Daniel Brown is a financial professional at Cetera with two years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Cetera, he worked at Fidelity Investments and has been involved with the YMCA of Memphis & the Mid-South. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Kevin Wells is a financial advisor with Ameriprise in Germantown, TN, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic automation in its advisory process.

Ryan Barnes is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Barrios is a CFP® professional with 43 years of industry experience, currently affiliated with OSAIC since 2024. He previously worked at Woodbury Financial Services Inc. from 2020 to 2024 and First Heartland Capital, Inc. from 2001 to 2020. Outside of his advisory work, he serves as a board member for the nonprofit Leadership Collierville and owns Barrios Financial Services, a life insurance sole proprietorship. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and advisory services through a large network of affiliated advisers, utilizing various advisory platforms, asset-allocation tools, and third-party services to manage portfolios across multiple asset classes.

Devin Jackson is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. He has worked at Merrill and Bank of America since 2019, with earlier roles at Total Quality Logistics, Renasant Bank, and Burkes Outlet. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Caroline Burns is a financial advisor with LPL Financial in Olive Branch, MS, holding a Series 66 designation and 28 years of industry experience. Her career includes roles at Renasant Bank and BancorpSouth Investment Services, with concurrent service at LPL Financial since 2009. Outside of advising, she is involved in a family-owned real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Gena Wolbrecht is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 27 years of industry experience. She has worked at Cetera and its affiliates for multiple periods since 2012, with prior roles at LPL Financial, FirstBank Investment Partners, BankTennessee, and Regions Investment Services. She serves as a FINRA arbitrator and participates monthly with the Germantown Performing Arts Center Guild. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program structures.

John Shamblin is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at OSAIC. He has prior experience with Shoemaker Financial and Securian Financial Services. Outside of his advisory role, he has been involved with Funtime Skateland for several years. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a broad network of financial advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct portfolios across various asset classes.

Walter Roop is a financial advisor with LPL Financial in Germantown, TN, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He worked at Fortis Investors, Inc. for 32 years before joining LPL Financial in 2024. Outside of his advisory role, he is the owner of Bolin Grove Farms, LLC, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives who implement various strategies on a discretionary or non-discretionary basis.

Jeffrey Elsworth is a financial advisor at Edward Jones in Collierville, TN, holding Series 63 and Series 66 credentials with 22 years of industry experience, all of which has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Charles Sudduth is a financial advisor with Raymond James Financial, holding a Series 66 designation and possessing 16 years of industry experience. His prior work includes roles at Guaranty Investment Corp., Guaranty Financial Services, and LPL Financial. He serves as Vice President at Guaranty Bank & Trust in addition to his advisory duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning and consulting, supports institutional consulting and portfolio management, and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Christopher Murray is a financial advisor at Ameriprise with 11 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its related entities since 2014. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement-income planning, incorporating detailed analysis and collaborative recommendations focused on dependable income sources and tax-efficient withdrawal strategies.

James Gower is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. Outside of his advisory work, he has been involved with Lucy Baptist Church and operated a personal lawn care business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary options.

William Kirksey is a financial advisor with Cetera based in Memphis, TN, holding Series 63 and Series 66 credentials and 30 years of industry experience. He has been with Cetera and its affiliates since 2014, including a tenure at Regions Bank beginning the same year. Cetera Investment Advisers LLC operates as an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers, supporting diverse program structures and custodial relationships.

Thomas Brunt is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has nine years of industry experience. He has worked at Cetera since 2018 and also holds a role as a Regions Private Wealth Advisor. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, overseeing more than $256 billion in assets through a network of over 10,000 advisors.

Matthew Higdon II is a financial advisor at Edward Jones with six years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2019. Prior to his advisory role, he worked in the automotive industry and served ten years in the US Army National Guard, where he was a Company Commander responsible for the health, welfare, and training of soldiers. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various asset levels. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branches.

Juan Varela is a Series 66-licensed financial advisor with three years of industry experience. He is currently affiliated with Cetera and its related entities, having worked there since 2023. Outside of his advisory role, he has worked as a freelance painter. Cetera Investment Advisers LLC is an SEC-registered firm supporting over 10,000 independent advisors and approximately 800,000 clients. The firm offers a range of portfolio management, financial planning, and retirement services across multiple program structures, utilizing both affiliated and third-party investment managers.

Thomas Givens is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Sycamore Bank and F. O. Givens and Company, along with involvement in a non-investment business, OxComm, LLC. He also serves as a non-profit board member on the Planning Commission of Senatobia, Mississippi. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and oversight of more than $819 billion in discretionary assets.

Teri Hirt is a CFP® professional affiliated with Cetera, with 12 years of experience in the financial services industry. She has worked at Cetera since 2023 and has prior experience with Shoemaker Financial and Minnesota Life. Hirt also serves as a volunteer board member for Thrive Memphis, a nonprofit supporting adults with special needs, and the Greater Memphis chapter of the Financial Planning Association, where she contributes to community financial literacy efforts. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services with options including model portfolios, third-party managers, and customized strategies across various program structures.

Kristian Kelly is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. He has worked at Edward Jones since 2024 and is also involved in municipal government as an alderman for the City of Southaven. In addition, he has a role in an online men's coaching business called The Family Captain. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs and affiliated financial services. The firm manages over $1 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.