Travis Payne is a financial advisor with PlanMember Securities Corporation based in Oviedo, FL, holding Series 63 and Series 65 registrations and accumulating 18 years of industry experience. He has operated Payne Retirement and Payne Financial Group since 2017 and is involved with U S Employees Benefits Service Group, LLC, a company focused on insurance, benefits administration, and investments. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options through risk-based mutual fund portfolios and supports clients with education, personalized planning, and separation counseling.

Christopher Campos is a CFP® professional with 18 years of industry experience, currently with Truist Advisory Services in Oviedo, FL. He has been with Truist Advisory Services since 2016 and with Truist Investment Services since 2018. Outside of his advisory role, he is a member manager of SHE AND I PROPERTIES LLC, which focuses on holding rental properties. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program implemented through both discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools.

Adriel Irizarry is a financial advisor at Fifth Third Securities, Inc. in Orlando, FL, holding Series 63 and Series 65 credentials with eight years of industry experience. He has been with Fifth Third Securities since 2017 and has worked at Fifth Third Bank since 2015. Outside of his advisory role, he manages a rental property in Gotha, FL. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Jhoanny Garcia Cardenas is a financial advisor at Truist Advisory Services with 21 years of industry experience. She holds a Series 66 designation and has worked within various Truist entities since 2018, including Truist Investment Services and SunTrust Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary manager relationships, supported by third-party platforms and AI-enabled research tools.

Tobie Floyd is a financial advisor with PlanMember Securities Corporation, holding the ChFC® designation and Series 63 license, with over four years of industry experience. Floyd has been self-employed since 1994 and is involved with Virginia Lind & Associates and Retirement Planning Associates in addition to PlanMember. Outside of financial services, Floyd is Vice President and Counsel for Holy Trinity Lutheran Church. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach with risk-based mutual fund portfolios and offers education, support, and personalized retirement planning to plan sponsors and participants.

David Gauthier is a financial advisor with PlanMember Securities Corporation in Oviedo, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with PlanMember since 2016 and has extensive prior experience including roles at GWN Securities, Inc. and operating his own businesses in accounting, tax services, and investment sales for several decades. Outside of his advisory work, he serves as president of multiple accounting and tax service companies. PlanMember provides retirement-plan advisory services to employers and participants, acting as a fiduciary for many plans and offering a range of participant-level investment options. The firm’s investment process is based on strategic asset allocation and the management of risk-based mutual fund portfolios, supported by education and support services for plan sponsors and participants.

Joewin Jemang is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds a Series 65 registration and has previously worked at DebtMerica and WFGIA. Jemang’s other business activities include the sale of insurance and non-insurance products with companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations and offers both advisory and broker-dealer services. The firm utilizes proprietary and third-party model portfolios and provides a mix of discretionary and non-discretionary investment programs.

Chad Faulkenberry is a CFP® with 21 years of industry experience and is currently with Hightower Advisors. His prior roles include positions at Journey Strategic Wealth LLC and Charles Schwab & Co., Inc., where he spent 10 years. Outside of his advisory work, he serves as Finance Committee Chair and Facilitator of the Financial Peace University Course at Aloma Church, and he is Chair of the Board of Directors for Central Florida Community Arts. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research, offering a wide range of portfolio management and consulting services.

Lee Rodriguez Mercado is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 63 and Series 66 designations and has 10 years of industry experience. He has worked at T. Rowe Price since 2016, with a brief period at Robinhood Financial, LLC from 2021 to 2022. Outside of finance, he owns and manages a video game and merchandise business called GLXY GAMING. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service focused on retirement goals for individual investors and households. The service combines nondiscretionary financial planning and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs, supported by online tools and financial advisor access.

Kelly Torresin is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at Valic Financial Advisors since 2003 and is also an agent with Agia, where she is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Michael Pendergrass is a financial advisor at PlanMember Securities Corporation with four years of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining PlanMember, he had extensive involvement with Letra-Tek of Florida, Inc. and Morales Design Studio. Outside of his advisory role, he is the principal and owner of MP3 Investments, LLC. PlanMember provides retirement-plan advisory services, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment approach is based on a top-down strategic asset allocation framework and risk-based mutual fund portfolios, supported by education and support services for plan sponsors and participants.

Michael Gilliss is a financial advisor at GWN Securities Inc. with 31 years of industry experience. He holds Series 65 and Series 63 designations. His prior roles include positions at Gilliss Financial, Inc., Ameritas Investment Corp, CCF Investments, Inc., and Capital Choice Financial Services. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and access to third-party managers. The firm employs a range of discretionary portfolio management and model-based strategies, including market-timing and momentum-based approaches in select legacy programs.

Carol Bowe is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Her prior roles include positions at Morgan Stanley, Janney Montgomery Scott, and E*TRADE Securities. She is currently based in Winter Springs, FL. Wealth Enhancement Advisory Services provides financial planning, discretionary and non-discretionary asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and utilizes a diversified investment approach combining passive and active managers with quantitative, momentum, and fundamental analysis.

Janelyne Ho is a financial advisor at Transamerica Financial Advisors with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked with multiple firms, including roles focused on estate planning and student loan repayment services. Outside of her advisory work, she is involved in various referral roles related to estate planning and student loan assistance through several affiliated organizations. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to charitable organizations, offering both advisory and broker-dealer services. The firm provides a range of investment programs, including proprietary and third-party model portfolios, with discretionary and non-discretionary management options.

Joshua Indykiewicz is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 66 and Series 63 licenses and six years of industry experience. His prior roles include positions at Pershing Advisor Solutions, Robinhood Financial, TD Ameritrade, Charles Schwab, and Market Trader's Institute. Valic Financial Advisors serves primarily U.S. individual clients, including high net worth and ultra-high net worth individuals, as well as employer-sponsored retirement participants. The firm uses discretionary unified managed accounts supported by third-party model managers and centralized technology to manage approximately $29.2 billion across a large client base.

Stephen Vachon is a financial advisor with PlanMember Securities Corporation and holds Series 63 and Series 65 licenses. He has 24 years of industry experience and has previously worked at Cetera, Cetera Wealth Services, and VOYA Financial Advisors. Outside of his advisory role, he is co-owner of Olympia Gymnastics Center, a gymnastics instruction business. PlanMember Securities provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, supported by educational and support services for plan sponsors and participants.

Shannon Millican is a financial advisor with PlanMember Securities Corporation, holding Series 65 and Series 63 licenses and bringing 20 years of industry experience. Prior to joining PlanMember, Millican spent 14 years with Horace Mann Investors, Inc. and has ownership and management roles in insurance agencies. She also serves as a board member for a homeowners association. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment approach centers on strategic asset allocation and risk-based mutual fund portfolios, supported by education and personalized retirement planning services.

Erin Soliven is a financial advisor at Transamerica Financial Advisors with one year of industry experience. She holds a Series 65 designation and has prior work experience including roles at AdventHealth and Wfgia. Soliven also engages in sales of insurance and non-insurance products affiliated with her firm. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios and offers a range of investment and insurance products.

Carroll Matthews is a financial advisor with PlanMember Securities Corporation, holding a Series 65 credential and seven years of industry experience. He has worked at multiple firms including LifeTyme Financial Advisors and Fire and Ice Financial Services. Outside of advising, Matthews is also a nurse practitioner providing primary care and veteran evaluations, and he has worked extensively in healthcare at the Lake City VA Medical Center. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation process to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Jonathan Costanza is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 65 and Series 63 licenses and has 12 years of industry experience. He has been with Valic Financial Advisors since 2014 and is also involved with Agia and Costanza Cravings LLC. Outside of investment advisory, he serves as an agent for non-securities insurance products through Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm manages a large client base through a network of over 1,200 advisors, offering discretionary unified managed accounts and portfolio management via a technology-driven platform.