Jeffrey Sieffert is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Bankers Life Securities since 2016 and has worked at BANKERS LIFE since 1998. In addition to his advisory role, he serves as a unit field trainer recruiting and training insurance agents. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, periodic rebalancing, and a mix of fundamental, technical, and cyclical analysis to guide investment decisions.

Caleb Christe is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has worked in various roles including positions at Nexteers Automotive and several educational institutions. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach utilizing ETF strategies, separately managed accounts, and unified managed account solutions, supported by a broad range of affiliated financial and consulting services.

Kelly Neil is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding a Series 66 designation with 19 years of industry experience. He has been with Hantz Financial Services since 2008. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts and offers a range of financial planning, wealth management, and fiduciary services.

Joseph Swope is a financial advisor with Hantz Financial Services, Inc., holding a Series 66 designation and three years of industry experience. He has worked at Hantz Financial Services since 2023 and previously oversaw security operations for Cardinal Corners LLC, a non-investment-related apartment complex. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm focuses on diversified, ETF-centered model portfolios, asset allocation, and tax-aware implementations, offering a range of financial planning and wealth management services alongside mortgage brokerage and insurance through affiliated agencies.

Gavin Patterson is a Certified Financial Planner® with three years of industry experience, currently serving as an advisor at Hantz Financial Services, Inc. He has worked at Hantz Financial Services since 2022 and previously held roles at Saginaw Valley State University, Subway, M.J. Electric, and New Lothrop High School. Hantz Financial Services, Inc. is an enterprise investment advisor and registered broker‑dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate and retirement plan sponsors through a multi-advisor platform offering diversified ETF-centered model portfolios, wealth management, retirement plan consulting, and affiliated mortgage and insurance services.

Joanne Rose is a financial advisor at Hantz Financial Services, Inc. with 10 years of industry experience. She has held positions at Hantz Financial Services since 2017 and previously worked at AXA Advisors, LLC from 2016 to 2017. Rose holds Series 63 and Series 65 licenses. Hantz Financial Services is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors with approximately $10 billion in assets under management. The firm emphasizes diversified, ETF-focused model portfolios and offers a range of financial planning, wealth management, and consulting services through a multi-advisor platform.

Linda Collier is a financial advisor with PNC Wealth Management based in Saginaw, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. Her prior work includes roles at Merrill and Bank of America. She has been with PNC Investments since 2017. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary, invitation-only digital portfolio platform that uses algorithmic risk assessment and invests in approved mutual funds and ETFs with annual rebalancing.

Andrew Schiefer is a financial advisor with Hantz Financial Services, Inc. in Bay City, MI, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with Hantz Financial Services since 2001. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts, unified managed accounts, and access to alternative investments, supported by affiliated entities offering tax, business consulting, insurance, mortgage, and trust services.

Raymond Pape is a financial advisor with Commonwealth Financial Network and Shoreline Wealth Partners, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior work includes roles at Cetera and Independent Bank. He is a co-owner of Shoreline Wealth Partners, a private entity focused on securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, technology, investment management, compliance, and practice management.

Daniel Alarie is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience and a Series 65 designation. He has worked at Hantz Financial Services since 2018 and previously operated G's Pizzeria & Deli for 13 years. Hantz Financial Services, Inc. is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform offering diversified, ETF-centered model portfolios, financial planning, and wealth management services.

Patrick Nelson is a CFP® professional with 19 years of industry experience, currently serving at Hantz Financial Services, Inc. since 2007. He holds Series 63 and Series 65 licenses and is based in Bay City, MI. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, supported by affiliated banking, tax, business consulting, and insurance services.

Tyler Quinn is a financial advisor with The Huntington Investment Company, holding Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Ameriprise Financial Services, The Huntington National Bank, and Sigma Financial Corporation. Outside of finance, he serves as a Theatre Tech Director at Freeland Schools, where he teaches students technical skills related to musical productions. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other business entities. The firm offers multiple wrap-fee programs using an open-architecture platform that combines third-party and affiliate models, with services including portfolio management, trade execution, and custodial support.

Jimmey Sequin II is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Hantz Financial Services since 2000 and also has a 21-year work history at Northwood University. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed and unified managed accounts and offers expanded implementation capabilities through affiliated entities such as a trust bank and in-house consulting services.

William Bates is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked at LPL Financial since 2020 and previously held roles at Royal Alliance Associates, Professional Affiliation Program, BBCM Financial Services, and operated as an independent insurance agent. His outside business activities include non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management, supported by research from LPL Research and third-party subadvisors.

Noah Ferrio is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He has worked with CUNA Brokerage Services and Cuna Mutual Group since 2015 and joined LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from multiple sources.

Matthew Leppek is a financial advisor with Edward Jones in Bay City, MI, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Wanigas Credit Union and J & J Collision. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm operates an SEC-registered advisory program with approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee portfolios, separately managed accounts, and affiliated mutual funds.

Benjamin Dollard is a financial advisor with Ameriprise in Midland, MI, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Humane Society of Midland County. Ameriprise provides a retirement-income planning service tailored for individuals nearing or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Elliott is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on connecting clients to the people, planning, and processes that align with their unique financial ambitions. Michael works closely with clients to help them plan and fund children’s education, prepare for retirement and potential healthcare expenses, and develop personalized strategies aimed at achieving long-term family goals. Michael holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned his High School Diploma from Saginaw High School. His approach emphasizes simplicity and transparency in wealth planning, ensuring clients feel confident and informed throughout the process. As a Merrill advisor, Michael prioritizes integrating all aspects of a client’s financial life to focus on the goals that matter most.

Charisse Veresh is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Lynn Gehoski is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and 38 years of industry experience. She has worked at Raymond James since 2018, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and public entities, and offers financial planning and consulting services with a nondiscretionary approach supported by firm research and a variety of portfolio management strategies.