Patrick Rice is a CFP® and CFA® with 18 years of industry experience. He has been with Mainstay Capital Management, LLC since 2005. The firm is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets, primarily serving individuals, retirees, and workplace retirement plan participants. Mainstay Capital Management employs a tactical asset allocation approach and is notable for its focus on workplace savings plan management, including services for employees and retirees of large employers such as General Motors and Ford.

Nolan Eriksen is a financial advisor at Prospera Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at First Command Brokerage Services, Inc. and served in the Department of Defense for several years. Prospera Financial Services, Inc. is a multi-team firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves a broad range of clients, including individuals, retirement plans, trusts, and charitable organizations, offering financial planning, portfolio management, and access to multiple advisory platforms and programs.

William Myers is a financial advisor at Plante Moran Financial Advisors with three years of industry experience. He holds a Series 65 designation and has previously worked at Merrill Lynch, Shanty Creek, Dewitt Marine, and served at the University of Alabama. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate planning services to a diverse client base, including high-net-worth individuals, institutional clients, and sovereign wealth funds. The firm’s investment approach integrates fundamental, technical, and cyclical analysis with a proprietary equity market valuation model and utilizes both discretionary and non-discretionary portfolio management.

Gregory Adamczyk is a financial advisor with The Patriot Financial Group, LLC in Grand Blanc, MI, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at J.P. Morgan Securities, LLC, JP Morgan Chase Bank, n.a., Oppenheimer & Co., and PNC Wealth Management. The Patriot Financial Group offers investment advisory and financial planning services to individuals, small businesses, trusts, estates, and retirement plans. The firm customizes portfolios based on client goals and risk tolerance, employing a variety of investment options and analytical methods while utilizing both in-house and third-party resources.

Zachary Wilcox is a financial advisor at Mainstay Capital Management, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Sovita CU, OLV Investment Group, and Huntington Bank. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach and offering dedicated 401(k) portfolio management, comprehensive wealth management, and financial planning services.

Ian Eriksen is a financial advisor with Prospera Financial Services, Inc. He holds a Series 66 credential and has five years of industry experience. His prior work includes roles at Jackson National Life Distributors, Summit Financial Group, and Cetera Advisor Networks. Outside of his advisory role, he serves as an assistant football coach at Clarkston Community School. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Thomas Kaufman is an advisor at HBW Advisory Services LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at HBW Advisory Services since 2013, with prior roles at HBW Securities LLC and Cetera Advisor Networks LLC. He is also the owner of TMK Financial Services LLC, a tax and accounting business. HBW Advisory Services manages approximately $1.75 billion in client assets and provides asset management, financial planning, and consulting services to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach, utilizing third-party money managers and multi-manager diversification, and serves a large client base with a mix of retail, institutional, and intermediary relationships.

Chad Kreda is a financial advisor at Kintra Wealth, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Commonwealth Financial Network, Mainstay Capital Management, Sentinel Pension Advisors, Financial Technology, Inc., Horizon Financial, and Michigan State University. Kintra Wealth serves individuals, families, trusts, charitable organizations, foundations, pension plans, and corporations by offering wealth management, financial planning, retirement-plan consulting, and portfolio management. The firm employs a model-driven investment process combined with fundamental security analysis and provides specialized services such as business exit planning and institutional advisory through affiliated entities.

Erica Witmer is a financial advisor at Mainstay Capital Management, LLC with nine years of industry experience. She holds Series 63 and Series 65 designations and has been with Mainstay Capital Management since 2013. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, using a tactical asset allocation approach that incorporates fundamental, technical, cyclical, quantitative, and qualitative analysis.

Catheryn Makela is a CFP® professional with 10 years of experience in the financial services industry. She has worked at Mainstay Capital Management, LLC since 2024 and previously held roles at LPL Financial and JP Morgan Chase Bank. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in assets, primarily serving individuals, retirees, and workplace retirement plan participants. The firm employs a tactical asset allocation approach and offers specialized management for workplace savings plans, including individual 401(k) accounts.

Bartholomew Mackler is a financial advisor at Mainstay Capital Management, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial, Raymond James Financial Services, and TD Ameritrade. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets as of mid-2025. The firm primarily serves individuals, retirees, and workplace retirement plan participants, using a tactical asset allocation approach and providing specialized 401(k) portfolio management and comprehensive wealth management services.

Patricia Thompson is a financial advisor at Oppenheimer with Series 63 and Series 65 licenses and 44 years of industry experience. She has been with Fahnestock & Co., Inc. since 1999. Outside of her advisory work, she serves as a consultant for Norwex, assisting mainly with fundraisers for nonprofit organizations. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services encompassing equity, balanced, and fixed-income portfolios through both discretionary and non-discretionary approaches.

Kathryn Saylor is a financial advisor at Fifth Third Securities, Inc. with six years of industry experience. She holds the Series 66 designation and has been with Fifth Third Securities since 2019, having also worked at Fifth Third Bank since 2010. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Scott Sobol is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2000. Outside of his advisory role, Sobol serves as treasurer of the Cambridge Park HOA and co-trustee of a family irrevocable trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations with a range of discretionary and non-discretionary investment programs spanning equity, balanced, and fixed-income portfolios. The firm maintains custody of client assets while operating both advisory and broker-dealer businesses and offers advisory services that include strategic asset allocation and customized retirement consulting.

Danielle Mc Clung is a financial advisor with Bankers Life Advisory Services, Inc. She holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to her advisory role, she worked at Hilldale Veterinary Hospital and the Michigan Animal Rescue League. She is also an insurance agent licensed to sell life, health, and annuity products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a blend of fundamental, technical, and cyclical analysis to create tailored investment strategies aligned with clients' goals and risk tolerances.

Colene Bradley is a financial advisor at Fifth Third Securities, Inc. with 22 years of industry experience. She holds Series 63 and Series 65 designations and has been with Fifth Third Securities since 2003, also working with Fifth Third Bank since 2000. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, supported by its registration as a broker-dealer, SEC-registered investment adviser, and municipal advisor.

Sheryl Stephens is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 63 and Series 65 credentials and 49 years of industry experience. Her prior roles include positions at Raymond James Financial Services Advisors, Inc. and Stephens Wealth Management Group. She also has experience managing her own advisory and consulting firms. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, and outsourced chief investment officer services to individual investors, corporations, and institutional clients. The firm combines in-house asset-allocation modeling with third-party independent managers and employs both active and passive investment strategies across public and private asset classes.

Amy Lincoln is a financial advisor with Fifth Third Securities, Inc. in Highland, MI, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Fifth Third Securities since 2009. Outside of her advisory role, Lincoln owns and operates Crystal Gardens Banquet Hall, a wedding and banquet center in Clio, MI. Fifth Third Securities, Inc. offers brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm provides multiple discretionary managed-account options, including advisor-directed models and separately managed accounts, with features such as direct indexing and a tax-overlay service.

Terance Bertrand is a financial advisor at Oppenheimer with 23 years of industry experience. He holds Series 65 and Series 66 credentials and has been with Fahnestock & Co. Inc., part of Oppenheimer, since 2003. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations through a variety of programs. The firm offers equity, balanced, and fixed-income portfolio management with both discretionary and non-discretionary services, maintaining custody of client assets while operating both advisory and broker-dealer businesses.

Kenneth Duetsch II is a CFP® and CFA® with seven years of industry experience. He is currently with Savant Wealth Management and previously worked at Grand Capital Advisors, LLC and Huntington Bank. Kenneth serves as board treasurer for the Mott Children's Health Center and is on the finance committee of the Boys and Girls Club of Great Flint. Savant Wealth Management provides comprehensive wealth management, financial planning, and retirement plan consulting to individuals, families, and institutional clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies, supported by in-house legal, accounting, and trust services.