David Lofton is a CFP® professional with 28 years of industry experience, currently affiliated with Raymond James Financial. He has been with Raymond James Financial Services since 2009 and continues in his role as a financial advisor. Outside of his advisory work, he owns a small lawn care business in Mason, Tennessee. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, institutional, and high-net-worth clients. The firm uses a range of analytical tools to tailor non-discretionary planning and consulting services to client goals, and it supports municipal and public-finance advisory work through its affiliation with a municipal advisor.

James Killebrew is a CFP® professional at Charles Schwab with 28 years of industry experience. His prior roles include positions at Fidelity Personal and Workplace Advisors and Strategic Advisors Inc. He serves as Treasurer on the board of the Seacliff Homeowners Association. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and a centralized, integrated operational structure.

Colin Chesbrough is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has worked previously at TD Ameritrade and General Motors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments across mutual funds, ETFs, and ETPs.

Wanda Chandler is a financial advisor with Ameriprise in Cordova, TN, holding Series 65 and Series 63 designations and four years of industry experience. She previously worked at LPL Financial from 2015 to 2021 before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, incorporating written recommendations and ongoing advice centered on income sources and tax-aware withdrawal strategies.

Savannah White is a financial advisor at OSAIC with Series 63 and Series 65 credentials and one year of industry experience. She has worked at OSAIC since 2024 and previously held positions at Woodbury Financial Services Inc. and Century Financial. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, using various tools and third-party platforms to construct and manage diversified portfolios.

Jacob Dotson is a Financial Consultant currently working at Fidelity Investments since 2023. He has held financial consultant roles at Charles Schwab & Co. from 2016 to 2023 and Raymond James from 2015 to 2016, as well as a financial advisor position at Shoemaker Financial from 2013 to 2015. Throughout his career, he has focused on delivering clients a professional experience centered on diligence, competence, and integrity. Jacob holds an Arkansas Insurance License. Outside of his professional work, he engages in activities such as biking, family activities, football, social events with friends, golf, and traveling.

Dean Makinster is a financial advisor with LPL Financial in Germantown, TN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has previously worked with FTB Advisors, Inc. and First Tennessee Brokerage, where he has been active for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and technology-driven investment strategies.

Jaron Kloap is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has prior experience at Guidingpoint Financial Group and Ameriprise. Kloap also serves in the Tennessee Army National Guard, where he performs music missions. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Matthew Struthers is a financial advisor at Fidelity with four years of industry experience. He previously worked at Vanguard for four years and has held various roles outside finance, including positions in music production and education. He is also a freelance musician and a private piano teacher. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs.

Sarah Mcbride is a financial advisor at LPL Financial with 17 years of industry experience. She holds the Series 65 and Series 63 credentials and has worked with First Tennessee since 2005. Outside of her advisory role, she owns and operates McBride Construction LLC, a construction business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Brian Eborn is the Vice President and Branch Leader at Fidelity Investments. In this role, he leads a team of advisors dedicated to helping clients work toward their financial goals. Prior to his current position, Brian served as Assistant Branch Leader from 2020 to 2022 and as a Team Leader from 2013 to 2020, all within Fidelity Investments. His professional experience reflects a progression of leadership roles within the firm focused on client service and team management.

Dan Treharne is a Financial Consultant at Fidelity Investments. He assists clients in navigating Fidelity's resources and offerings to co-create financial plans tailored to their goals. Dan has held several roles within Fidelity Investments, including Investment Consultant from 2024 to 2025, Fixed Income Specialist from 2022 to 2024, High Net Worth Associate from 2021 to 2022, and Customer Relationship Advocate in 2021. He holds an Arkansas Insurance License. Outside of his professional work, Dan enjoys biking, family activities, movies, music, and outdoor adventures.

Melanie Compton is a financial advisor at LPL Financial with 39 years of industry experience. She holds a Series 63 designation and has worked with firms including FTB Advisors, Inc., First Tennessee Brokerage, Inc., Commerce Investment Corporation, and National Bank of Commerce. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technology-driven solutions.

John Barrios is a CFP® professional with 43 years of industry experience, currently affiliated with OSAIC since 2024. He previously worked at Woodbury Financial Services Inc. from 2020 to 2024 and First Heartland Capital, Inc. from 2001 to 2020. Outside of his advisory work, he serves as a board member for the nonprofit Leadership Collierville and owns Barrios Financial Services, a life insurance sole proprietorship. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and advisory services through a large network of affiliated advisers, utilizing various advisory platforms, asset-allocation tools, and third-party services to manage portfolios across multiple asset classes.

John Weeden is a financial advisor at LPL Financial in Memphis, TN, with seven years of industry experience. He holds Series 65 and Series 63 credentials and has worked at several firms including FTB Advisors and Lion Street Financial. Prior to entering the financial sector, he spent four years with Shelby County Schools. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from various sources, and provides both discretionary and non-discretionary management options.

Devin Jackson is a financial advisor with Merrill based in Collierville, TN. He holds a Series 66 designation and has four years of industry experience. His prior work history includes roles at Bank of America, Total Quality Logistics, Renasant Bank, Burkes Outlet, and Stevens & Jones Casket Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individual and high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Josh Zuiderhoek is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. He has worked at Fidelity Investments since 2022 and has held various roles in companies including CVS, Nike, and the University of Cincinnati. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds across multiple investment vehicles.

Gina Tirey Teter is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 66 and Series 63 credentials. Prior to her current role, she worked at firms including Citi and Walgreens and spent 12 years at Procter & Gamble. Outside of finance, she serves as a judge for regional and state cheerleading competitions with organizations such as the Kentucky Association of Pep Organizations and Varsity Spirit. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Michael Turner is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2014. He is based in Oakland, TN, and is a member of the Board of Directors for King's Daughters and Sons Home. Outside of his advisory role, he also pursues woodworking, creating wood furniture. Ameriprise provides retirement-income planning services aimed at individuals nearing or in retirement with significant investable assets. The firm combines research-driven, algorithm-assisted recommendation reports with personalized financial advice, offering a broad range of advisory, brokerage, and insurance solutions.

James Shamoun is a financial advisor with Ameriprise in Arlington, TN, holding a Series 63 designation and 37 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, delivering written recommendations that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a centralized consulting team to support advisors in creating personalized plans.