Jason Dillenbeck is a financial advisor with LPL Financial in South Bend, IN, holding Series 65 and Series 63 licenses and possessing 12 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Afa (Okc) from 2013 to 2019 and has been involved with Notre Dame Federal Credit Union since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Matthew Grabner is a financial advisor with LPL Financial in South Bend, IN, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at Cuna Brokerage Services, Inc. and Teachers Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, research, and various investment strategies across discretionary and non-discretionary management styles.

David Grossnickle is a financial advisor with Ameriprise in South Bend, IN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior experience includes roles at LPL Financial and Old National Bank, where he worked for over a decade each. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized, algorithm-supported process to deliver tailored retirement income recommendations.

Bernard Packard II is a CFP® professional with 26 years of experience in the financial industry, currently serving at Raymond James & Associates since 2009. He participates on the finance and investment committee of the LaSalle Council BSA nonprofit and is the head coach for boys and girls cross country, as well as an assistant track coach for distance events, at South Bend Riley High School. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm offers wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, pension plans, corporations, and government entities.

Robb Dejonge is a financial advisor with LPL Financial in South Bend, IN, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has worked with LPL Financial since 2018 and previously with Cetera Advisor Networks for five years. Dejonge also has a longstanding affiliation with Notre Dame Federal Credit Union since 2012. Outside of his advisory role, he is involved in tax preparation and accounting services as well as operating an insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options, leveraging research from multiple sources and various portfolio strategies.

Shirley Myers is a financial advisor at Ameriprise with 37 years of industry experience. She holds a Series 63 designation and has been with Ameriprise since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Matthew Urbanski is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Minnesota Life Insurance Company, Securian Financial Services, Shoemaker Financial, and Preusski, LLC. Outside of his advisory work, Urbanski serves on religious organization committees in South Bend, Indiana. Cetera Investment Advisers LLC operates as an SEC-registered multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial consulting services with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Matthew Kahn is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He joined Merrill in 1993 and specializes in strategies to assist high net-worth families and business owners in pursuing their financial goals while simplifying wealth complexities. His areas of expertise include family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, personal retirement planning, philanthropic planning, portfolio management services, as well as individual and corporate investment strategy and retirement income. Matthew earned his Bachelor's Degree from Indiana University. He holds the Certified Private Wealth Advisor® certification obtained in 2017 and the Certified Plan Fiduciary Advisor® certification achieved in January 2019. Over the years, he has been recognized on the Forbes "Best-in-State Wealth Advisors" list for seven consecutive years, including 2025, and as part of the Forbes "Best-in-State Wealth Management Teams" in 2023 through 2026 as a member of Kahn, Ruthrauff & Associates. He is engaged in his community and serves on several boards and committees such as the Civic Center Board of Managers, Downtown South Bend Inc, and South Bend Civic Theatre. Matthew is involved with local organizations including Stanley Clark School, South Bend Venue Parks and Arts, and Wellfield Botanical Gardens. He was born and raised in South Bend, attended Stanley Clark School, Clay High School, and Indiana University. Matthew and his wife, Janine, have one daughter. His personal interests include golfing, reading, skiing, surfing, tennis, and spending time with his family.

Scott Smith is a financial advisor with Ameriprise Financial Services, holding a Series 63 credential and over 34 years of industry experience. He has worked at Ameriprise Financial Service, LLC since 1991 and was with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory practice, Smith serves on two nonprofit boards in Indiana. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Stephanie Heinze is a Financial Advisor at Merrill Lynch Wealth Management in South Bend, Indiana. She is a CERTIFIED FINANCIAL PLANNER® professional and Chartered Retirement Planning Counselor™ with over nine years of experience. Stephanie works with individuals, families, and business owners to develop personalized, goal-based wealth management strategies that focus on growing, protecting, and transferring wealth across generations. In her role, Stephanie specializes in designing and implementing customized retirement plans for business owners, aligning their business growth with employee financial well-being. She holds licenses in both investments and insurance, enabling a comprehensive approach that includes retirement planning, education funding, risk management, and legacy strategies. Prior to joining financial services, Stephanie served five years in the U.S. Army, including a tour in Iraq. Stephanie earned her bachelor's degree from Central Michigan University and her MBA from Auburn University. She lives in St. Joseph, Michigan with her two children and participates in community service through her active membership in the Women's Service League.

Christine Chun is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she has held positions at Chicago Public Schools and the Lucy Family Institute for Data & Society, among others. Outside of her advisory role, she operates a photography business specializing in photo sessions and editing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Brandelyn Rodriguez is a financial advisor with LPL Financial, holding a Series 66 designation and beginning her advisory career in 2025. She has 20 years of prior experience at Kruggel Lawton & Company, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Randall Raciti is a financial advisor at Cetera with over 42 years of industry experience. He holds the Chartered Financial Consultant (ChFC®) designation and the Series 63 license. Randall has held various roles at firms including Shoemaker Financial, Securian Financial Services, Inc., and Minnesota Life Insurance Company. Outside of his advisory work, he owns an accounting firm, Healy Tax LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of investment strategies and program options, managing over $256 billion in assets through more than 10,000 advisors nationwide.

Deborah Smogor is a financial advisor with Merrill in South Bend, Indiana, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Merrill since 2015 and also works with Bank of America, N.A. since 2016. Outside of her advisory role, she serves as a board member and chair of the board for YWCA North Central, where she participates in finance, audit, and fundraising committee meetings, and is involved with the Women of Vision group supporting domestic violence awareness and women’s empowerment. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and tax-aware investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Michael Fred is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in providing personalized investment guidance. Michael earned a Bachelor's Degree from Ball State University. His role involves advising clients on wealth management strategies to help meet their financial goals.

Laura Troyer is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, United Federal Credit Union, and Cuso Financial Services. She operates out of Buchanan, Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, with discretionary and non-discretionary management options supported by research from internal and third-party sources.

Shane Shidler is a CFP®-designated financial advisor with Edward Jones in Niles, MI, where he has worked since 2007. He has 18 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Tim Wilson is a Financial Consultant with over 10 years of experience in the financial services industry. He has held various roles including Investment Consultant at Fidelity Investments, Financial Planner at Prudential, Financial Advisor at VALIC - Corebridge Financial, and Paraplanner at Ameriprise Financial. Throughout his career, Tim has partnered with clients to develop, implement, and maintain financial plans aimed at achieving their individual definitions of success. He focuses on building strong relationships and educating clients on financial concepts to help them and their families build lasting wealth, safeguard assets, and navigate investments with clarity and confidence. Outside of his professional work, Tim enjoys attending concerts, fitness activities, social events with friends, golf, and hiking.

Jacqueline Rico is a financial advisor with Fidelity, holding a Series 66 designation and 12 years of industry experience. Her previous roles include positions at LPL Financial and 1st Source Bank, with a recent tenure at Fidelity Investments beginning in 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment products and model portfolios.

Gregory Surber is a financial advisor with Edward Jones in Niles, MI, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.