-worth individuals and institutional clients. The firm offers customized portfolio management with periodic reviews and reporting tailored to client objectives and risk tolerances, serving a client base that includes institutional mandates alongside primarily high-net-worth individual relationships.

Joel Harvard IV is a financial advisor at XYPN Sapphire with a background in accounting and client management. He has previously worked at M. Jeffrey Martin CPA LLC, Harvard and Associates, CPA, and Ernst & Young. Although new to the financial advisory industry, he has experience overseeing client communication in a CPA firm setting. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, businesses, and retirement plans. The firm emphasizes a long-term, risk-based allocation strategy and offers tailored plans supported by a corporate RIA structure and innovative digital-asset management initiatives.