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Tyler B

Series 65

Hamilton, MI

Foundations Investment Advisors LLC

Tyler Bosch is a financial advisor at Foundations Investment Advisors LLC in Hamilton, MI, holding a Series 65 credential with two years of industry experience. Prior to joining Foundations, he worked at MDRN Capital, LLC and has operated Bosch Financial Services, LLC since 2018, where he sells life insurance and annuities. Outside of advising, he serves as a referral partner for Strike Tax, a firm offering R&D tax credit studies for small to mid-sized businesses. Foundations Investment Advisors provides financial planning and portfolio management to individual and high-net-worth clients, retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis along with model portfolios and an asymmetric rebalancing approach, supported by a large network of affiliated offices.

ESG / Sustainable investing
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Michael D

CFP®, Series 63, Series 66

Holland, MI

Advisory Alpha, LLC

Michael Dewitt is a CFP® with ten years of industry experience, currently serving as a financial advisor at Advisory Alpha, LLC. He has held positions at Fidelity and MDRN Capital LLC prior to joining Advisory Alpha. Outside of his advisory work, he is the owner of Booner Mountain Outdoors LLC. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other RIAs and employs a broad range of managed portfolio strategies overseen by an internal Investment Team.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Nicholas H

CFP®, CFA®, Series 66

Holland, MI

Advisory Alpha, LLC

Nicholas Heinrich is a CFP®, CFA®, and Series 66-registered advisor with Advisory Alpha, LLC, based in Holland, MI. He has 11 years of industry experience, including prior roles at Triad Advisors, Inc. Heinrich is also a licensed insurance agent, offering term life insurance, annuities, and fixed insurance products to clients. Advisory Alpha is an SEC-registered firm managing over $4.3 billion for individual and high-net-worth clients. The firm utilizes a centralized Investment Team to implement a fund-of-funds approach across diverse managed portfolio series and serves as a subadvisor and co-advisor to other registered investment advisers.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Manuel C

Series 63, Series 65

Zeeland, MI

HBW Advisory Services LLC

Manuel Campins is a financial advisor at HBW Advisory Services LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cetera Advisor Networks LLC and HBW Securities LLC. Outside of advising, he owns and operates a farm where he maintains fields and sells blueberries. HBW Advisory Services manages approximately $1.75 billion in client assets, serving individuals, families, charitable organizations, and institutional clients with asset management, financial planning, and consulting. The firm employs a blended investment approach using third-party money managers, model portfolios, and tactical asset allocation, and is noted for its high client load per advisor and diversified service offerings including sub-advisory and retirement plan subscription services.

College savings (529s, UTMA, etc.)
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James H

CFP®, Series 66

Holland, MI

Advisory Alpha, LLC

James Hill is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Advisory Alpha, LLC. His prior experience includes roles at Cambridge Investment Research Advisors and Purshe Kaplan Sterling Investments. Hill is also president and owner of Trustment, LLC, a firm providing financial services and insurance consulting. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor to other registered investment advisors, employing a discretionary, fund-of-funds investment approach overseen by an internal Investment Team.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Bryan G

CFP®

Holland, MI

HBW Advisory Services LLC

Bryan Geurink is a CFP® professional with eight years of experience in financial planning. He is currently with HBW Advisory Services LLC and also holds ownership and works as a financial planner at Pathway Financial Design LLC. He served as treasurer and provided fundraising support for American Friends of Beautiful Gates Ministries International from 2010 to 2018. HBW Advisory Services manages approximately $1.75 billion in client assets and provides a range of asset management, financial planning, and consulting services to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach using third-party money managers and sub-advisers, emphasizing diversification and downside protection, and offers sub-advisory, co-advisory, and retirement-plan subscription services.

College savings (529s, UTMA, etc.)
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Steve O

CFP®, CFA®, Series 63, Series 66

Holland, MI

Advisory Alpha, LLC

Steve Osterink Jr. is a CFP® and CFA® with 16 years of industry experience. He is a financial advisor at Advisory Alpha, LLC and has previously worked at Simplicity Wealth, LLC and Planners Alliance, LLC. Outside of his advisory role, he is a licensed insurance agent offering term life insurance and fixed annuities and manages a holding company as well as an insurance planning business. Advisory Alpha serves individual and high-net-worth clients, providing portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors, offering a broad range of managed portfolio strategies typically implemented through fund-of-funds structures.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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David V

Series 63, Series 65

Zeeland, MI

HBW Advisory Services LLC

David Veltkamp is a financial advisor with HBW Advisory Services LLC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked with several firms, including Cetera Advisor Networks, Clark Financial Group, and his own Veltkamp & Associates LLC. Outside of advisory roles, he serves as treasurer for Great Lakes Urban, a community development organization. HBW Advisory Services manages approximately $1.75 billion in client assets and provides asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and pension plans. The firm employs a blended investment approach that includes tactical asset allocation and multi-manager diversification, serving a large and diverse client base through retail, institutional, and intermediary relationships.

College savings (529s, UTMA, etc.)
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William O

Series 63, Series 65

Holland, MI

Advisory Alpha, LLC

William O'Neil is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at First Advisors National, LLC and Cetera ADVISORS LLC. In addition to his advisory role, he is involved in insurance sales, education, consulting, and coaching through the O'Neil Insurance Agency. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors and manages a diverse range of managed portfolio series with discretionary oversight.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Janine O

Series 65

Holland, MI

Advisory Alpha, LLC

Janine Osterink is a financial advisor at Advisory Alpha, LLC with 13 years of industry experience. She holds a Series 65 credential and has worked at firms including Advisory Alpha and Planners Alliance. Outside of advising, she owns and operates Osterink Farm, LLC, a farming enterprise. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a diverse range of managed portfolio strategies.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Brian K

Series 65

Holland, MI

Advisory Alpha, LLC

Brian Kragt is a financial advisor at Advisory Alpha, LLC with 12 years of industry experience. He holds a Series 65 designation and has been with Advisory Alpha since 2013. Outside of his advisory role, he is involved in rental property management. Advisory Alpha manages over $4.3 billion for individual and high-net-worth clients through a centralized Investment Team employing a fund-of-funds approach, and serves in subadvisory and co-advisory capacities for other registered investment advisers.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Jaime C

Series 63, Series 65

Holland, MI

Advisory Alpha, LLC

Jaime Cowper is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Advisory Alpha since 2019 and previously held roles at Planners Alliance, Alphastar Capital Management, and Unity Financial Advisors, where he is also the founder and serves as President. In addition to his advisory work, Cowper provides mentoring to independent financial advisors and speaks at professional events on topics such as professional growth and client engagement. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions like retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages portfolios using a diverse range of managed strategies overseen by an internal Investment Team.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Joshua B

Series 63, Series 65

Holland, MI

Advisory Alpha, LLC

Joshua Bergsma is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at Cambridge Investment Research Advisors and Vision Financial Group, where he currently serves as a wealth advisor. Bergsma also acts as an insurance agent specializing in fixed and traditional insurance products. Advisory Alpha serves a diverse retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plans and donor-advised funds. The firm also provides subadvisory and co-advisory services to other RIAs, managing a broad range of managed portfolio strategies with discretionary oversight.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Kyle O

Series 65

Holland, MI

Advisory Alpha, LLC

Kyle O'Brien is a financial advisor with Advisory Alpha, LLC and holds a Series 65 designation. He has seven years of industry experience, having previously worked at Planners Alliance LLC and maintaining a longstanding role with Unity Financial Advisors. Outside of his advisory work, he is involved in insurance account management and sales through Unity Financial Advisors. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plans and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors, employing a fund-of-funds investment approach across a wide range of managed portfolio strategies.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Michael B

Series 65

Holland, MI

Advisory Alpha, LLC

Michael Baker is a Series 65-licensed financial advisor with 15 years of industry experience. He has worked at Advisory Alpha, LLC since 2018 and previously spent nine years at Summit Investment Guidance Partners. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors and employs a discretionary investment process featuring a diverse range of managed portfolio series and strategies.

Retirement plans for business owners (SEP, solo 401k) General retirement planning College savings (529s, UTMA, etc.) Wealth management Real estate investing Founder/Business Owner Retired
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Kimberly S

ChFC®, Series 63, Series 65

Allendale, MI

Foundations Investment Advisors LLC

Kimberly Strosnider is a financial advisor at Foundations Investment Advisors LLC with 15 years of industry experience. She holds the ChFC® designation and has previously worked with AlphaStar Capital Management, LLC and SGL Financial, LLC. In addition to her advisory role, she also engages in life, health, annuity, fixed, and long-term care insurance services through her business, Estate and Wealth Management Services LLC. Foundations Investment Advisors LLC serves a broad client base, including individual and high-net-worth clients, as well as employer-sponsored retirement plans and registered investment companies. The firm offers financial planning and portfolio management using a mix of fundamental, technical, and cyclical analysis, with model portfolios and an asymmetric rebalancing approach.

ESG / Sustainable investing
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Matthew M

Series 63, Series 65

Holland, MI

VOYA Financial Advisors, Inc.

Matthew McInerney is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 credentials and has 40 years of industry experience. He has worked at VOYA Financial Advisors since 2014 and has been involved with Retirement Planning Partners LLC since 2010. In addition to his advisory roles, he is an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers a range of financial planning and portfolio management services through various program structures, emphasizing recommendation-based, non-discretionary advisory relationships.

Retirement income strategy General retirement planning Business ownership considerations Founder/Business Owner Executive
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Douglas D

Series 66

Hudsonville, MI

Ameritas Advisory Services, LLC

Douglas Dejonge is a financial advisor with Ameritas Advisory Services, LLC and holds a Series 66 designation. He has 10 years of industry experience, including prior roles at Advanced Business Advisors LLC, Creative Financial Partners of Michigan, Ameritas Investment Corp, and Altus Group. He also advises business owners on selling their businesses through his role as a business broker at Advanced Business Advisors LLC. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners to align portfolios with client objectives.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Donald F

Series 63, Series 65

Saugatuck, MI

SPC

Donald Fairman is a financial advisor with SPC based in Saugatuck, MI, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Sigma Financial Corporation since 2004. Fairman serves as president of the homeowners association for Douglas Harbor View Lofts in Douglas, MI. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers a range of account programs, delivering tailored and discretionary investment advice primarily through Fidelity custody arrangements.

Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Income planning General estate planning guidance Tax-loss harvesting Founder/Business Owner Retired Executive
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Jacob B

Series 63, Series 66

Holland, MI

The huntington Investment company

Jacob Bullock is a financial advisor with The Huntington Investment Company, holding Series 63 and Series 66 licenses and possessing two years of industry experience. Prior to his current role, he has worked at The Huntington National Bank and has been involved in coaching high school basketball, including positions with Prep Hoops Michigan Basketball Camp and the Lansing Catholic basketball program. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other business entities. The firm sponsors multiple wrap-fee programs using an open-architecture model that combines third-party sub-managers with proprietary Private Bank offerings.

ESG / Sustainable investing Active portfolio management Tax-loss harvesting
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