Kim Wurl is a CFP® professional with six years of industry experience. She is currently with Sequoia Financial Group, L.L.C. and previously worked at Carlson Capital Management, LLC and White Oaks Wealth Advisors. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model allocations and custom portfolios overseen by an Investment Policy Committee, utilizing a range of investment vehicles and regular portfolio reviews.

James Yaworski Jr. is a CFA® charterholder with 11 years of industry experience. He is currently with Sequoia Financial Group, L.L.C. and previously worked for nine years at Carlson Capital Management, LLC. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting to a diverse client base, including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm combines model allocations and custom solutions overseen by an Investment Policy Committee, utilizing a range of investment vehicles and thorough research methods.

Benjamin Goshgarian is a financial advisor at Voya Financial Advisors, Inc. with two years of industry experience. He holds a Series 66 designation and has prior experience at WCC and RCC. Additionally, he works as an independent insurance agent specializing in fixed insurance and life insurance sales. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and various advisory programs, primarily delivering non-discretionary recommendations and operating as both an SEC-registered investment adviser and a broker-dealer.

Juliette Marth is a financial advisor with Voya Financial Advisors, Inc. in Bloomington, MN, holding a Series 66 designation and 11 years of industry experience. She has worked at Voya Financial Advisors since 2015. In addition to her advisory role, she is an independent insurance agent specializing in the sale of fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutional clients, retirement plan sponsors, and high-net-worth individuals. The firm offers various financial services, such as financial planning and portfolio management, delivered through multiple program structures with an emphasis on non-discretionary, recommendation-based advice.

David Sayers is a CFP® and ChFC® with 12 years of industry experience. He is currently with Sequoia Financial Group, L.L.C. and previously worked at Carlson Capital Management LLC, Trunorth Wealth Partners, BGM Wealth Management, and CliftonLarsonAllen Wealth Advisors, LLC. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model and custom portfolio management strategies supported by fundamental, technical, and cyclical research, alongside third-party due diligence.

Aaron Beadner is a financial advisor with Empower Advisory Group holding a Series 66 designation and four years of industry experience. He has previously worked at Equitable Advisors and Zeutenhorst Financial Inc. Outside of his advisory role, Beadner serves as a council member for the City of Orange City, Iowa. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain individual investors. The firm employs an integrated service model connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Adam Hoffmann is a CFP® professional at Sequoia Financial Group, L.L.C. with 12 years of industry experience. He previously worked at Carlson Capital Management, LLC for seven years before joining Sequoia in 2025. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and informed by extensive research and due diligence.

Matthew Valen is a Series 63-licensed financial advisor with Primerica Advisors in Burnsville, MN, and has 34 years of industry experience. He has been with Primerica Advisors since 1992 and maintains several business interests, including construction through Matt Valen Construction and acoustic-related ventures such as Kirk Acoustics and Jannings Acoustics. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm operates with nearly 3,700 advisors and manages approximately $15.5 billion in assets, offering model-based investment strategies and discretionary management supported by third-party asset managers and custodians.

Charmin Erickson is a Series 66-licensed financial advisor with Thrivent Investment Management, bringing two years of industry experience. Her background includes roles at Thrivent Financial and Modere, as well as over a decade in education and two decades in direct sales with Mary Kay. Outside of advisory work, she is a partner in a payment processing business and a sales consultant for network marketing household products. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and comprehensive written recommendations across retirement, tax, estate, and other planning areas without discretionary trading authority.

Kenneth Loehlein is a financial advisor with OSAIC in Burnsville, MN, holding Series 63 and Series 66 credentials and 25 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. for 14 years. Outside of his advisory role, he owns a rental property in Florida that is managed locally. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services with access to third-party money managers and wrap programs. The firm uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios managed on discretionary or non-discretionary bases.

Justin Willmott is a financial advisor with Mass Mutual Investors Services in Atlanta, GA, holding a Series 66 designation and 15 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2014. Outside of his advisory role, he is involved in a health-related sales business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved analytical tools and collaborative planning processes.

Doan Trinh is a financial advisor at J.P. Morgan Securities with seven years of industry experience. They hold a Series 66 designation and have previously worked at Merrill, Bank of America, and Wells Fargo NA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Michael Pender is a CFP® professional with seven years of industry experience, currently advising clients at Edward Jones since 2018. His prior work includes service in the Minnesota Air National Guard and roles with the State of Minnesota and the College of St. Scholastica. Outside of his advisory role, he manages rental property and tenant relations in Eagan, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Kevin Mullaney is a financial advisor at Edward Jones in Eagan, MN, holding a Series 66 designation with one year of industry experience. His prior roles include positions at KM Consultancy LLC, Podimetrics, UnitedHealthcare, Optum, and Logistics Planning Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Luke Martinson is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2021. Outside of his advisory role, he is involved with the Mediterranean Cruise Cafe, a business engagement dating back to 2023. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income advice through a centralized consulting team.

Benjamin Van Vooren is a financial advisor with Edward Jones in Northfield, MN, holding a Series 66 designation and four years of industry experience. He has worked at Edward Jones since 2021 and previously spent nine years with Presbyterian Homes & Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Karen Oaster is a Series 63 licensed advisor with Primerica Advisors in Burnsville, MN, and has 35 years of industry experience. She has been with Primerica Advisors since 1990 and Primerica Financial Services since 1999. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and selectively managed accounts for individual and high-net-worth clients. The firm focuses on a tiered wrap-fee structure and curates third-party asset managers while maintaining oversight of model offerings.

Emily Simpson is a Series 66-licensed financial advisor at Thrivent Investment Management with four years of industry experience. She previously worked for U.S. Bank for six years before joining Thrivent in 2022. Outside of her advisory role, Simpson serves as Vice President on her neighborhood homeowners association board. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across various areas such as retirement and estate planning. The firm offers planning separate from portfolio management, with options to combine planning and managed accounts under a consolidated billing program called WealthPlan.

Jason Linder is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 licenses. He has 37 years of industry experience, including roles at Securities America Advisors and VOYA Financial Advisors. He is also the owner of Linder & Associates, an insurance agency he has operated since 1990. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides both discretionary and non-discretionary investment solutions and offers proprietary and third-party model strategies.

Thomas Karner is a financial advisor at OSAIC with 30 years of industry experience. He holds a Series 63 designation and has worked with firms including Securities America Advisors and SII Investments. Karner is also president of Karner & Associates, Inc., where he focuses on the sale of major medical and Medicare supplement insurance products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage, investment advisory, and financial planning services. The firm employs asset-allocation tools and risk assessment methods to create portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.