Robert Mack is a financial advisor at Edward Jones in Gainesville, FL, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at Dish Network and T-Mobile. Outside of his advisory role, he has been involved with Nature Coast Gaming LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices across the United States.

Kristin Gibson is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, and has 12 years of industry experience. She has previously worked at Concourse Financial Group Securities Inc and Alan Hagopian and owns North Florida Money Management, where she provides tax preparation and securities services. She is also involved with the Vision Volleyball Club. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kirk Ruth is a financial advisor with UBS Financial Services in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he is also involved in rental real estate as a property owner. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides a range of capital markets, custody, and research resources.

Pablo Vela is a Financial Advisor at Merrill Lynch Wealth Management with over 17 years of experience in the financial industry. He began his career at JPMorgan Chase, where he worked across Private Client Banking, Business Banking, Operations, and Management. He later served as an Account Manager for LATAM Financial Institutions within JPMorgan Corporate & Investment Bank, focusing on institutional clients and gaining expertise in global markets, risk management, capital allocation, and macroeconomic strategy. Pablo advises individuals, families, and business owners on financial decisions related to investment strategy, retirement planning, liquidity events, business transitions, and multigenerational wealth management. His approach emphasizes building long-term relationships and providing guidance tailored to clients' goals and values. He holds an MBA from the University of Florida and a Bachelor of Arts in Economics from the University of South Florida. Pablo is also a Personal Investment Advisor (PIA) and is bilingual in English and Spanish. Outside of his professional responsibilities, Pablo enjoys activities such as billiards, boating, cooking, drawing and sketching, hiking, running, scuba diving, spending time with his family, traveling, and watching movies.

Adam Walker is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and two years of industry experience. Prior to joining Raymond James, he spent ten years at Sanofi. He is also involved with Greg Smith, LLC, a non-investment-related support company based in Newberry, FL. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides non-discretionary planning tailored to client goals and supports municipal and public finance work through a unique municipal advisor affiliation.

Dania Posada is a financial advisor at Merrill with a Series 66 credential and nine years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ann Gracy is a financial advisor at LPL Enterprise with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with LPL Enterprise since 2024, previously working at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory role, she operates Gracy Financial Services. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed internally and by third-party strategists, and it offers a range of financial planning and consulting services.

Patrick Foran is a Financial Advisor with Merrill Lynch Wealth Management. He brings a disciplined approach to financial planning, drawing on his background as a graduate of the United States Coast Guard Academy and his experience navigating complex environments. Patrick emphasizes building comprehensive plans tailored to clients' goals and preferences, acting as a navigator to help clients pursue their long-term financial objectives. Before entering financial advising, Patrick served in the Coast Guard on the Great Lakes, in New England, and with the Navy in the Arabian Gulf. He then earned an MBA from Duke University's Fuqua School of Business and a Master's Degree from the University of Florida. His career path included positions in transportation, medical devices, and higher education, where he served as an MBA Admissions Director. This breadth of experience informs his client approach focused on family wealth management, retirement planning, and legacy strategies. Patrick's background instilled strong ethical standards and a commitment to putting clients first. Outside of work, he supports civic engagement and participates in organizations such as the Veterans of Foreign Wars and local booster clubs. His personal interests include bicycling, boating, camping, fishing, and various sports. Patrick holds the Personal Investment Advisor (PIA) designation.

Ryan Gleichowski is a financial advisor with Cambridge Investment Research Advisors based in Gainesville, FL. He holds a Series 65 credential and has one year of industry experience. Prior to joining Cambridge, he worked at Real Broker, LLC and American Heritage Real Estate Group. Gleichowski is also Vice President of Sports One Athlete Management, Inc., which represents professional baseball players. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a large network of independent financial professionals. The firm provides both proprietary and third-party investment strategies across various platforms and custody arrangements.

Kevin Marriott is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at UBS since 2015. Outside of his advisory role, he owns Dappa Motorsports, an aftermarket car parts business, and Dappa Health & Fitness, which offers personal training services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients' goals and risk tolerances.

Deepa Bhramdat is a financial advisor with Cetera in Gainesville, FL, holding a Series 66 designation and with experience at multiple firms, including Heritage Wealth Management and Cetera ADVISORS LLC. She has a varied professional background spanning roles in financial services and education-related companies. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with both discretionary and non-discretionary options, utilizing multiple program platforms and third-party managers.

Katherine Gross is a financial advisor with Thrivent Investment Management in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of her advisory role, she serves as Chair of the Stewardship Committee at First Lutheran Church, where she is involved in planning and promoting the congregation’s annual giving programs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based financial analyses and planning without discretionary trading authority and emphasizes ongoing plan reviews while keeping planning separate from managed-account services.

David Hanson is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and UBS Financial Services. Hanson serves on finance councils for the Diocese of St. Augustine and St. Francis Catholic Academy, providing input on financial decisions and budgets. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Daniel Chalmers is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has been with Cetera Advisors LLC since 2013 and is also the owner of a CPA firm providing tax and accounting services. Additionally, he works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary program structures.

John Hemken is a financial advisor at Primerica Advisors in Gainesville, FL, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2015. Outside of his advisory role, he is the founder and owner of Hemken Enterprises, LLC. Primerica Advisors is a large-scale institutional firm serving primarily individual investors and some corporate and charitable clients. The firm offers a wrap-fee asset management program using model-delivery strategies managed by third-party asset managers and supported by BNY Mellon Advisors and Pershing for custody and trade execution.

Joseph Walker is a financial advisor at Edward Jones in Gainesville, FL, holding a Series 66 designation with 15 years of industry experience, all with Edward Jones since 2011. Outside of his advisory role, he and his wife own a single-family home that they rent. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of advisors and branch offices across the country.

Albert Bevilacqua III is a financial advisor with Ameriprise in Newberry, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to his advisory role, he is involved in independent insurance brokering with a focus on health insurance through United Health Care. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a specialized retirement-income planning service for individuals meeting certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports.

Jonathan Monesar is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized financial strategies by understanding what matters to his clients and their families. Jonathan's expertise includes general investing, retirement planning, and preparing for unexpected expenses. As a Merrill Financial Solutions Advisor, he takes time to engage with clients to discuss their goals, concerns, and questions, providing ongoing advice as their needs evolve. He holds a Bachelor's Degree from the University of Florida and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Christopher Kelemen is a financial advisor at Edelman Financial Engines with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Empower Advisory Group, Empower Financial Services, CoBank, Fidelity Investment, and other firms. Outside of his advisory role, he is involved with Wag, a non-investment-related business. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary advice while managing approximately $326 billion for about 477,000 clients.

Cynthia Watson is a financial advisor at Wells Fargo Clearing with 17 years of industry experience and holds a Series 66 designation. She has been with Wells Fargo Clearing since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment evaluations.