Bryce Lipovsky is a financial advisor at Hantz Financial Services, Inc. based in Midland, MI. He holds a Series 66 designation and has six years of industry experience. His work history includes roles at Northwood University, WillSub, DNR, and Northwestern Mutual before joining Hantz Financial Services in 2020. Hantz Financial Services, Inc. serves individual investors, corporate, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm focuses on diversified, ETF-centered model portfolios, asset allocation, and periodic rebalancing, while offering a range of financial planning, portfolio management, and consulting services.

Joshua Baeza is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 66 licenses and six years of industry experience. Before joining Benjamin F. Edwards in 2024, he worked at Prudential Investment Management Services LLC, Prudential Insurance Company of America, and Prudential Annuities Distributors. Prior to his financial services career, he was involved in entrepreneurial ventures including Claude's Sauces. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers fee-based wrap programs, financial planning, retirement consulting, and investment management through a variety of managed strategies and maintains internal custody, trading, and advisory capabilities.

Erin Lemke is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, with over 31 years of industry experience. She has been with Hantz Financial Services since 1999 and holds a Series 63 designation. Outside of her advisory role, she is involved in a home-based health supplement distribution business and participates as an advocate with Surve-Us, LLC, focusing on educating nonprofit organizations about merchant services. Hantz Financial Services serves a diverse client base including individuals, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and offers a range of financial planning, wealth management, and fiduciary services supported by affiliated tax, business consulting, and trust capabilities.

Daniel Dueweke is a financial advisor with Commonwealth Financial Network and Shoreline Wealth Partners, holding the CFP® designation and Series 63 and 65 licenses. He has 26 years of industry experience, including roles at Cetera and Independent Bank. He is co-owner of Shoreline Wealth Partners, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports affiliated advisors with operations, trading, technology, compliance, and practice-management resources, while offering distinct investment program structures and model portfolios managed by its Investment Management and Research team.

Zhi Hong Liu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has a diverse background including roles at General Motors and V2soft Inc, and he owns an acupressure massage and reflexology business. Liu also works as a quality engineer in automotive manufacturing. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individual investors, employer-sponsored retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers through multiple platforms such as Transamerica ONE and TFA365, managing approximately $1.7 billion in assets under management.

David Abbs is a CFP® with 44 years of industry experience, currently serving as an investment advisor at CWM, LLC. He has previously worked at LPL Financial and Cetera Wealth Services. Outside of his advisory role, he is involved in several local organizations, including serving as a board member for the 100 Club of Saginaw County and secretary of the Foundation Board of Saginaw Valley State University. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, and institutions through over 600 advisors. The firm provides portfolio management, financial planning, and retirement services, utilizing model portfolios and a combination of fundamental and technical analysis supported by third-party sub-advisors and customization tools.

Daniel Nelson is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has been with Hantz Financial Services since 2014. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers expanded implementation capabilities through affiliated banking, tax, consulting, insurance, and mortgage businesses.

Chad Capp is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Hantz Financial Services since 2002. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies and offers a range of advisory and implementation services, supported by affiliated entities such as a trust bank and in-house tax and consulting services.

Fred Carter is a financial advisor with Commonwealth Financial Network in Saginaw, MI, holding Series 63 and Series 66 credentials and 38 years of industry experience. He has been with Commonwealth since 2003. Outside of advisory work, he is a co-owner of Carter Soap, a local business in Saginaw, MI. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment options, while providing operations, trading, technology, compliance, and practice-management support to affiliated advisors.

Mirandy Myers is a financial advisor at Hantz Financial Services, Inc. She holds a Series 65 designation and has two years of industry experience. Her prior work includes roles at Mid Michigan Health, Cuptured, and Pure Laundry LLC. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate and retirement plan sponsors with diversified, ETF-centered model portfolios, wealth management, and retirement consulting through a multi-advisor platform.

Michael Stelter is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and over 40 years of industry experience. He has been with Hornor, Townsend & Kent since 1987 and has a longstanding affiliation with Penn Mutual Life Insurance since 1984. Outside of his advisory role, Stelter owns and operates a life insurance brokerage business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services to provide custody, execution, brokerage, and investment advice through a platform that includes third-party asset managers and both discretionary and non-discretionary account options.

Cameron Formsma is a financial advisor at Hantz Financial Services, Inc. in Midland, Michigan, holding a Series 66 credential with one year of industry experience. Prior to joining Hantz Financial Services, he held various roles including positions at Sam's Club and Saginaw Valley State. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering services such as financial planning, portfolio and wealth management, and retirement-plan advisory. The firm employs model-driven ETF strategies and provides a range of implementation capabilities, including access to private funds and technology-assisted client data analysis.

Matthew Bishop is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Benjamin F. Edwards & Company, Inc. since 2013. He holds the Series 63 license and serves on the board of CBM Services, Inc., a non-investment related organization in Midland, Michigan. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of advisory services through fee-based wrap programs and utilizes both in-house and third-party managed strategies across multiple asset classes.

Gage Gransden is a Series 66 credentialed financial advisor with two years of industry experience, currently with Hantz Financial Services, Inc. in Midland, MI. His prior work includes roles at JJ Kosher Store, Campus Den, and several educational institutions. Hantz Financial Services is an enterprise investment adviser and broker‑dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform, offering diversified ETF-centered portfolios, financial planning, and wealth management services.

Weston Powell is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, with four years of industry experience. Prior to joining Hantz Financial Services, he worked at Northwood University and has held roles in both educational and retail settings. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform, offering services including financial planning, portfolio management, and retirement consulting with an emphasis on diversified, ETF-centered model portfolios.

Wendy Shannon is a financial advisor with Wealth Enhancement Advisory Services, LLC in Saginaw, MI, holding a Series 66 designation with 10 years of industry experience. Her prior experience includes roles at L.M. Kohn & Company and Edward Jones. Outside of advising, she owns Michigan Patchwork Studio, which sells sewn crafts and quilts, and participates seasonally as an ornament personalizer at Bronner’s Christmas Wonderland. Wealth Enhancement Advisory Services offers financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified investment approach combining passive and active managers and provides multiple program options supported by an internal Investment Committee.

Ryan Micho is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding a Series 65 designation with 10 years of industry experience. He has been with Hantz Financial Services since 2012. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers a range of financial planning, portfolio management, and fiduciary services supported by affiliated banking, tax, and insurance capabilities.

Carly Wieland is a CFP® and ChFC® with two years of experience in the financial advisory industry. She is currently with CWM, LLC and previously worked at Carson Wealth and Abbs Retirement Planning Advisors. Prior to her advisory roles, Wieland held positions at Nexteer Automotive, Saginaw Valley State University, and Dow Chemical. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, typically managing discretionary accounts using model portfolios governed by an in-house Investment Committee.

Clayton Funnell is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding a Series 66 designation with 15 years of industry experience. He has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers a range of financial planning, wealth management, and fiduciary services supported by affiliated banking, tax, and consulting entities.

Connor Smith is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds a Series 66 designation and has prior work experience in the food service and landscaping industries. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach with ETF strategies, separately managed accounts, and unified managed accounts, supported by affiliated banking, tax, and consulting services.