Yvonne Emeric is a financial advisor at Raymond James & Associates with 24 years of industry experience. She has worked at Raymond James since 2019 and previously spent four years at Morgan Stanley. Outside of her advisory role, she is involved as an independent contractor with Young Living Essential Oil Company, where she earns commission through a downline and helps organize educational events. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm offers wealth advisory planning, investment consulting, and institutional services to a broad client base including individuals, pension plans, corporations, and government entities, emphasizing non-discretionary planning and a combination of municipal advisory and affiliated municipal capabilities.

Amanda Rattleff is a Financial Advisor at Merrill Lynch Wealth Management. She partners with individuals and families to understand their priorities and create tailored financial strategies that support their long-term goals. Her work involves building meaningful relationships and helping clients navigate important financial decisions. Her approach includes investment strategies, retirement planning, and preparing for life's uncertainties, with a focus on clarity, confidence, and adaptability. Amanda's areas of expertise include education planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Amanda holds a Bachelor's Degree from the University of Maine System and the Personal Investment Advisor (PIA) designation. Outside of her professional work, she enjoys baseball, cooking, fishing, hiking, horseback riding, hunting, reading, running, and spending time with her family.

Tracy Pick is a financial advisor with Mass Mutual Investors Services in Ocala, FL, holding 32 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, she worked at Metlife Securities Inc. from 1996 to 2017. Pick is also president and agent of Tri-Square Wealth, an insurance and life settlements firm in Ocala. Mass Mutual Investors Services is an SEC-registered broker-dealer and investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive planning using firm-approved software and educational seminars, serving a broad client base including high-net-worth individuals.

Kerry Haines is a financial advisor with Raymond James Financial in Ocala, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Wells Fargo Advisors and currently serves as managing director of Power Wealth Advisors and president of KSH Financial LLC, both of which focus on wealth management. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by extensive research and a broad affiliate network.

Elizabeth Blackburn is a financial advisor with Cetera who holds a Series 66 designation and has seven years of industry experience. Her prior roles include positions at Infinex Investments, Inc. and Community Bank & Trust of Florida. She is also the owner of Sensible Insurance Solutions, providing Medicare solutions for clients aged 65 and older, and a partner at Sensible Financial Solutions, where she offers financial planning services. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts through a large network of independent advisors. The firm offers various portfolio management and financial planning services, employing a multi-manager platform with discretionary and non-discretionary program options.

Casey De Luca is a financial advisor with Raymond James Financial Services Advisors and holds a Series 66 designation. Casey has two years of industry experience and currently serves clients through the branch known as Tenzing Financial Advisors in Ocala, Florida. Outside of financial advising, Casey also performs part-time construction and handyman work on an as-needed basis. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services along with specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Michael Greiner is a Wealth Management Advisor and managing partner of Hart, Greiner & Associates within Merrill Lynch Wealth Management at the Ocala, Florida office. He specializes in providing personalized financial strategies by understanding the unique goals of individuals, families, and businesses. His approach includes regular reviews to track client progress and adjust strategies based on life changes. Michael holds a Bachelor's degree in Economics from the University of Florida and has obtained the CERTIFIED FINANCIAL PLANNER™ (CFP) certification and the Chartered Retirement Planning Counselor™ (CRPC) designation. With experience as a First Vice President and Senior Portfolio Advisor at Merrill Lynch, he offers expertise in portfolio management, retirement planning, and family wealth strategies. He is involved in the community, including participation with the United Way of Marion County. Michael resides in Ocala with his wife and four children. In his personal time, he enjoys golfing and spending time with his family.

Mason Clark is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he held roles at North Florida Financial and various other positions outside of finance. He also officiates youth sports as a referee in Fort Worth, Texas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and investment solutions.

Michael Miller is a financial advisor with Ameriprise in Ocala, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Brian Casey is a financial advisor with LPL Financial in Ocala, FL, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Ameriprise from 2015 to 2024. Outside of his advisory role, he is the owner of Jen Homes LLC, a business unrelated to investments. LPL Financial serves a diverse client base including individuals, retirement plans, and institutional clients through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, supported by model portfolios and research from both in-house and third-party sources.

Grant McMahon is a financial advisor with Equitable Advisors in Ocala, FL, holding a Series 66 designation and over 21 years of industry experience. He has been with Equitable Advisors since 2004 and previously worked at AXA Advisors. In addition to his advisory role, McMahon is a managing partner and director of Private Wealth Partners LLC, a marketing and business management entity. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model leveraging multiple third-party asset managers and offers both advisory and brokerage/insurance channels.

Michael Hart is Senior Resident Director of the Ocala, Florida office of Merrill Lynch Wealth Management and a managing partner of Hart, Greiner & Associates. He also serves as a Portfolio Manager within Merrill's Investment Advisory Program. In these roles, Michael works with families, individuals, retirees, small businesses, and foundations to provide customized wealth management services, including investment management, tax minimization strategies, retirement planning, employee benefits, liabilities management, and estate planning services. Michael began his career after graduating from the University of Florida in 2006, working as an Investment Advisor for a Fortune 1000 Asset Management Firm in Tampa, Florida. There, he helped individuals and small businesses build and manage portfolios aligned with their financial goals and served as a Subject Matter Expert on financial, education, and retirement planning topics. He joined Merrill Lynch in 2011, returning to his hometown of Ocala with his wife, Sarah, and their four children. Michael holds a Master’s Degree in Personal Financial Planning from the College for Financial Planning and earned the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc. He is also a Chartered Retirement Planning Counselor℠ designee. He supports the community through involvement with organizations such as the Boys & Girls Club of Marion County and the College of Central Florida Foundation, where he currently serves on the Executive Committee. His personal interests include basketball, golfing, running, and tennis.

Kathleen Intelisano is a financial advisor with Raymond James Financial Services Advisors, Inc. in Ocala, FL, holding a Series 66 designation and 28 years of industry experience. She has held roles at Reveille Wealth Management, Independent Financial Partners, Saybrus Partners, and Wells Fargo Clearing. Intelisano is a 25% owner and branch manager of Independent Financial Partners, where she provides supervisory oversight. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations while frequently maintaining an advisory role rather than discretionary management.

Russel Dingman is a financial advisor with Morgan Stanley in Ocala, FL, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Outside of his advisory role, Dingman is the owner of Dingman Sanctuary LLC, a real estate-related business. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, emphasizing structured financial planning and a variety of investment services.

Brandon Cellura is a financial advisor at Cetera with three years of industry experience. He holds the Series 63 and Series 66 designations. Outside of his advisory role, he is co-owner and operator of Fortress Drywall LLC. Cetera is an SEC-registered adviser that serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to multiple investment strategies through a multi-manager platform.

Stephen Fricke is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2000. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with services spanning retail advisory, institutional consulting, and public finance.

Damian Perry is a Wealth Management Advisor with Merrill Lynch Wealth Management in Ocala, Florida. He is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards Inc., and holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Damian began his career as a Financial Advisor with Merrill Lynch in 1995 following a business career in outside sales. Damian earned his bachelor's degree in business from the University of Florida. His expertise includes family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. He has over 27 years of experience helping clients develop personalized financial strategies designed to pursue their long-term goals. Outside of his professional role, Damian is active in his community and has served as past president of the American Cancer Society and former board member of Voices for Children of North Central Florida. He has also been involved with the Boy Scouts of America, acting as a leader for his son’s troop. Damian and his wife Karen are members of First United Methodist Church of Ocala. His personal interests include board games, baseball, history, cars, and participating in the University of Florida Marching Band alumni.

Catherine Nicholas is a financial advisor with Wells Fargo Advisors in Ocala, Florida, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked within various Wells Fargo entities since 2009. Outside of her advisory role, she is involved in agriculture and livestock investments through family-owned LLCs and serves as co-trustee and power of attorney for family trusts. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services tailored to clients meeting certain net-worth criteria, combining proprietary research and tools with optional implementation through its brokerage and advisory programs.

Gregory Ergle is a financial advisor at Raymond James Financial with 36 years of industry experience. He holds Series 63 and Series 65 designations and has previously been associated with Ergle Furlong Financial Advisors. He is also the owner and president of Ergle Financial Services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and a collaborative advisory approach.

Jordana Pham is a financial advisor with Edward Jones in Ocala, FL, holding a Series 66 designation and bringing eight years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across a wide range of account types. The firm manages approximately $1.01 trillion in assets and offers various advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.