Jordyn La Vigne is a Series 66 licensed financial advisor with six years at Merrill and a total of five years in the industry. Prior to joining Merrill in 2020, she worked at North Shore Bank of Commerce for three years and has experience in the hospitality sector with Black Woods Grill & Bar. She assists with administrative duties for her husband's small businesses in adult foster care and community services in her spare time. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Green is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial for Lutherans since 2012 and Thrivent Investment Management since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based analyses and written recommendations on a broad array of financial topics. The firm offers these services through a network of advisors and integrates planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Kristin Rognerud is a Series 66 registered advisor with Raymond James Financial Services Advisors, where she has worked since 2011, accumulating 19 years of industry experience. She serves on the Finance and Investment Committee of the College of St. Scholastica Board of Trustees, advising on the management of the college’s endowment. Rognerud is also president of Ascential Wealth Advisors, a firm providing financial planning and investment advice. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm provides tailored non-discretionary planning and supports municipal and public-finance work through unique affiliations.

Tanner Laderoute is a financial advisor with Morgan Stanley in Duluth, MN, holding a Series 66 designation and with less than one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank, the Pittsburgh Penguins Organization, and the University of Minnesota Duluth. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and research resources.

Derek Dallum is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked in healthcare and bookkeeping roles. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports through a centralized consulting team.

Kevin Pilon is a financial advisor with Thrivent Investment Management in Duluth, MN, holding a Series 66 credential and 10 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2016. Outside of his advisory role, Pilon provides occasional cantoring at funerals and serves on the stewardship council at St. Benedict Catholic Parish. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based financial planning without discretionary trading authority or institutional portfolio management.

Conrad Hjort is a financial advisor with Ameriprise in Duluth, MN, holding CFP®, ChFC®, and Series 63 designations and has 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as a trustee and is a general partner involved in managing office expenses for a business entity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to generate tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Mark Brown is a financial advisor with Morgan Stanley who holds the Series 66 designation and has 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Lynn Dart Nelson is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and 41 years of industry experience. Prior to joining LPL Financial in 2021, Nelson worked for Waddell & Reed, Inc. and various insurance carriers from 1985 to 2021. Nelson has been involved in insurance sales as an agent alongside advisory work throughout their career. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options supported by research and model portfolios.

Carol Taran is a financial advisor with Ameriprise in Hermantown, MN, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, offering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team in partnership with its financial advisors.

Grace Creager is a financial advisor at Ameriprise in Duluth, MN, holding a Series 66 designation with one year of industry experience. She has prior work experience in various roles including at Perk Place Coffeehouse and the University of Minnesota-Duluth. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary retirement income recommendations, supported by a centralized consulting team and algorithmic tools.

Kristin Montgomery is a CFP® certificant with 15 years of industry experience, currently affiliated with LPL Financial in Duluth, MN. Her prior experience includes roles at BELL Bank, Manifest Wealth Management, and Waddell & Reed Inc. Outside of financial services, she operates Derek Montgomery Photography, a business she has maintained since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Jade Cavallin is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial since 2021. Prior to joining LPL, Jade worked at Anne Holy and Waddell & Reed, INC., and has held roles with various insurance carriers. Jade also maintains a notary business in Duluth, MN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Daniel Maki is a CFA® charterholder and holds a Series 66 license, with 10 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2016 and Raymond James Financial Services, Inc. since 2015. Outside his advisory role, he is an employee at Ascential Wealth Advisors, where he provides investment management and financial planning. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and tailored planning approaches to support client goals and maintains unique affiliations in municipal advising and employer retirement plan consulting.

Jordan Fahlsing is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 63 licenses and bringing 15 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Fahlsing serves as a board member at large for the Hermantown Legacy Fund, a philanthropic organization supporting community grants, scholarships, and sponsorships in Hermantown, MN. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations on a variety of planning topics. The firm’s approach separates planning from portfolio management and does not accept discretionary trading authority for its planning services.

Matthew Blake is a financial advisor with Merrill in Duluth, Minnesota. He holds a Series 66 designation and has six years of industry experience. His prior work includes roles at UBM and MJH Associates. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ryan Geris is a Wealth Management Advisor with Merrill Lynch Wealth Management, operating as part of The Yung Geris Group. He joined Merrill in 2008 and focuses on delivering comprehensive financial services tailored to his clients' needs. His team emphasizes building long-term relationships based on listening, understanding, and mutual accomplishment, leveraging the resources of Merrill Lynch and Bank of America. Ryan's areas of expertise include college education planning, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a Bachelor's Degree from the University of Minnesota Duluth, where he also played men's hockey from 2002 to 2007. Ryan is actively involved in his community, serving as a board member of the Beck Foundation and Northwoods Children's Services, and has previously coached the Duluth Denfeld High School hockey team. Outside of work, his interests include biking, boating, camping, football, golfing, ice hockey, photography, running, spending time with family, and yoga.

Benjamin Kneeland is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds a Series 66 credential and previously worked at Morgan Stanley and Morgan Stanley Private Bank. In addition to his advisory role, he serves as a licensed peace officer with the Proctor Police Department, providing security for major city events. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and various organizations. The firm offers financial planning and consulting services supported by nationwide advisers and a range of portfolio management styles.

Kyle Tomaich is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and 15 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his financial advisory role, he serves as an assistant coach for the Duluth East softball team. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, risk management, and specialized areas such as business-owner transition and sports and entertainment planning.

Neill Atkins is a financial advisor at Cetera with 45 years of industry experience. He holds a Series 63 designation and has been with Cetera since 2013. Outside of his advisory role, Atkins hosts a weekly talk radio show focused on current events and politics and serves on the board of several veterans organizations, including Veterans United for Freedom and the Zenith City American Legion Post 28. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a range of program structures and client needs.