Lori Bayba is a financial advisor with Moors & Cabot, Inc., holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. Her prior roles include positions at Cetera Investment Advisers, LLC and Advisors for Financial Independence. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers a variety of portfolio management and advisory services using multiple analysis methods and strategies, supported by third-party and affiliated sub-advisors.

Thomas Walsh is a CFP® with 36 years of industry experience, currently serving at Synovus Securities, Inc. since 2019 and previously working at Ameriprise Financial Services and SunTrust. He joined Pinnacle Bank in 2026. Synovus Securities, Inc. serves individual and high-net-worth investors as well as institutional clients, offering both investment advisory and brokerage services across a range of managed account programs and financial planning solutions. The firm utilizes discretionary and non-discretionary portfolio management on the Envestnet platform and provides access to alternative investments and educational services for ERISA plans.

Paula Turner is a financial advisor with Synovus Securities, Inc. in Port Charlotte, FL, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has worked with Synovus Securities and Synovus Bank since 2011 and recently joined Pinnacle Bank in 2026. Synovus Securities serves a diverse client base including individual and high-net-worth investors as well as institutional clients, offering investment advisory and brokerage services with portfolio management through discretionary and non-discretionary programs on the Envestnet platform.

Karen Burke is a financial advisor at Synovus Securities, Inc. with 20 years of industry experience. She holds Series 63, 65, and 66 designations and has worked at Pinnacle Bank, Synovus Securities, Synovus Bank, BBVA Securities Inc., and Compass Bank. Outside of her advisory role, she serves as a trustee for the Pensacola Opera and as secretary for the White Sands Leaseholders Association. Synovus Securities, Inc. serves individual and high-net-worth investors as well as institutional clients, offering investment advisory and brokerage services including separately managed accounts, mutual fund and ETF model portfolios, and financial planning. The firm utilizes discretionary and non-discretionary portfolio management via the Envestnet platform, emphasizing client risk tolerance and manager due diligence.

Joshua Howell is a CFP® professional with 30 years of industry experience. He currently works at Prospera Financial Services, Inc., joining the firm in 2023. Prior to that, Howell spent nine years with Wells Fargo Advisors and six years with Wells Fargo Clearing, following a decade at A. G. Edwards & Sons, Inc. He also owns and operates Howell Wealth Management, LLC in Punta Gorda, FL. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and other business entities, providing financial planning, portfolio management, and access to multiple advisory platforms.

Eric Dudley is a financial advisor at Portfolio Medics, LLC with six years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at firms including World Financial Group and Florida Financial and Insurance Group. Outside of his advisory role, Mr. Dudley owns Dudley Financial, where he is involved in insurance product transactions during non-market hours. Portfolio Medics is an SEC-registered advisory firm managing approximately $552.7 million for about 3,700 clients through a team of 75 advisors. The firm serves both non-high-net-worth and high-net-worth individuals using a mix of strategic and tactical investment approaches across various portfolios and strategies.

John Prudhomme is a financial advisor at Synovus Securities, Inc. with 15 years of industry experience. He holds a Series 66 designation and has worked at Synovus Securities and Synovus Bank since 2016. He recently joined Pinnacle Bank in 2026. Synovus Securities, Inc. serves individual and high-net-worth investors as well as institutional clients, offering both investment advisory and brokerage services. The firm utilizes a combination of discretionary and non-discretionary portfolio management programs on the Envestnet platform, guided by client risk-tolerance assessments and thorough manager due diligence.

Rebekah Fero is a CFP® certificant with 37 years of industry experience, currently serving as an advisor at IFG Advisory, LLC since 2016. She has also been associated with LPL Financial, LLC for the same period. IFG Advisory, LLC provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans, utilizing a range of investment approaches and third-party managers to tailor portfolios to client objectives. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and specialized retirement plan consulting services.

Ryan Zabrowski is a Series 66-licensed financial advisor with 23 years of industry experience. He has worked at Krilogy Financial since 2019 and previously held roles at Bank of America and Merrill Lynch. Zabrowski is the author of an educational book on markets and investing titled *Time Ahead: Investor's Guide to Prosperity and Impact*. Krilogy Financial serves individuals and families, qualified retirement plans, charitable organizations, foundations, institutions, and businesses. The firm employs a primarily long-term investment approach with tactical overlays, combining quantitative, qualitative, and fundamental analysis, and offers portfolio management, financial planning, and family office services.

Wendy Jankoski is a financial advisor with Compound Planning, Inc., holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at Wealth Architects LLC since 2005 and joined Compound Planning in 2025. Compound Planning serves individuals, high-net-worth families, businesses, retirement plans, and financial intermediaries through discretionary portfolio management, financial planning, and institutional advisory services. The firm offers both direct investment management and a turnkey asset management program, combining long-term buy-and-hold strategies with tactical tools like direct indexing and tax-loss harvesting.

Ryan Young is a CFP® professional with 28 years of experience in the financial services industry. He is currently affiliated with Synovus Securities, Inc. and has held positions at Pinnacle Bank, Synovus Bank, SunTrust Advisory Services, Fisher Investments, and Edward Jones. Synovus Securities, Inc. serves a diverse client base including individuals, high-net-worth investors, and institutional clients, offering investment advisory and brokerage services with a range of managed account programs and access to alternative investments.

Sadia Wood is a financial advisor at Synovus Securities, Inc. with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including BB&T and Pinnacle Bank. Outside of her advisory role, she serves as president of Masjid Ahmed Ibrahim, involved in efforts to open a mosque. Synovus Securities, Inc. serves individual, high-net-worth, and institutional clients with a range of investment advisory and brokerage services. The firm uses both discretionary and non-discretionary portfolio management programs and offers access to alternative investments and outside money managers.

Thomas Ramsett is a financial advisor at Intrua Financial with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Freedom Wealth Alliance and LPL Financial since 2014. Ramsett is involved with Windy City Financial Partners, a non-variable insurance investment-related activity. Intrua Financial provides investment advisory and portfolio management, comprehensive financial planning, and retirement-plan advisory services for individuals, high-net-worth clients, trusts, foundations, small businesses, and plan sponsors. The firm employs a combination of fundamental analysis, modern portfolio theory, and technical and cyclical analysis to create customized asset allocations and investment policy statements, offering both discretionary and non-discretionary management.

Tonya Sexton is a financial advisor with Synovus Securities, Inc. and holds Series 63 and Series 66 licenses. She has 26 years of industry experience and has worked at Synovus Securities, SunTrust Advisory Services, and Pinnacle Bank. Outside of her advisory work, she participates in a farming business, assisting with bookkeeping and operational tasks. Synovus Securities, Inc. serves individual and institutional clients, offering investment advisory and brokerage services including managed accounts, financial planning, and access to alternative investments. The firm uses both discretionary and non-discretionary portfolio management programs and employs a risk-tolerance questionnaire to guide asset allocation and manager selection.

Brendan Lewis is a financial advisor at Prospera Financial Services, Inc. with 26 years of industry experience. He holds the Series 66 designation and has worked at several firms including Wells Fargo Advisors Financial Network and Edward Jones. He is also the managing principal of Reed Wealth Management, a wealth management firm providing services related to life, long-term care, annuities, and securities. Prospera Financial Services is a multi-team advisory firm with 271 advisors overseeing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Emily Soper is a financial advisor with Packerland Brokerage Services, Inc., holding Series 65 and Series 63 credentials and bringing 14 years of industry experience. She has previously worked at OneAmerica Securities, American United Life, GF Investment Services, LLC, and Global Financial Private Capital, LLC. Outside of her advisory role, Soper serves as a board member for Connectors with a Cause, a charitable business networking group, and is involved in the sale of antiques and vintage collectibles on eBay. Packerland Brokerage Services serves individual and institutional clients, including high-net-worth individuals, trusts, corporations, and retirement plan sponsors, through a team of 176 advisors and over $1.3 billion in assets under management. The firm offers a range of financial planning and investment programs, utilizing both direct management and third-party managers via the Hilltop/Hilltop-cleared Envestnet platform.

Michael Crowe is a CFP® professional with 19 years of experience in the financial industry. He has been with Synovus Securities, Inc. since 2019 and recently joined Pinnacle Bank in 2026. Outside of his advisory work, he owns and manages a short-term rental property in Jay, Vermont. Synovus Securities, Inc. serves individual, high-net-worth, and institutional clients, offering a range of investment advisory and brokerage services including managed accounts, financial planning, and access to alternative investments. The firm uses a risk-tolerance based approach to portfolio management and provides additional services such as educational programs for ERISA plans and referrals to outside money managers.

Sergio Fernandez is a CFP® with 34 years of industry experience, currently affiliated with Synovus Securities, Inc. and Pinnacle Bank since 2026. He previously worked at Synovus bank and Synovus Securities from 2020 to 2025, and with firms including 360 Advisors, LLC and Cetera from 2003 to 2020. He maintains an ongoing role as an independent insurance agent receiving residual commissions from prior disability and long-term care insurance policies. Synovus Securities, Inc. serves individual and high-net-worth investors as well as institutional clients, offering both investment advisory and brokerage services. The firm utilizes a mix of discretionary and non-discretionary portfolio management programs on the Envestnet platform and provides access to alternative investments and educational services for ERISA plans.

Christina Mclaughlin is a financial advisor with Synovus Securities, Inc. She holds Series 63 and Series 65 licenses and has two years of industry experience. Christina has worked extensively within the Synovus organization since 2007, including roles at Synovus Bank and Pinnacle Bank. Synovus Securities, Inc. serves individual, high-net-worth, and institutional clients, offering advisory and brokerage services such as managed accounts, financial planning, and alternative investments. The firm uses a risk-tolerance questionnaire and due diligence processes to guide portfolio management and provides access to both discretionary programs and outside money managers.

Todd Mauerman is a financial advisor with Moors & Cabot, Inc. in Englewood, FL, holding Series 63 and Series 65 licenses and 33 years of industry experience. He worked at Merrill from 2003 to 2016 before joining Moors & Cabot, where he has been since 2016. Outside of his advisory role, he owns a family business that rents a vacation home seasonally in Port Charlotte, FL. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, fee-based financial planning, and various advisory services using multiple analysis methods and strategies, working with third-party sub-advisors and maintaining dual registration as both an investment adviser and broker-dealer.