Kyle Vella is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Transamerica-related entities. Outside of advising, he is employed in golf operations at Hampton Golf in Saint Augustine, FL. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education with an emphasis on asset allocation and retirement planning. The firm uses proprietary portfolio construction tools from Morningstar Investment Management and supports a large client base primarily through non-discretionary advisory programs.

Kristopher Edewaard is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates in its financial planning approach.

Karen Smith is a Series 65 licensed advisor with Wealthspire Advisors in Saint Johns, FL, where she has worked since 2018. She has 16 years of industry experience, including ten years at Convergent Wealth Advisors and a brief tenure with Montgomery County Government. Wealthspire Advisors provides wealth management, investment advisory, financial planning, and trust-administration services to a diverse client base, including individuals, corporations, retirement plans, and nonprofits. The firm employs a relationship-driven, customized investment process with an emphasis on diversified, institutional-style asset allocation and ongoing portfolio reviews.

Abrielle Crowley is a Series 66-licensed advisor with Money Concepts Capital Corp in St. Augustine, FL, with two years of industry experience. Prior to joining Money Concepts in 2020, she held various roles across hospitality and marine industries. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm offers multiple managed programs using model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis to manage approximately $3.33 billion for about 14,700 clients.

Brett Rogers is a financial advisor at First Command Advisory Services with two years of industry experience. He holds Series 65 and Series 63 designations. Prior to his current role, he worked for over a decade at E Wortmann Machine Works. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs utilizing model portfolios managed by a centralized Investment Management Team.

Devlin Root is a financial advisor with First Command Advisory Services, holding a Series 66 designation and six years of industry experience. Prior to his advisory career, he served 27 years in the United States Marine Corps. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Alisha White is a financial advisor at Empower Advisory Group with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including Bank of America and Merrill. Outside of her advisory role, she co-owns a family cleaning business in Florida. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as selected IRA and retail brokerage clients. The firm’s integrated approach leverages proprietary and third-party methodologies focused on long-term portfolio returns and savings rates.

Henry Conlon is a financial advisor at Creative Planning with 22 years of industry experience. He holds the Series 66 designation and has been with Creative Planning since 2014. The firm provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. Creative Planning manages approximately $217 billion in client assets, employing a financial planning‑led investment approach that emphasizes low‑cost indexing and buy‑and‑hold strategies, supplemented by specialized techniques such as direct indexing and tax‑loss harvesting. The firm also offers a broad range of affiliated non-investment services, including legal, trust, and retirement plan recordkeeping businesses.

Dale Mingledorff is a CFP® with 20 years of industry experience, currently affiliated with Lincoln Investment. His work history includes roles at Capital Analysts, Horace Mann Companies, and Horace Mann Investors, INC. He serves as a Lieutenant Colonel and instructor at the U.S. Army Reserve Command & General Staff College. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services utilizing both strategic and tactical approaches, managing approximately $22.9 billion in advisory assets.

Deborah Necciai is a financial advisor with Principal Financial Services, holding a Series 66 designation and 20 years of industry experience. She has worked with various Principal entities since 2003, including Principal Life Insurance Company and Principal Securities Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers financial planning, retirement consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Chad Gibbons is a financial advisor with Primerica Advisors based in Saint Augustine, FL, holding a Series 66 designation and bringing 10 years of industry experience. His career includes roles at Park Avenue Securities and Guardian Life Insurance Company. Park Avenue Securities LLC serves a diverse retail client base, offering both brokerage and fee-based advisory services along with financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party models and supports various account-level services including lending solutions and donor-advised funds.

Morris Gordon is a financial advisor with Empower Advisory Group in St. Augustine, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior roles include positions at Bank of America, Merrill, GWFS Equities, and Advised Assets Groups. Outside of his advisory work, he is involved in entrepreneurial ventures including co-ownership of a vending machine company and property management businesses focusing on short- and long-term rentals. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm delivers integrated services aligned with Empower’s recordkeeping platforms, offering point-in-time financial plans and optional managed account solutions.

Alexander Nosal is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been affiliated with both firms since 2006. Outside of his advisory role, he is involved with Physician Advisory Associates, LLC, a physician-related business venture. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and a range of advisory programs including proprietary and third-party model portfolios.

Daniel Fusco is a Series 66 licensed financial advisor with 14 years of industry experience. He is currently with Ameritas Advisory Services, LLC and has previous experience at Morgan Stanley, UBS Financial Services, Charles Schwab, and LPL Financial LLC. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by multiple custodial platforms and third-party portfolio tools.

Alexis Beasley is an investment advisor at Fifth Third Securities, Inc. with Series 65 and Series 63 licenses. She has experience in financial services roles since 2020, including positions at Wells Fargo and Fifth Third Bank. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional accounts through investment advisory and brokerage services. The firm offers various managed account programs via the Passageway platform, combining multiple investment strategies and portfolio management options.

Joel Bogosh is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at several firms including Raymond James and Avantax Wealth Management before joining Steward Partners in 2023. Based in Saint Augustine, FL, his background spans advisory roles across multiple Steward Partners entities. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. It serves a broad client base including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a wide range of investment advisory and financial planning services.

Anthony Vignali is a financial advisor with Truist Advisory Services in Saint Augustine, FL. He holds Series 63 and Series 66 licenses and has 17 years of industry experience. Prior to joining Truist Advisory Services in 2023, he worked at Wells Fargo Clearing and Wells Fargo Advisors. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary arrangements.

Ralph Tumolo is a financial advisor with Lincoln Investment, holding 44 years of industry experience. He has worked at Lincoln Investment since 2017, following 13 years at Legend Equities Corporation and 12 years at Osaic FA, Inc. Outside of his advisory work, he is president of Teacher's Financial Services, an insurance sales and consulting business. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and manages a range of model portfolios using both strategic and tactical investment approaches.

Samuel Mc Clure is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds the Series 66 and Series 63 credentials. His prior work includes roles at Rocket Mortgage, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm offers integrated services tied to its recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Russell Sykes is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Empower, he worked in real estate and various other roles including positions at Your Home Sold Guaranteed Realty and Riverside Homes. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through point-in-time financial plans and optional managed account solutions.