Steven Story is a Series 65 licensed advisor with eight years of industry experience, currently serving at GEM Asset Management, LLC. He has been with GEM since 2003. GEM Asset Management provides discretionary investment management and financial planning to individuals, qualified retirement plans, and charitable organizations. The firm employs globally diversified portfolios emphasizing factor exposures and generally favors low-cost passive funds while incorporating active management in certain sectors.

Sonia Patel is a CFA® charterholder with eight years of industry experience, currently serving at Arbor Trust Wealth Advisors, LLC since 2023. Prior to joining Arbor Trust, she worked for twelve years at Bank of Ann Arbor. She is a member of the Investment and Finance Committee at the Ann Arbor Area Community Foundation. Arbor Trust Wealth Advisors provides discretionary investment management, financial planning, retirement-plan advisory, and trust and estate settlement services. The firm serves individuals, high-net-worth clients, and institutional accounts, constructing customized long-term portfolios using fundamental analysis and a mix of equities, fixed income, mutual funds, ETFs, and occasionally REITs and limited partnerships.

Lisa Carey is a CFP® with eight years of industry experience and has been with GEM Asset Management, LLC since 2012. She holds the Series 63 designation and works from Plymouth, MI as part of a six-advisor team. GEM Asset Management, LLC provides discretionary investment management and financial planning services to individuals, qualified retirement plans, and charitable organizations. The firm constructs globally diversified portfolios that emphasize factor exposures and combines low-cost passive funds with active management in less efficient sectors.

Bradley Hoekstra is a financial advisor at GEM Asset Management, LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience at Michigan State University, NextEra Energy, and Pet Supplies Plus. GEM Asset Management provides discretionary investment management and standalone financial planning to individuals, qualified retirement plans, and charitable organizations. The firm emphasizes globally diversified, factor-based portfolios using primarily low-cost passive funds alongside active management in select sectors.

Devon Mcardle is a financial advisor with McDonald Partners LLC in Ann Arbor, MI, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Thomas McDonald Partners, LLC since 2008. McDonald Partners LLC serves individual investors across wealth levels as well as institutional clients, offering investment management, financial planning, pension consulting, and brokerage services. The firm combines advisory and broker-dealer functions and manages affiliated private funds alongside third-party portfolio strategies.

Cyril White is a financial advisor at Four Financial Management with 21 years of industry experience. He holds a Series 66 designation and has prior experience with LPL Financial and other business ventures including ownership of Be Bold Excel Fitness. Additionally, he is a published book author. Four Financial Management serves individual investors, non-profits, trusts, retirement plans, and business entities, offering portfolio management, financial planning, and estate settlement assistance. The firm emphasizes asset allocation and customized strategies, using both proprietary analysis tools and third-party model portfolios, and operates through affiliations with LPL Financial and related entities.

Brock Hastie is a financial advisor at Retirement Income Solutions, Inc. in Ann Arbor, MI, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has been with Retirement Income Solutions since 2012. Outside of his advisory role, he is a partner with a 25% ownership stake in M4P Partners, LLC, a non-investment related real estate holdings company. Retirement Income Solutions serves individuals, trusts, pension and profit-sharing plans, corporations, and not-for-profit entities, offering discretionary portfolio management and financial planning. The firm employs a committee-driven, active management approach and manages multi-billion dollar assets with a relatively small team of 12 advisors.

Audrey Feldpausch is a CFP® and Series 65-licensed financial advisor with five years of industry experience. She is currently with Stenger Family Office, LLC, where she has worked since 2023, following prior roles at Timothy Financial Counsel, Inc. and multiple other firms. Stenger Family Office serves a diverse client base including individuals, trusts, pension plans, and charitable organizations, managing approximately $735 million. The firm utilizes varied investment strategies such as factor analysis and fundamental security analysis, and offers segmented services ranging from wealth management to a subscription content service and pension consulting.

Karen Chapell is a financial advisor with Retirement Income Solutions, Inc. in Ann Arbor, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has been with Retirement Income Solutions since 2012. Outside of her advisory role, she is a partner with 25% ownership in M4P Partners, LLC, a non-investment related real estate holdings company. Retirement Income Solutions serves individuals, trusts, pension and profit-sharing plans, corporations, and not-for-profit entities with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a committee-driven, active management investment process and manages multi-billion dollar assets with a relatively small team of 12 advisors.

Evan Leroy is a financial advisor with Retirement Income Solutions, Inc. in Ann Arbor, MI, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Bank of Ann Arbor, Fifth Third Securities, and Morgan Stanley. Retirement Income Solutions is a fee-only advisory firm managing approximately $3.0 billion across 1,265 clients with a 16-advisor team. The firm serves individuals, trusts, retirement plans, nonprofits, and other entities using an active management approach guided by a six-step process and a discretionary Seasonal Strategy, focusing on retirement plan consulting, participant education, and a formal Asset Monitoring service.

Michael Kaplan is a financial advisor with Four Financial Management in Ann Arbor, MI, holding Series 63 and Series 65 licenses. He has 28 years of industry experience, including roles at LPL Financial and as principal of Provizr. Kaplan is also involved in a tax preparation and accounting service through Four Financial Tax Services. Four Financial Management provides portfolio management, financial planning, and consulting services to individual investors, non-profits, trusts, retirement plans, and businesses. The firm employs a customized investment approach focusing on asset allocation, income, capital preservation, and tactical growth, utilizing both proprietary tools and third-party models.

Nicklaus Areddy is a CFP® and Series 65 credentialed advisor with 13 years of industry experience. He is currently with Diversified, LLC, a team firm based in Ann Arbor, MI, and previously worked for Pollock Investment Advisors LLC. Diversified, LLC offers financial planning and portfolio management to a wide range of clients including individuals, high-net-worth clients, corporations, trusts, and charitable organizations. The firm employs a two-phase planning process and utilizes diversified, long-term asset allocation strategies, incorporating tools such as options and leveraged ETFs, and may use AI in research and portfolio management.

Melissa Joy is a CFP® with 22 years of experience in the financial services industry. She is currently with Pearl Planning and has previously worked at Stephens Consulting, Raymond James Financial Services, and the Center for Financial Planning. Outside of advisory work, she serves on the investment committee of the First Congregational Church in Ann Arbor. Pearl Planning is a team-based firm serving individuals, high-net-worth clients, qualified retirement plans, trusts, estates, and business owners. The firm offers discretionary and non-discretionary portfolio management along with integrated financial planning and consulting, utilizing a diverse range of investment strategies and third-party platforms.

Toni Wander is a CFP® professional with eight years of industry experience. She currently serves as an advisor at Pearl Planning and has previously worked at Stephens Consulting, Legacy Wealth Planning, Old National Bank, and Plante Moran financial advisors. Pearl Planning advises individuals, qualified retirement plans, trusts, estates, and business owners, providing discretionary and non-discretionary portfolio management along with integrated financial planning and consulting. The firm employs client-specific allocations across various asset types and uses third-party tools such as the Pontera platform for managing held-away accounts and AI-assisted client relationship tools.

Caleb Collier is a financial advisor at MariPau Wealth Management LLC with 10 years of industry experience. He holds a Series 65 designation and has held roles at Signal Advisors USA, Inc., AE Wealth Management, LLC, and Global Financial Private Capital, LLC. In addition to his advisory work, he serves as Vice President and insurance agent at Senior Benefits and Planning, LLC dba Collier Financial, where he is involved in business operations and insurance sales. MariPau Wealth Management provides tailored investment advisory and portfolio management services along with financial planning, consulting, and educational seminars for individual and high-net-worth clients. The firm utilizes third-party managers, model portfolios, and technology platforms to support its investment approach and coordinates advice through a network of advisory affiliates.

Connor Gordon is a financial advisor at GEM Asset Management, LLC with two years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining GEM Asset Management, he worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities LLC. GEM Asset Management serves individual and high-net-worth clients, qualified retirement plans, charitable institutions, and foundations, offering discretionary investment management and stand-alone financial planning. The firm uses globally diversified, factor-driven portfolios emphasizing low-cost passive funds and employs proprietary models and option overlays in select strategies.

Alec Waldman is a financial advisor at Pearl Planning with a Series 65 designation and one year of industry experience. Prior to joining Pearl Planning, he spent four years at the University of Michigan - Ann Arbor and one year with the William & Marie Carls Family YMCA. Pearl Planning serves individuals, qualified retirement plans, trusts, estates, and business owners by providing discretionary and non-discretionary portfolio management alongside integrated financial planning and consulting. The firm utilizes a range of investment strategies and third-party tools, including the Pontera platform for managing held-away accounts and AI-assisted client relationship tools.

Genevieve Guys is a financial advisor at Pearl Planning with a Series 65 designation and two years of industry experience. Her prior firms include Asset Allocation Strategies, Northern Trust, and Standish Management. She also works as a conservation specialist involved in life insurance and fixed/index annuity sales. Pearl Planning serves individuals, qualified retirement plans, trusts, estates, and business owners, offering portfolio management and integrated financial planning. The firm uses a range of investment strategies and third-party platforms to deliver client-specific solutions and employs operational features uncommon for its size.

Tyler Bashaw is a financial advisor at JLB & Associates Inc with a Series 65 designation and six years of industry experience. He has been with JLB & Associates since 2018 and previously attended Eastern Michigan University from 2013 to 2017. JLB & Associates is a registered investment adviser that manages discretionary portfolios for individuals, trusts, corporations, and employee benefit plans, including high-net-worth clients. The firm employs a fundamental analysis approach, focusing on a defined universe of about 200 companies and emphasizing investment-grade corporate bonds in fixed-income management.

Lisa Myers is a financial advisor at Retirement Income Solutions, Inc. She holds Series 65 and Series 63 licenses and has been with the firm since 2007. Based in Ann Arbor, MI, she is part of a 16-advisor team at Retirement Income Solutions. Retirement Income Solutions is a fee-only advisory firm serving individuals, high-net-worth clients, trusts, retirement plans, nonprofits, and other entities. The firm manages approximately $3.0 billion, employing an active management approach guided by a structured investment process and a discretionary Seasonal Strategy.