M Estes is a financial advisor with Morgan Stanley in Winter Haven, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to develop financial plans, while clients are responsible for implementing these plans.

Lorin Bice is a financial advisor with LPL Financial in Winter Haven, FL, holding a Series 66 designation and 25 years of industry experience. He previously worked at Allen & Company of Florida, Inc. for 18 years and Morgan Stanley DW Inc. for three years. Outside of his advisory role, he is an owner, collector, and seller of artwork. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a range of strategic, tactical, and alternative investment options.

Kyle Cobia is a financial advisor with LPL Financial in Winter Haven, FL, holding a Series 66 credential and 14 years of industry experience. He has worked with LPL Financial since 2019 and Allen & Company of Florida, Inc. since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary research and third-party strategies across discretionary and non-discretionary accounts.

Leonardo Reyes is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and Wells Fargo. Outside of his advisory role, he is an authorized member of EPICO EVENTS, a rental and decorating service based in Winter Haven, Florida, where he assists with equipment delivery and event setup. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios using mutual funds, ETFs, and ETPs.

Joshua Jordan is a financial advisor with LPL Financial, holding a Series 66 credential and two years of industry experience. He has worked at LPL Financial since 2023 and serves as Marketing Director for Outdoor Professionals, a role unrelated to investment advising. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various financial planning and investment management solutions through a large network of advisors and emphasizes a broad platform that includes advisory, insurance, and banking partnerships.

Lesley Rathbun is a financial advisor at LPL Financial with five years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for six years. Rathbun has also spent time at LinkedIn and took a year for extended travel in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and operational tools to support client accounts.

Daniel Nagy is a Series 66-registered advisor with over seven years of experience, currently affiliated with OSAIC. He has held roles at Securities America Advisors and Securities America, Inc., and he is a principal at Foresight Financial Planners, Inc., an insurance brokerage firm he has been involved with since 2003. Outside of his advisory work, Nagy serves as President of the VFW Auxiliary Post 1046, a nonprofit organization supporting veterans and their families. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, providing a range of managed portfolio options, third-party manager programs, and retirement plan consulting.

Bradley Wood is a financial advisor with Mass Mutual Investors Services in Lakeland, FL, holding Series 63 and Series 65 designations and 10 years of industry experience. He has been with Mass Mutual Investors Services since 2015 and also works with MassMutual Life Insurance Co. Outside of his advisory role, Wood is involved in college consulting through ownership in MedLoan Solutions. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, and organizations. The firm utilizes client-specific financial analysis tools and offers a range of planning programs, including recent additions like Divorce Planning and employer-sponsored planning services.

Kevin Torres is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has worked at LPL Financial since 2013, following prior roles at Stifel and UBS Financial Services. LPL Financial is a national broker-dealer and registered investment adviser that provides financial planning, model portfolio programs, and institutional platforms to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a large network of advisors with resources including model portfolios, third-party subadvisors, and technology tools while managing over $819 billion in discretionary assets.

Kimball Obeng is a financial advisor at OSAIC with one year of industry experience. He holds the Series 66 designation and has been with OSAIC since 2025. Outside of advising, he has been involved with Emergency Dental Care USA since 2016. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio programs. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers access to alternative investments through third-party platforms.

Todd Barrow is a financial advisor with Ameriprise in Lakeland, FL, holding a Series 66 designation and 32 years of industry experience. His prior experience includes roles at Raymond James Financial and ownership in financial services and real estate-related businesses. Outside of his advisory work, he serves as an Executive Pastor at Family Worship Center. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement, combining research and modeling with tax-efficient strategies. The firm serves clients with significant investable assets through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions.

Nathan Boston is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has been associated with Allen & Company and LPL Financial since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Bridget Ceader is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Truist Bank for 13 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors and $1.01 trillion in assets under management.

Conner Weber is a Financial Advisor at the Merrill Lynch Wealth Management office in downtown Lakeland. He works with families and individuals to help them make informed financial decisions tailored to their unique situations and goals. His approach focuses on building meaningful client relationships to develop personalized financial strategies. Conner's expertise includes college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income planning. He holds a bachelor's degree in finance from Stetson University and has earned the Chartered Retirement Planning Counselor (CRPC) designation. Additionally, he is a Personal Investment Advisor (PIA). Outside of his professional work, Conner is involved in his community through memberships at Highland Park Church and the Rotary Club of South Lakeland. In his personal time, he enjoys traveling with his wife and daughter and playing golf with friends and family.

Russell Moses is a financial advisor with Primerica Advisors in Lakeland, FL, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to his financial services career, he served over two decades in the U.S. Air Force and has worked at ManTech and Kelly Services. He also is involved in sales of non-investment products related to home security and automation through affiliated companies. Primerica Advisors offers a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery investment strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

David Nagy is a financial advisor with OSAIC based in Davenport, FL, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked with Securities America Advisors, Inc. and Foresight Financial Planning, where he serves as president overseeing insurance sales, including life, long-term care, disability, dental, and Medicare products. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports individual investors, retirement plans, charities, and corporate clients through various programs and affiliated broker-dealer and RIA relationships.

Vicki Norman is a financial advisor with Edward Jones in Auburndale, FL, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory services through a large network of financial advisors and branch offices nationwide.

Ryan Buskirk is a CFP® professional with 23 years of experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has held roles at Citrus View Financial and Pat Cain Wealth Solutions, including ownership and executive positions. Buskirk’s business activities include ownership of Citrus View Financial and leadership roles at Pat Cain Wealth Solutions. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, supports municipal and public finance work through a unique municipal advisor affiliation, and offers specialized programs like the SIMPLE IRA Employer Advisory & Consulting Services.

Chila Wendle is a financial advisor with Ameriprise in Auburndale, FL, holding a Series 66 designation and over 16 years of industry experience. Prior to joining Ameriprise in 2023, she worked at Barrow & Powers Financial Services Inc from 2007 to 2023 and at Top Buttons from 2017 to 2019. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to generate recommendations, primarily for clients maintaining assets in Ameriprise-managed accounts.

Deborah Swenson is a financial advisor at UBS Financial Services with 40 years of industry experience. She holds Series 63 and Series 65 designations and has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.