Michael Tringhese is a CFP® professional with 23 years of experience in the financial services industry. He currently works at PNC Wealth Management and has previously held roles at Wells Fargo Clearing Services LLC, Allstate Insurance Company, and The Huntington Investment Company. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model portfolio available to select employees. The firm employs approved model strategies using mutual funds and ETFs, with portfolio implementation managed by third parties.

John Christman is a financial advisor at Rockefeller Financial LLC with seven years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Rockefeller Financial in 2026, he worked at Merrill for twelve years. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Marcus Hernandez is a financial advisor at Kestra Advisory with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith, Inc. He is the owner and financial advisor of Cabot Family Office and serves as president of the board for the nonprofit Foundation Fuente De Amor. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients, offering services such as fiduciary consulting, compliance testing, employee education, and advisor-managed accounts.

David Moliterno is a Series 65 credentialed advisor affiliated with United Planners Financial Services of America, where he has worked since 2026. He has over a decade of experience in financial services, including running Moliterno Insurance & Financial Services LLC since 2016 and operating independently since 2012. United Planners Financial Services is a national wealth-management enterprise serving a broad client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm employs a network of independent Investment Adviser Representatives and offers both advisory and brokerage services using a mix of custodians and third-party money managers.

Stefanos Newman is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with families to manage and grow their wealth through personalized strategies tailored to clients’ unique financial situations and goals. Stefanos focuses on areas including family wealth management strategies, managing new wealth, personal retirement planning, individual and corporate investment strategy, and tax minimization. He holds professional designations as a CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). Stefanos earned his bachelor's degree from The Ohio State University. Outside of his professional commitments, he enjoys basketball, cooking, spending time with his family, and watching movies.

Natalie Lariccia is a Wealth Management Advisor with Merrill Lynch Wealth Management. She began her career with Merrill Lynch in 2001, initially working as a Client Associate where she obtained her Series 7 and Series 66 FINRA registrations. Since 2009, Natalie has worked with her team, Jones Wealth Management, focusing on individual clients and small business owners, as well as assisting with 401(k) plan clients. Natalie holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Certified 401(k) Professional (C(k)P®). She earned her Bachelor of Science degree in Journalism from Ohio University. Her expertise encompasses areas such as retirement planning, family wealth management, corporate retirement plan services, and women and wealth. Active in her community, Natalie volunteers with organizations that promote women and animals, including The Friends of the Public Library of Youngstown and Mahoning County and The YWCA of Mahoning Valley. She serves as president of the Buckeye chapter of the Merrill Women's Exchange and has been involved with this organization since 2011. Outside of work, Natalie enjoys traveling, wine tasting, music, movies, theater, running, camping, cooking, writing, and yoga.

Kevin Meek is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. His career includes roles at Merrill and Bank of America, N.A. He is based in Poland, Ohio. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Liam Jones serves as a Wealth Management Advisor at Merrill Lynch Wealth Management and is a key member of the Jones Wealth Management team. He focuses on helping clients prepare for their unique financial needs through a goals-based wealth management approach, combining prudent portfolio management and attentive, personalized service. Liam holds a Bachelor's Degree in Finance from Youngstown State University. He has earned the Accredited Portfolio Management Advisor (APMA) designation from the College for Financial Planning Institutes Corp., and the Certified Investment Management Analyst (CIMA) certification through the Investments & Wealth Institute after completing the program at the University of Chicago Booth School of Business. He is also a Chartered Market Technician (CMT) and a Personal Investment Advisor (PIA). Liam is affiliated with professional organizations including the CMT Association and the Investments & Wealth Institute. Born and raised in the Boardman area, Liam is involved in the community through participation with Boardman Park, Boardman Rotary, and Easterseals of Mahoning, Trumbull, & Columbiana Counties. Outside of his professional activities, he enjoys watching and playing various sports such as baseball, basketball, football, golf, and running. He is also passionate about music, including playing guitar, writing songs, and managing a band.

Randall Hart is a financial advisor with Eagle Strategies (NY Life) based in Columbiana, OH. He holds the ChFC® designation and the Series 63 license, and has 35 years of industry experience. He has been with Eagle Strategies since 2011 and has longstanding affiliations with New York Life and its related entities. Outside of his advisory work, Hart serves as choir director at East Fairfield United Methodist Church and is a board member of the Matthews Boat Owners Association, an antique boat club. Eagle Strategies serves both individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis.

Daniel Memo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1998 and began his career with Smith Barney. Daniel focuses on serving high net worth individuals and business retirement planning. He holds FINRA Series 7, 66, 3, and 31 registrations. Daniel earned a Bachelor of Science degree in Business Administration from John Carroll University. He also holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His areas of expertise include college education planning, corporate benefits, equity compensation services, retirement income, and small business strategies. Daniel is active in the Poland community where he resides with his wife, Erin, and their four sons. He participates in organizations such as the Poland Community Baseball Association, Poland Flag Football, and St. Vincent De Paul. He has served as a board member of the Rich Center for Autism and is affiliated with Magic of Michael. Outside of work, Daniel enjoys baseball, basketball, football, golfing, swimming, table tennis, traveling, and spending time with his family.

Todd Westfall is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following three years at WELLS FARGO Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Marcus Debaldo is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of experience in the industry. His prior work includes roles at Austintown Local Schools and Youngstown State University, as well as entrepreneurial experience with Rogue Wave Auto Wash. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options tailored to plan objectives and risk tolerances.

John Wise Jr. is a Series 66-registered financial advisor with Edward Jones in Salem, Ohio, where he has worked since 2009. He has 17 years of industry experience. Outside of his advisory role, he is a member of Melvin Industries, LLC, which leases commercial office space. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

John Fahey is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds Series 66 and Series 63 credentials and previously worked at Eagle Strategies LLC and Nylife Securities LLC, as well as New York Life Insurance Company. He also operates Fahey Financial Strategies LLC, through which he sells New York Life products and brokers non-registered insurance products. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions, offering financial planning, consulting, and access to model wealth portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with sales of financial products, including insurance, and supports lending through a collateralized credit program.

William Miner is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been active in the financial services industry since 1999 and joined Merrill Lynch in 2007. William serves a diverse clientele focusing on areas such as education planning, family wealth management, institutional investment consulting, retirement income, and small business strategies. He holds multiple professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). William earned both a Bachelor's Degree, magna cum laude, and a Master of Business Administration from Youngstown State University. Throughout his career, he has received recognition including being named to Forbes' "Best-in-State Wealth Advisors" list multiple times between 2018 and 2026, as well as Forbes/SHOOK's "America's Top Next-Generation Wealth Advisors" list in 2017 and 2018. He is also a member of the Miner Wealth Management Team, which was named to Forbes' "Best-in-State Wealth Management Teams" list in 2025 and 2026. Born and raised in Mahoning County, William resides in Lowellville with his wife Melissa and their three children. Outside of work, he coaches his children in sporting activities and enjoys baseball, basketball, billiards, camping, chess, cooking, football, golfing, spending time with family, and traveling. William actively participates in community organizations including United Way, Northeast Ohio Adoption Services (where he serves as a board member), Rotary, and the American Heart Association.

Thomas Baker is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a 50% owner of an oil and gas royalty interest in New Martinsville, West Virginia. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Cucitrone is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 2001 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lisa O’bryant is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 11 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following seven years with Bank of America and Merrill. Outside of her advisory role, she is involved with Studio Oxygen Yoga in Canfield, Ohio, where she works as an assistant cook. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by proprietary tools and offers both retail and institutional investment solutions.

Michael Thomas Jr. is a Series 66 licensed financial advisor with 24 years of industry experience. He has been with Stifel since 2009. Outside of his advisory role, he is involved in several entrepreneurial ventures, including co-owning and managing self-service laundromats and a tap room in Ohio. Stifel serves a broad client base that includes individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Callie Lucich is a financial advisor with Ameriprise in Poland, Ohio, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, she worked at BNY Mellon for four years. She is also an associate financial advisor with Integrated Professional Partners, LLC, where she manages an advisory business. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. As a large institutional firm, it also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.