Karissa Favazza is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation. She has several years of experience working within Cambridge Investment Research and related entities since 2022, as well as experience with SmartPro Financial and LeadCoverage. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm provides a range of financial planning and investment management services delivered through independent Financial Professionals using various portfolio management and advisory platforms.

Jay Boswell is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 63 and Series 66 designations and has worked at several firms including Wells Fargo and JPMorgan Chase Bank. Boswell is based in Bradenton, Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Taylor Alt is a financial advisor at Cambridge Investment Research Advisors with a Series 65 credential and three years of industry experience. Prior to joining Cambridge in 2023, Taylor worked at SmartPro Financial and MoneyShow/Investment Seminars, Inc., and has experience in self-employment through Double Stag, LLC. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services delivered through independent Financial Professionals using a range of portfolio management and model-based solutions.

Thomas Kornett is a financial advisor with Cetera, holding Series 63 and Series 65 designations and has 26 years of industry experience. His prior employment includes roles at Merrill and Bank of America from 2015 to 2021, as well as Hancock Whitney Bank since 2021. He serves as President of the Board of Directors for the Manatee Library Foundation and is a board member of the Manatee Education Foundation. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supporting over $256 billion in assets under management.

Eric Palpacuer is a CFP®-certified financial advisor with 11 years of industry experience, currently with Fisher Investments since 2014. He holds Series 63 and Series 65 licenses and is based in Wimauma, FL. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management, sub-advisory, and retirement plan services across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative research to construct diversified portfolios, serving clients including pension plans, foundations, investment companies, and high-net-worth individuals.

Gerald Lamalfa is a CFP® professional with 40 years of experience in the financial services industry. He has been with LPL Financial since 2018 and previously worked at SII Investments, Inc. from 2016 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Meghan Corcoran is a financial advisor with Edward Jones in Lakewood Ranch, FL, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Bank of America, N.A. and Merrill. She was also involved with the Jay Corcoran Memorial Scholarship Foundation for 16 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey Moll is a financial advisor with Mass Mutual Investors Services in Lakewood Ranch, FL, holding Series 63 and Series 65 designations and 40 years of industry experience. He worked at Metlife Securities Inc. for 32 years before joining Mass Mutual Life Insurance Company in 2016 and Mass Mutual Investors Services in 2017. He is also an independent insurance agent specializing in dental and group disability income, disability, life/accident/health, LTC, and Medicare-related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations and structured, ongoing collaborative planning relationships.

Chadd Brown is a financial advisor with Cambridge Investment Research Advisors and holds a Series 65 designation. He has one year of industry experience with Cambridge and has also been affiliated with Lexington Cutter, Inc. since 2011. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a range of portfolio management strategies and platform options.

James White is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 registrations and has previously worked at Oppenheimer & Co. Inc, Wells Fargo Clearing, and Wells Fargo Advisors, LLC. In addition to his advisory work, he is an author. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing model portfolios, research, and technology-driven approaches.

Phyllis Gau is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 2007. Gau volunteers as a teacher with Junior Achievement of the Quad Cities. Morgan Stanley Wealth Management is an investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

William Hazel is a financial advisor at LPL Financial with 22 years of industry experience. He previously worked at Cedar Wealth Management from 2016 to 2024 before joining LPL Financial. Hazel holds Series 63 and Series 65 licenses. Outside of his advisory role, he has involvement in real estate investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Pablo Miranda is a financial advisor with Fidelity Investments and holds Series 63 and Series 66 credentials. He has 18 years of industry experience, including roles at Morgan Stanley and USAA Financial Advisors. His career also includes a decade at The Clara Abbott Foundation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including managing model portfolios that combine fundamental research with quantitative and algorithmic methods. The firm serves a variety of clients through discretionary and non-discretionary advisory services and is noted for its use of systematic portfolio construction and formal advisory roles to registered investment companies.

Thomas Maurer is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. His prior work includes 17 years at H. Beck, Inc. and ongoing ownership of Matthew516, Ltd., as well as independent insurance agency activities through Maurer Financial Services. He also serves on the board of Lakeview Professional Building. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a range of strategies including proprietary models and third-party managers across multiple platform arrangements.

Pawel Szott is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 30 years of industry experience. His prior roles include positions at Waddell & Reed, Realty Executives of NV, and operating his own firms, including Simply Vegas and Pacy LLC. Outside of advising, Szott has been involved with ride-sharing services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and research to provide both discretionary and non-discretionary management services.

Rachel Kelly is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and previously worked at CDW from 2011 to 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors.

Thomas Payant is a financial advisor at Osaic with 48 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sagepoint Financial, Inc. for 14 years. Payant serves as a board member for St. Joseph’s Hospital and operates several business ventures, including American Planning Services, Inc., and an agency selling Medicare supplement insurance policies. Osaic Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, through a wide network of affiliated advisers and advisory platforms. The firm utilizes various tools and investment options to construct portfolios tailored to clients’ risk tolerance and preferences.

Terrence Duncan is a financial advisor with J.P. Morgan Securities, holding Series 63 and 66 licenses and bringing 10 years of industry experience. He previously operated Every Dollar Counts Lawn and Tree Service for six years. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Robert Evans is a financial advisor with J.P. Morgan Securities and holds Series 66 and Series 63 licenses. He has 14 years of industry experience, with a continuous tenure at J.P. Morgan entities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Its approach combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending strategies.

Marina Hernandez is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2014, including a two-year period at Charles Schwab Bank. Prior to that, she spent 10 years with Heritage Group Partners, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.